Car Insurance nowadays... tsk tsk tsk...

[Adamvios]

1st year i with AIG .( Wat i know 1st year i brought the policy cannot change ). Than 2nd year & 3rd year i change to AXA . Rit bro ?

[Liquidh]

Think you can expect 600 - 700... for the same plan.

[Apollo]

huh.. my one >25 yr old

 

how cum more exp then u??

 

i tink tio carrot

[Dynaway]

LoL.

 

one thing is my car is on loan with paper value only....

 

so i guess they deem it not high risk...

[Adamvios]

1st year cost me $1300+ with AIG , 2nd year i change to AXA Cost me $ 900+ & 3rd year cost me $ 700+ . ( untill now still with AXA ) I think they much cheaper . Am i rit ?

I not sure NTUC ? Anybody know i much they charge ?

 

* if i no wrong my next year wll cost me $500+

 

( 2008 )

1. $800

2. 20%

3. 31

4. Vios 06

5. AXA

6. Third party fire & theft .

 

( 2009 )

1. $500+

2. 30%

3. 32

4. Vios 06

5. AXA

6. Third party fire & theft .

[Kingkong]

1. Premium amount : $583 (Inc additional PA coverage of $30, Thru' AAS)

2. NCD discount : 50 + 5%

3. Age : 40

4. Car : Altis '06

5. Insurer : AXA

6. Type : Comprehensive

7. Excess $200

[Adamvios]

Do you think AXA cover more ? Do u try AIG and NTUC before ?

[Ahdi]

1) $1010

2) 50% +5% Good driving record

3) 54 Dad name

4) Honda Stream KM

5) AXA In-house finance by KM

6) Cpmprehensive

 

1) $800+

2) 50% + 5%

3) 50 Mom name

4) E240 2.6 3yr old car

5) AXA

6) Comprehensive

 

1) $1700+

2) 10%

3) 25 Sister car

4) Toyota Vios 1.5E

5) AXA

6) Comprehensive

[Adamvios]

you also choose axa . You think they cover more or they much cheaper ?

[Zoom99]

1. $750

2. 50% + 5%(loyalty)

3. Maybank

4. 41 yrs old(outdoor sales)

5. Camry 2.0

6. Comprehensive

[Passion]

Due for renewal on Aug 08.

 

And NT*C is really chop carrot.Their quotation is $1107.16.

 

My NCD is 10%

 

Age 48(Under my uncle's name)

 

Car Mz 2

 

Comprehensive.

 

Any comments?Carrot?

[Adamvios]

i heard NTUC policy got protect your NCD 50% . if kena accident.( touch wood ) But must pay more . Worth to buy ?

[Adamvios]

Wat do you think , if pay more to cover more or pay less to cover less . Which policy will you buy ?

[Passion]

Wah Lau eh,i still waiting for Great Eastern to quote.should be lower.if not,who can gai xiao india insurance?

[Adamvios]

Before you pay how much , and which company you buy for ? Can i know ?

[Atlantis80]

Other insurers also provide NCD protector. E.g. AIA, RSA etc

[Atlantis80]

1. Premium amount

2. NCD discount (0-50%)

3. Age

4. Car

5. Insurer (AIG, NTUC, AXA, etc)

6. Type (Comprehensive, 3rd party, etc)

 

 

1. $1,100

2. 10%

3. 28

4. Mazda3

5. OAC

6. Comprehensive

[Mok_]

1. Premium amount: $265

2. NCD discount (0-50%): 50%

3. Age: 35

4. Car: 04 Wish

5. Insurer (AIG, NTUC, AXA, etc): AXA

6. Type (Comprehensive, 3rd party, etc): 3rd Party

 

No point self insure since I'll probably not self claim for small amount.

 

Worse case if totaled, just absorb the body loss and take back the paper value from LTA.

 

There is really no point in insuring paper value.

 

Insuring at Market Value is a scam. It simply means, "whatever value i deem fit".