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Kurty
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Hygiene? I think they are more hygienic than locals undergrads.. You should see the hostel in Uni, even charbos. Lol.

But smell is because different in culture. We just have to get use to it. There are worse, regardless of race and nationality.

 

regardless, i do not rent to 2 nationalities....

 

my fav nationalities to rent to is taiwanese and korean

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regardless, i do not rent to 2 nationalities....

 

my fav nationalities to rent to is taiwanese and korean

 

I get what u mean, these two nationalities normal 2 hr transit at my place... Lol

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I get what u mean, these two nationalities normal 2 hr transit at my place... Lol

 

means you got a hotel.... not too shabby to have a hotel with negative equity of 260k [laugh]

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you are his best friend?

 

Di diang? TS? If he provide me free fuel vouchers and desserts at his friend's place, I will become his best friend... Lol!!

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Supercharged

Di diang? TS? If he provide me free fuel vouchers and desserts at his friend's place, I will become his best friend... Lol!!

 

haha, i also want free fuel vouchers and desserts.

 

being his pal for more than 20yrs, he never treat me anything more leh...

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Di diang? TS? If he provide me free fuel vouchers and desserts at his friend's place, I will become his best friend... Lol!!

 

his friend taking 260k loan mah... you say you also negative equity 20k so i tot is you mah [laugh]

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Supercharged

my fav nationalities to rent to is taiwanese and korean

 

Rent only to Taiwanese and Korean single women isit? [:p]

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(edited)

Hi,

Sharing a story from my close friend, really wish to help but got no idea to it.

Story goes:

Friend

Edited by Jrage
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Supercharged

Q1:How could he get 260k loan when he does not have any income in sg. Does he currently holding on to a job that allows him to take up the loan ?

Q2:Since it a BTO , i will assume that there is another owner for the house. Will the other joint owner be oversea too? If no, then he cannot sublet at all.

Q3. If he is holding to a tourist visa oversea, I doubt he will be granted any approval for subleting. He need to have a job/work permit or school/student permit.

 

A1: he has around 40K in his OA, he

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Supercharged

I am not asking if he has $$ to pay off the deposit. Does he has a job that allows him to take up 260k loan?

 

the loan will be from HDB, does HDB look into such ?

 

can share some pointer?

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I am not asking if he has $$ to pay off the deposit. Does he has a job that allows him to take up 260k loan?

 

He already got loan liao. So does it still matters that he has a job then?

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(edited)

the loan will be from HDB, does HDB look into such ?

can share some pointer?

HDB will only loan to you if your income is able to service the loan. So you need to be show your mthly income (either thru salary or income from business) before they will grant you loan. U can check how much hdb is willing to grant you from this website.

https://services2.hdb.gov.sg/webapp/BP27LEA...in/BP27PApp.jsp

 

Note : that they dun consider income for your "future" business.

 

Dun think he has already gotten a loan cos' how can the repayment be in the range of a couple of hundred.. even at the lowest interest rate in town , we are talking abt >$500 a mth.

If i am not wrong, loan is only granted nearer to the completion of the bto. So i suspect they have gotten a loan yet.

Edited by Jrage
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