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Accident but the other party refuse to provide NRIC

Fishy

By Fishy,
in General Car Discussion

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Fishy

Fishy

4th Gear
(edited)

Hi all, need some advice. I got into an accident just now but the other party refuse to provide his NRIC but provided his handphone number.

 

We agreed verbally to settle ourselves, he will fix his own car and i will fix mine, without involving insurance as premium will be higher. Should I go and make a police report and detail down our conversation and forward the report to the insurance so that in future, the other party will not be able to make a claim from me?

If i do that, will the insurance be higher next year?

Edited by Fishy
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Itsec

Itsec

2nd Gear
(edited)

u already do urself wrong... by believing him/her and taking the matters in your own hand... [sweatdrop]

Edited by Itsec
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Southpark2000

Southpark2000

Neutral Newbie
(edited)

WRONG!!!!

 

If the other party refuses to give NRIC. No need to talk any further. Just call mata.

 

Say he refuses to give NRIC. Suspect he / she got no licence to drive or under suspension. Or under influence of alcohol. Watever.

Edited by Southpark2000
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Fishy

Fishy

4th Gear
  • Author

so please advise the right course of action now. do i make a report?

cos i am thinking, i go to police station, make a report and write down what he said ie write down that he said settle our own car then fax the report to insurance so that in future, his insurer will not come back to claim on me.

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Southpark2000

Southpark2000

Neutral Newbie
(edited)

Yes - you shld do that anyway cos' under new ruling - must report accident to insurer within 24 hrs.

 

If mata kilat (highly unlikely), they will haul owner for verification to catch the SOB (he may hav no licence or is suspended or isn't the owner of car).

 

At the least, you get circumstantial evidence that you tried to get his NRIC and he refused. Get his fax also and fax the same to him so he know he can't play punk.

 

In cover to him/insurer, lay out course of action.

i.e., in consideration that he agreed to settle, will pursue that option in the 1st instance.

 

followed by claim against his insurance.

 

followed by legal action.

Edited by Southpark2000
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Kusje

Kusje

Supersonic

Reckon you'd better report to the insurance company or you could be in a lot of trouble. 24 hours to report from the time of accident.

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Kyojin

Kyojin

1st Gear

insurance may not go up automatically. especially if no claim was made against you. on the other hand, if the guy files a claim (even you had a verbal agreement), then who knows what will happen when you need to renew your insurance?

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Nlatio

Nlatio

Turbocharged
(edited)

This kind no need go mata as no one is injured.... just call your insurance and inform them, they will advise you what to do..... cover your back side first....of course that fella gentleman okay, but if he later go claim against you, you will be in sh*t because you did not report....

 

UNLESS, you call him now, ask him to meet up with you and put in black and white the agreement.... like that you no need afraid he screw you, he also no need afraid you screw him....

 

Just like my earlier experience..... that day, one fella go kiss my backside (my ride backside... [sweatdrop] )... we got down the car, he say sorry his fault... okay he apologise I gentleman, say how to settle, don't mind sending to his workshop as I just want to get my backside fix... he also gentleman, say nevermind, go to my own workshop and he will pay... we exchange particular, I drive to my workshop, my workshop tell me to collect $$$ from him first just in case he refuse to pay later.... I call hm up, told him to pay first, he agree............ meet him later to collect $$$ and at the same time, we sign on a form.... we agree not to report, he pay me, I agree etc etc... all in black and white.... so we don't need to afraid....

 

In summary, whatever agreement must be in black and white..... [nod]

Edited by Nlatio
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Blue850r

Blue850r

Clutched

You just had a gentleman agreement with the other party to settle the damage by yourself and not to report anything. So the other party is also afraid you eat your words and shoot him from the back by reporting it (which you are thinking now). So he didnt trust to give you his NRIC or in fact no need to, since you settle on your own.

 

I believe your "accident" must be very very minor. Otherwise both of you wouldn't have come to this understanding.

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Fishy

Fishy

4th Gear
  • Author

ok cos i am thinking of going to make a police report then forward it to insurer in case he play punk. will the insurer decide to increase my premium if i do not claim but merely report?

 

the thing i already gave him my word i wont report but now i do that...

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Porche

Porche

5th Gear

if you are claiming against him, won't affect your next renewal. if he don't provide his ic, you can call the cops. if the accident haven't exceed 24hrs better call your insurer, in case he claim you

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Fishy

Fishy

4th Gear
  • Author

yes, its quite minor, lucky no injuries...

 

i told him on the phone i want to settle our own car without getting insurer so i sms him my confirmation but now he hasnt replied though he claimed he duno how to sms (50+ yr old dialect speaking), also claimed waiting for family member to come home to help him reply

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Fishy

Fishy

4th Gear
  • Author

now is i duno who is right and who is wrong. we both agreed not to claim and settle on our own thats why i am perplexed now, duno to report and how to report

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Nlatio

Nlatio

Turbocharged
(edited)

If you want to save the hassle of report to insurance blah blah blah, call him now, put in black and white, go meet him and you 2 each one sign one copy.... finised.... no need worry.... later he go claim againstr you, show the agreement letter.... nothing they can do.... that is better I believe.... unless he refuse to sign, then you better go report....

 

The thing is, if you go report, he may also go report, and this is your word against his and it will drag on for veri veri long and believe me, your next premium confirm will be higher.... unless your insurer more powderful than his...

Edited by Nlatio
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Fishy

Fishy

4th Gear
  • Author

i just do not want to claim on him to affect his and my premium (regardless who is wrong) but yet i want to cover myself against future claims. how?

do i still report to insurer but tell insurer i not claiming the other party?

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