Not at fault motorists penalised for fault reporting/claims!

[Evillusion]

yup, even for spork cars like WRX........

 

People just don't realise that it takes quite a lot braking distance even in stop-start traffic. That's why there are many rear-ending cases.

 

 

i really feels uncomforable when there are a stretch of cars giving each other 1-2 metres allowance each while driving....i try to change to another lane or gibe myself a bit longer distance from the car in front. I scared to touch someone's butt in an accident! Maybe my brake sustem is not tokkong enuff.....!

[Qpik]

Even not my fault I will opt for private settlement for sure.

 

Why give chance for insurance company to raise my premiums?

 

You wonder which side they are on? LoL...$$$$ side of course.

Sometimes, not own fault, suggested pte settlement. The other party die die want to report also use.

[Vin002]

Sometimes, not own fault, suggested pte settlement. The other party die die want to report also use.

That's why it never benefit any drivers for reporting!

 

Not at fault driver - Waste time to report, waste time to send car for report, penalised for reporting.

 

At fault driver - lose on NCD and all of the above.

 

Insurer & car workshop - Gain more $$$ for reporting.

[Cavver]

not true.....claimed once 14yrs ago for $3500, my premium has been increasing yr after yr......

 

I have maxed the available discounts (NCD 50%, Merit 5%, Loyalty 15% etc) and yet still have to pay $800 this yr for my 9 yr old car.....

 

btw: i am 39 yrs old....

 

If You are serviced by an agent you should press ur agent to review on the increased in premium ( Direct or thru bank one LLST loh)

 

 

Ps : like Kangadrool said, your car age and model may affect the premium.

 

 

 

Edited May 8, 2014 by Cavver

[Qpik]

 

If You are serviced by an agent you should press ur agent to review on the increased in premium ( Direct or thru bank one LLST loh)

 

 

Ps : like Kangadrool said, your car age and model may affect the premium.

 

 

 

No use lah, increase across the board.

That's why it never benefit any drivers for reporting!

 

Not at fault driver - Waste time to report, waste time to send car for report, penalised for reporting.

 

At fault driver - lose on NCD and all of the above.

 

Insurer & car workshop - Gain more $$$ for reporting.

Car insurance imo is BS-only workshop, insurance coy n lawyer r the winning parties

[Ben5266]

2 years 3 accident even if 100% not your fault also shows that you have problem driving defensively. Unless you offend a lot of ppl and they deliberately want to bang you.

... please teach me... how to drive defensively when your car is stationary at traffic light junction and a joker ram you from behind...

 

how?

 

I actually saw the car coming from the rear mirror... and could not do anything!

[Mnns]

2 years 3 accident even if 100% not your fault also shows that you have problem driving defensively. Unless you offend a lot of ppl and they deliberately want to bang you.

You ever been in a situation whereby it's broad daylight, 11 am, light traffic, you stopped at the traffic light upon Red (not the first car) and after about 30secs, some van came driving along and rear-ended you?

 

I did, and perhaps I should not have stop when traffic light is Red then - that would be defensive driving eh?

 

Anyway, let TS describe in detail before you even want to jump on him how about that. :)

[Ming99]

Better one yet -

 

Car parked in MSCP, drunk driver lost control of car going up slope and crashed into stationary car.

 

Car is parked - No one is in the car.

 

Because the joker jammed up the entire mscp; ppl called TP.

 

TP came, breath test the driver and arrested on the spot.

 

 

Yes, an errant driver was eventually fined and banned - one less idiot on the road.

 

Insurance side how? Eat ownself because drunk driver

 

Defensive driving?? bulls**t cause there is no one inside the car.

 

So please ...even an experienced driver with all the defensive driving in the world can sometimes be very unlucky. Because the roads are not your grandfather's road, you dont drive ALONE, the roads are shared.

 

And besides, why do you think it is called an Accident? please define Accident.

 

 

 

[Jamesc]

Better one yet -

 

Car parked in MSCP, drunk driver lost control of car going up slope and crashed into stationary car.

 

Car is parked - No one is in the car.

 

Because the joker jammed up the entire mscp; ppl called TP.

 

TP came, breath test the driver and arrested on the spot.

 

 

Yes, an errant driver was eventually fined and banned - one less idiot on the road.

 

Insurance side how? Eat ownself because drunk driver

 

Defensive driving?? bulls**t cause there is no one inside the car.

 

So please ...even an experienced driver with all the defensive driving in the world can sometimes be very unlucky. Because the roads are not your grandfather's road, you dont drive ALONE, the roads are shared.

 

And besides, why do you think it is called an Accident? please define Accident.

 

 

 

 

Did you get hit 3 times by a drunk driver in 2 years?

 

[Jamesc]

Teach me how to drive defensively when one incident, my car is stationery and the other incident people bang into my rear.

 

What to do when one happened to be unlucky on a particular day? This should not be penalised by the insurer again!

 

Gentle moderate braking giving time and space for the car behind to come to a stop

 

without hitting your rear end.

 

If stationery at lights then switch on rear lights, if parked on the side of the road then put on

 

hazzard lights.

 

Unless in all 3 cases your was parked in a car park, you were not inside and got hit by 3 different

 

drunk drivers then yes there is not much you can do.

 

 

If I got hit by 3 different drunk drivers then even that can do something about.

 

Don't park so close to the pub.

Edited May 8, 2014 by Jamesc

[Hydrocarbon]

If I got hit by 3 different drunk drivers then even that can do something about.

 

Don't park so close to the pub.

 

HAHAHHAHA! Thanks for brightening up my day!

[GLZT]

If 3 times in 2years also like what you guys have describe, 100% is god's will already. If you are insurance company, you want to insure someone with such luck or not?

[Jamesc]

You ever been in a situation whereby it's broad daylight, 11 am, light traffic, you stopped at the traffic light upon Red (not the first car) and after about 30secs, some van came driving along and rear-ended you?

 

I did, and perhaps I should not have stop when traffic light is Red then - that would be defensive driving eh?

 

Anyway, let TS describe in detail before you even want to jump on him how about that. :)

 

Did you get hit in the rear at the traffic lights 3 times in 2 years?

 

[Jamesc]

After passing the test and driving for a few years all of us including me

 

will be pick a lot of bad habits that we are not aware of.

 

One of the best thing we can do that may even save our life one day

 

is to go out with a driving instructor and let them give us tips on improving

 

our driving techniques. They may even give us a few pointers on what we

 

can improve on and what we should be looking out. This could be

 

life saving tips. Especially people that keep getting hit in the rear a few times.

 

[Mnns]

 

Did you get hit in the rear at the traffic lights 3 times in 2 years?

 

 

Heng not yet, if you want to rear end me let me know

 

Before all the defensive driving advice appear, let's not assume TS is a kuku driver lah . For all you know, he really is sibeh suay?

[Jamesc]

 

Heng not yet, if you want to rear end me let me know

 

Before all the defensive driving advice appear, let's not assume TS is a kuku driver lah . For all you know, he really is sibeh suay?

 

Maybe you are right. Maybe he is really unlucky.

 

He put in his post how to drive defensively and I shared a few tips.

 

If someone in their car gets hit 3 times in 2 years maybe it would be a

 

good idea to go with a professional instructor and its just an hour.

 

For all we know the instructor may say he is a perfect driver and there is

 

nothing he can improve about his driving or maybe they could point out

 

a few tips on improvement. If I got hit 3 times in 2 year I would go for it.

 

It might just save a life, his or a family member or another road user.

 

i really hope he goes for it but I really doubt it from the way he post.

 

There again I hope he proves me wrong

 

[Mnns]

 

Maybe you are right. Maybe he is really unlucky.

 

He put in his post how to drive defensively and I shared a few tips.

 

If someone in their car gets hit 3 times in 2 years maybe it would be a

 

good idea to go with a professional instructor and its just an hour.

 

For all we know the instructor may say he is a perfect driver and there is

 

nothing he can improve about his driving or maybe they could point out

 

a few tips on improvement. If I got hit 3 times in 2 year I would go for it.

 

It might just save a life, his or a family member or another road user.

 

i really hope he goes for it but I really doubt it from the way he post.

 

There again I hope he proves me wrong

 

*ahem* if he really is what you described... maybe he should let us know his number plate.. just in case

TS, just kidding.

[Jamesc]

*ahem* if he really is what you described... maybe he should let us know his number plate.. just in case

TS, just kidding.

 

This is a very good-natured forum where we all like to crack jokes and share tips on cars, driving

 

and views on current affair topics. More good humoured posts are always welcome.