RayTravis Neutral Newbie July 11, 2009 Share July 11, 2009 Hi all.. Im 22 years old this year. 3 years driving exp. Buying a used CIVIC ESI 4door 1600cc What is the most likely insurance quote? Give me ranges please.. I dont plan to use anyone's name cause im looking at it on a LONG RUN.. ↡ Advertisement Link to post Share on other sites More sharing options...
RayTravis Neutral Newbie July 12, 2009 Author Share July 12, 2009 Hey.. no1 can help here? Link to post Share on other sites More sharing options...
Xzaviour Clutched July 12, 2009 Share July 12, 2009 think most people are out for the weekend. brokers would PM you once they see this query. Link to post Share on other sites More sharing options...
Dafansu Turbocharged July 12, 2009 Share July 12, 2009 3 years driving experience means u have 30% ncd? Link to post Share on other sites More sharing options...
Sammy_koh Neutral Newbie July 12, 2009 Share July 12, 2009 ncd is depenable of years of ownership n not years u pass. pass 7 years only 10% ncd dude Link to post Share on other sites More sharing options...
Sammy_koh Neutral Newbie July 12, 2009 Share July 12, 2009 stand by around 3-4 k. cause even i am not convince u would drive slowly thus the insurance company should tink so too Link to post Share on other sites More sharing options...
RayTravis Neutral Newbie July 12, 2009 Author Share July 12, 2009 stand by around 3-4 k. cause even i am not convince u would drive slowly thus the insurance company should tink so too WOW! that high!? But its not a SPORT type eventhou its vtec.. Sighs.., insurance is really a killer.. What are you advices? Should i just use my own name now? or use someone else's name? Think of it at a long run.. Which is worth it? Link to post Share on other sites More sharing options...
Hamburger Hypersonic July 12, 2009 Share July 12, 2009 for some reason, insurer ve a cut off age of 26. thereafter, premiun is v diff. if its too high for urs, its more practical to register under a much older person name. save more $$ tis way Link to post Share on other sites More sharing options...
Sony 1st Gear July 12, 2009 Share July 12, 2009 Hi all.. Im 22 years old this year. 3 years driving exp. Buying a used CIVIC ESI 4door 1600cc What is the most likely insurance quote? Give me ranges please.. I dont plan to use anyone's name cause im looking at it on a LONG RUN.. 1k to 5k Link to post Share on other sites More sharing options...
Dafansu Turbocharged July 12, 2009 Share July 12, 2009 ncd is depenable of years of ownership n not years u pass. pass 7 years only 10% ncd dude yup i know, that's why i'm asking if he has 30% ncd Link to post Share on other sites More sharing options...
Sammy_koh Neutral Newbie July 12, 2009 Share July 12, 2009 long run where got worth it. suppose e car u wanna get only afew years down e road. coe car no scrap value 1. on top of tat every year gotta go inspection. get a newer car la Link to post Share on other sites More sharing options...
RayTravis Neutral Newbie July 12, 2009 Author Share July 12, 2009 Hmm.. Well it seems that using someone else's name is more efficient.. Here's another question, Say if i use my dad's name for the insurance (planning for 3rd pary fire & theft), but he has already 2 cars registered under him.. Still possible? Or say if i use my bro's name.. He's 27 with 7 years exp.. He's planning to get a new car this november, say if i use his name, will it make any diff when he buys his car..? Hope someone can answer me questions.. Link to post Share on other sites More sharing options...
Sony 1st Gear July 12, 2009 Share July 12, 2009 Hmm.. Well it seems that using someone else's name is more efficient.. Here's another question, Say if i use my dad's name for the insurance (planning for 3rd pary fire & theft), but he has already 2 cars registered under him.. Still possible? Or say if i use my bro's name.. He's 27 with 7 years exp.. He's planning to get a new car this november, say if i use his name, will it make any diff when he buys his car..? Hope someone can answer me questions.. NCD can only be used on one car if I'm not wrong Link to post Share on other sites More sharing options...
Esanbay Neutral Newbie July 12, 2009 Share July 12, 2009 Yes, NCD can only used for one car Link to post Share on other sites More sharing options...
JJ_TAN Neutral Newbie July 12, 2009 Share July 12, 2009 Insurance wise, it makes no difference, each car will accumulate their NCD seperately even if they are under the same name. Finance wise, if your brother income is not strong, and you are planning to take a loan under his name, when he wants to buy a car later, bank may not approve of his loan for his car. Additional info, NCD is transferable between direct relatives. Link to post Share on other sites More sharing options...
RayTravis Neutral Newbie July 13, 2009 Author Share July 13, 2009 Insurance wise, it makes no difference, each car will accumulate their NCD seperately even if they are under the same name. Finance wise, if your brother income is not strong, and you are planning to take a loan under his name, when he wants to buy a car later, bank may not approve of his loan for his car. Additional info, NCD is transferable between direct relatives. Im buying cash for the car.. So will it have any effect on him if i use his name for insurance? Link to post Share on other sites More sharing options...
Little_prince Supersonic July 13, 2009 Share July 13, 2009 i thought NCD is dependent on the years you owned a car?? since this is TS first car, shouldn't the NCD be zero??? Link to post Share on other sites More sharing options...
Kusje Supersonic July 13, 2009 Share July 13, 2009 Thread hijack! Any insurance brokers here? Looking to help my dad renew his insurance on a Lancer EX 1.5. ↡ Advertisement Link to post Share on other sites More sharing options...
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