Jchuacl Clutched August 3, 2011 Share August 3, 2011 In finance sector, checks are more stringent especially for perm staff. Any hits on the checks will require clearance from HR and the hiring manager. Most prospective employers don't do credit bureau checks, and even if they do, may not find out anything. Usually such cases happen only after working for a while and certain level of trust is there. By the way I hope you know what type of cases I'm talking about ↡ Advertisement Link to post Share on other sites More sharing options...
Twinturbo Neutral Newbie August 3, 2011 Share August 3, 2011 You must be Volvo salesman [laugh] Go buy any cars in the range. I am talking abt ability here, BMW Audi also can. Earn 8++ and 7++, both earn 15++++/mth.... Gian but don't dare. Link to post Share on other sites More sharing options...
KARTer 2nd Gear August 3, 2011 Share August 3, 2011 Volvo marketing executive once tell me, Volvo customer hardly take loan, normally pay in full cash meaning most volvo buyers are loaded.... no wonder casket companies use volvo as hearse, to make the last trip of the rich a familiar one Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 3, 2011 Share August 3, 2011 Volvo marketing executive once tell me, Volvo customer hardly take loan, normally pay in full cash but when i bot my Volvo , the SE requested that i take a loan to help him. Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 3, 2011 Share August 3, 2011 Go buy any cars in the range. I am talking abt ability here, BMW Audi also can. Earn 8++ and 7++, both earn 15++++/mth.... Gian but don't dare. Wise choice Thargor made. $15k permonth, better to stick to cars under $80k especially when you have family. Link to post Share on other sites More sharing options...
Joseph22 Turbocharged August 3, 2011 Share August 3, 2011 but when i bot my Volvo , the SE requested that i take a loan to help him. They will try cause they got commision. but i heard most dont care. Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 3, 2011 Share August 3, 2011 They will try cause they got commision. but i heard most dont care. yeah. i did help him but after a while, sian with an outstanding loan so i paid it off. haha then for my next car, i also help the dealer becos he nice guy. then after a while , i sian again and paid it off. actually , i'm quite a nice guy myself, eh??? hahahaha Link to post Share on other sites More sharing options...
Joseph22 Turbocharged August 3, 2011 Share August 3, 2011 yeah. i did help him but after a while, sian with an outstanding loan so i paid it off. haha then for my next car, i also help the dealer becos he nice guy. then after a while , i sian again and paid it off. actually , i'm quite a nice guy myself, eh??? hahahaha not sure about lux car. but for BB car, If i am not wrong its more worth it to take loan then cancel it one month later. (assuming you take those no string attach type.) compare to pay in full cash. their mark up for paying cash is too much Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 3, 2011 Share August 3, 2011 not sure about lux car. but for BB car, If i am not wrong its more worth it to take loan then cancel it one month later. (assuming you take those no string attach type.) compare to pay in full cash. their mark up for paying cash is too much for lux car, usually no diff. loan or no loan same price. for jap cars, usually min loan period 1 year, to take advantage of "discounted"price Link to post Share on other sites More sharing options...
Joseph22 Turbocharged August 3, 2011 Share August 3, 2011 for lux car, usually no diff. loan or no loan same price. for jap cars, usually min loan period 1 year, to take advantage of "discounted"price very cheapskate... [laugh] Anyway, JFI. VW also using same trick. that time friend want to but Golf Sports TSI. price then was 91K. he ask pay full cash how much. reply is 99K Link to post Share on other sites More sharing options...
Thargor 1st Gear August 3, 2011 Share August 3, 2011 Wise choice Thargor made. $15k permonth, better to stick to cars under $80k especially when you have family. Yup...yes a combined income of 15k...after CPF deduction take home ard 13K...but the thing is, I don't feel 'rich enough' to buy a Volvo XC90 2nd hand...let alone a brand new one. Should I feel rich with a 8k++ monthly salary? I seriously don't think so. I always wonder how some folks making 5-6k a month can drive luxury cars. Link to post Share on other sites More sharing options...
Turbonetics 2nd Gear August 3, 2011 Share August 3, 2011 very cheapskate... [laugh] Anyway, JFI. VW also using same trick. that time friend want to but Golf Sports TSI. price then was 91K. he ask pay full cash how much. reply is 99K he shouldn't ask then. just proceed to do the paperwork and after completion,write a cheque. if after completion of paperwork and the SE said price is increased,then just walk away. actually quite funny sometimes when i heard pay cash yet more expensive. usually pay full cash should be cheaper mah,like buying watches,camera. Link to post Share on other sites More sharing options...
Joseph22 Turbocharged August 3, 2011 Share August 3, 2011 Yup...yes a combined income of 15k...after CPF deduction take home ard 13K...but the thing is, I don't feel 'rich enough' to buy a Volvo XC90 2nd hand...let alone a brand new one. Should I feel rich with a 8k++ monthly salary? I seriously don't think so. I always wonder how some folks making 5-6k a month can drive luxury cars. actually what is the price of the lux car you are refering to?? just wondering. cause you mention XC90. so i am having the impression, you are not talking about entry level car like C180 or 318 series. Link to post Share on other sites More sharing options...
Turbonetics 2nd Gear August 3, 2011 Share August 3, 2011 Yup...yes a combined income of 15k...after CPF deduction take home ard 13K...but the thing is, I don't feel 'rich enough' to buy a Volvo XC90 2nd hand...let alone a brand new one. Should I feel rich with a 8k++ monthly salary? I seriously don't think so. I always wonder how some folks making 5-6k a month can drive luxury cars. i feel the same for you. probably i will feel rich when i can reach income level of maybe $15-20k. Link to post Share on other sites More sharing options...
Thargor 1st Gear August 3, 2011 Share August 3, 2011 actually what is the price of the lux car you are refering to?? just wondering. cause you mention XC90. so i am having the impression, you are not talking about entry level car like C180 or 318 series. I mention XC90 is because I really like XC90 a lot. hehe...for now its out of reach. Its not just about whether I can afford the money..yes I can afford to buy one and support it...but at what cost? At what tradeoff? I will rather drive a Honda Civics now...and be able to walk into any toy shop or clothing shop and pick any item and bring to cashier without looking a the price tag. Than to drive a XC90 and find myself look at price tag everytime I wanna buy a toy or clothes for my baby princess. Link to post Share on other sites More sharing options...
Joseph22 Turbocharged August 3, 2011 Share August 3, 2011 I mention XC90 is because I really like XC90 a lot. hehe...for now its out of reach. Its not just about whether I can afford the money..yes I can afford to buy one and support it...but at what cost? At what tradeoff? I will rather drive a Honda Civics now...and be able to walk into any toy shop or clothing shop and pick any item and bring to cashier without looking a the price tag. Than to drive a XC90 and find myself look at price tag everytime I wanna buy a toy or clothes for my baby princess. er... so how much you are refering to as lux?? cause i definitely wont consider A-class as lux... branded yes but not lux Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 4, 2011 Share August 4, 2011 Yup...yes a combined income of 15k...after CPF deduction take home ard 13K...but the thing is, I don't feel 'rich enough' to buy a Volvo XC90 2nd hand...let alone a brand new one. Should I feel rich with a 8k++ monthly salary? I seriously don't think so. I always wonder how some folks making 5-6k a month can drive luxury cars. they (not those with rich background) do it living hand to mouth. they do it without thinking about their future. they do it sacrificing and trading off many other things. you got your feet on the ground steady. I respect you for that. Link to post Share on other sites More sharing options...
Throttle2 Supersonic August 4, 2011 Share August 4, 2011 i feel the same for you. probably i will feel rich when i can reach income level of maybe $15-20k. hhhhmmmmm....ok, i shant comment ↡ Advertisement Link to post Share on other sites More sharing options...
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