Difference between BTO, DBSS and EC.

[Joseph22]

the onli good reason i can think of for buying a dbss is that someone doesn't wanna wait for Q number and be more assured in choosing the unit he wants and wanna fund the a/c, wardrobes, etc from his cpf. but the premium paid is not worth as the land is tendered at open market prices by developers plus add in their profit.

 

if someone actualli believes the quality of dbss is better simply becoz they paid more, be prepared to be disappointed when they get their keys.

 

now also need to get Q number liao. my friend recently just applied Adora Green in yishun.

 

DBSS now is used to buffer for their mistake in making the HDB resales too expensive for high income middle class young couple.

[Joseph22]

if i am not wrong, hdb latest bto offer for jurong is premium. they say in their website. but exp man

not really very expensive if you consider that its selling around the same price as a 4 room around its region. its actually walking distant to lakeside mrt.

 

 

 

[Dj_spike]

btw the fittings that came in The Premiere@Tampines isnt good quality. eg: the dish drainer is not full stainless steel but coated only. Will get rusty after awhile. Why's the point of just coating a dish drainer cos it'll definitely get wet?? Some units have more probs than others though, thankfully mine is ok so far.

 

Waiting to see how the other DBSS beside mine is going to look like when it is up. Also by Sim Lian so i would expect the quality to be similar but at much higher pricing. Was really lucky to get my 5 room unit at $391,000 (before $40,000 grant) at that time. People used to say it was expensive but it's considered a steal now!

 

Precisely my point.. its the price that matters

 

By the way bro, u not changing car ah?

[Timex1441]

it sounds to me tat TS is in no hurry to get a property, tat's why can consider so many options....

then it boils down to budget, i guess....

juz look at wat's the most u can afford, then find something tat fits ur requirements...(e.g. if u want near the city, then u probably can only get a smaller apartment etc etc)

for me, in 2009, i didnt even bother to consider BTO cos i'm so old liao, can't afford to wait a few yrs n waste $ on rent too. DBSSS toa payoh was tempting but still beyond my budget....in the end went for a resale flat, quick n straightforward.

[Limxiaoming]

ECs used to be a good buy many, many years ago when the price diff between hdb EA flat & EC was not that much (in fact, at one stage, EC was even cheaper than EA flat!). But now EC prices are ridiculous for a first timer and is juz a stupid buy. Plus the units are smaller. Pointless.

 

DBSS? What for? Cost more than a bto hdb flat but it's still a hdb flat wif zero security, zero facilities, zero prestige n ah long can still walk up to ur doorstep.

 

My advice: Stick to the BTO route n slowly upgrade as u go along.

 

Ok comparing a BTO for eg Greenwalk in Yishun now a 5rm flat going for an average of $400k

A DBSS flat for eg Adora Green 5 rm flat going for an average of $480k - $80k more.

 

For this 80k more you get a slightly better location in terms of nearer to MRT, better built quality ( so they say)

You get tiles, better finishing, aircon, fully renovated/ move in condition unit. Best of all, costs of all fittings are already factored into loan amount, also payable by CPF. Think here think there, sounds good to me...

Edited March 30, 2011 by Limxiaoming

[Limxiaoming]

for EC, you go check, there might be a chance. cause 12K is for 2 income, if more income, might be higher.

 

i remember more than 2 person working, income limit for DBSS is 12K.

 

This amount has been revised to $10k for DBSS

[Soya]

make sure u comparing apple to apple between bto and dbss i.e same floor, size, facing, etc.

 

if in the end, it does work out to onli 60k more for a better location incl $20k worth of reno maybe can consider.

 

but dun buy becoz tink dbss is better quality or more high-class.

[Whathefish]

for EC, you go check, there might be a chance. cause 12K is for 2 income, if more income, might be higher.

 

i remember more than 2 person working, income limit for DBSS is 12K.

 

thanks bro....my parents are not working and brother already got his own flat...was joking then...

 

already gave up the thought liao...

[Mustank]

where you get greenwalk bto 5rm 400k from?

 

no wonder J22 scold you. hdb website say 298-365

 

adora green.com say 5 room is 520-650

[Ncss]

I wish!!! Bro ...household income...not my personal income..

 

Maybe i earn $3k, my dad $2k, my mum $1.5k, wife $3k, brother $3k...how? wau hahaha $12.5k

 

Dun stay with your daddy and mummy and brother lor...

[Gearoil]

Ppl here are very silly.

 

There is really no difference if the property segment falls into the 'subsidised market', that is HDB have a control in it.

 

All the differences MCfer see here are intangible....design, quality blah blah blah..

 

There are only two types of property here in Sinkland.

 

Public or private.

 

Of course within the private, there are sub division of the various type and there are then REAL difference among the private.

 

The pros and cons are all there..

 

Ultimately the private segment always.... WINS!

[Csnewbie]

make sure u comparing apple to apple between bto and dbss i.e same floor, size, facing, etc.

 

if in the end, it does work out to onli 60k more for a better location incl $20k worth of reno maybe can consider.

 

but dun buy becoz tink dbss is better quality or more high-class.

agree.

[Mustank]

Bro, don get con. this lxm guy is a tricky boy

 

pls see my post. i checked and realised that the prices difference is much higher

[Lala81]

Yea thanks for that info.

The plus point for DBSS is that although it costs more, the build quality of the overall project is superior to BTOs.

Also, the furniture/fittings come together with the house, in another way it means that bulk of the renovation costs are factored into your HDB loan and can be paid by CPF.

 

Anecdotally, when my fiancee's colleagues got the Premiere at Tampines.

They needed to do some renovation work but had difficulty finding contractor cos the contractors didn't find it worthwhile to do a job of that value. Cos most of the $$ earning aspects were already done.

 

Anyway, location and the actual site is more impt then anything else.

[Ncss]

Bishan DBSS about 80~90% done...

 

Preview of it's interior

http://naturaloft.lefora.com/2011/02/02/a-sneak-peak/

[Lala81]

Ok comparing a BTO for eg Greenwalk in Yishun now a 5rm flat going for an average of $400k

A DBSS flat for eg Adora Green 5 rm flat going for an average of $480k - $80k more.

 

For this 80k more you get a slightly better location in terms of nearer to MRT, better built quality ( so they say)

You get tiles, better finishing, aircon, fully renovated/ move in condition unit. Best of all, costs of all fittings are already factored into loan amount, also payable by CPF. Think here think there, sounds good to me...

 

Adora green will have very few 5rm units. They decided its more cost effective to sell mostly 4rm flats.

Cos the cost of that land is similar to Peak at ToaPayoh.

[Moredhel]

Don't worry about the fixtures and fittings.

 

Whether it's BTO, DBSS or EC, you can be assured that all the fixtures and fittings will be of the cheapest and lousiest material and quality able to be found worldwide and spec-ed in to earn a nice 3-400% profit and still grease some palms.

 

Of course, with the new rulings, probably they will tell you that they are from 'Italy' and 'UK' etc...which isn't false since taking a shipping route to these countries to put in the final screw and onwards to SG meets the requirements.

 

[Lala81]

where you get greenwalk bto 5rm 400k from?

 

no wonder J22 scold you. hdb website say 298-365

 

adora green.com say 5 room is 520-650

 

Greenwalk location CMI though IMO.