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CEVS ....


Civic6228
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Wat is YAWN?

 

you always want nothing? Haha

nothing in particular

 

just unscramble ynwa since i not liverpool fan

 

 

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CEVS is really quite sneaky. When you get a rebate, you supposedly pay lesser for the car. However govt takes back part of your savings by reducing your PARF by 50% of your CEVS rebate. In actual fact your rebate ends up halved.

 

To be fair, CEVS should be implemented by itself, without affecting anything else. If car price is 100k and ARF is 20k, a car with 10k CEVS rebate should sell for 90k with ARF 20k, and a car with 10k CEVS surcharge should sell for 110k with ARF 20k also. That makes the difference in cost 20k, which is the true difference due to CEVS.

 

Under current system, it would end up as 90k with ARF 10K, and 110k with ARF 20k. Difference in cost after 10 years becomes 20k - 5k = 15k.

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Ass U me

 

It is waste of time to compute all this unless there is a way to beat the system.

Talking about mechanics, not how much we need to fork out to pay.

 

We can't beat the system, but we can do our best to make an informed choice by understanding how the system works.

CEVS is really quite sneaky. When you get a rebate, you supposedly pay lesser for the car. However govt takes back part of your savings by reducing your PARF by 50% of your CEVS rebate. In actual fact your rebate ends up halved.

 

To be fair, CEVS should be implemented by itself, without affecting anything else. If car price is 100k and ARF is 20k, a car with 10k CEVS rebate should sell for 90k with ARF 20k, and a car with 10k CEVS surcharge should sell for 110k with ARF 20k also. That makes the difference in cost 20k, which is the true difference due to CEVS.

 

Under current system, it would end up as 90k with ARF 10K, and 110k with ARF 20k. Difference in cost after 10 years becomes 20k - 5k = 15k.

Aiyo..........

 

Rebate is given out in full upfront and is not taken back from us.

 

But yes we don't pay less for the car. That's correct.

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Talking about mechanics, not how much we need to fork out to pay.

 

We can't beat the system, but we can do our best to make an informed choice by understanding how the system works.

 

The car scene in Singapore already very boring.  How informed could those choices to be?

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whatever it is ... the rule is made to suit dealer, bank and govt

the rule is never meant to reduce car price for buyer

govt position is very clear ... make car expensive!

so just suck thumb if want to buy car in spore

calculate until cows come home also no use

no matter how you calculate ... the dealer is laughing to bank

when demand > supply ... there is always another guy willing to pay higher

Edited by Wt_know
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CEVS is really quite sneaky. When you get a rebate, you supposedly pay lesser for the car. However govt takes back part of your savings by reducing your PARF by 50% of your CEVS rebate. In actual fact your rebate ends up halved.

 

To be fair, CEVS should be implemented by itself, without affecting anything else. If car price is 100k and ARF is 20k, a car with 10k CEVS rebate should sell for 90k with ARF 20k, and a car with 10k CEVS surcharge should sell for 110k with ARF 20k also. That makes the difference in cost 20k, which is the true difference due to CEVS.

 

Under current system, it would end up as 90k with ARF 10K, and 110k with ARF 20k. Difference in cost after 10 years becomes 20k - 5k = 15k.

So true

I felt sad initially when the cevs dropped on a few cars I was looking at. But I realized the prices didn't change and I actually gained 5k!

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CEVS is really quite sneaky. When you get a rebate, you supposedly pay lesser for the car. However govt takes back part of your savings by reducing your PARF by 50% of your CEVS rebate. In actual fact your rebate ends up halved.

 

To be fair, CEVS should be implemented by itself, without affecting anything else. If car price is 100k and ARF is 20k, a car with 10k CEVS rebate should sell for 90k with ARF 20k, and a car with 10k CEVS surcharge should sell for 110k with ARF 20k also. That makes the difference in cost 20k, which is the true difference due to CEVS.

 

Under current system, it would end up as 90k with ARF 10K, and 110k with ARF 20k. Difference in cost after 10 years becomes 20k - 5k = 15k.

 

From LTA POV, CEV rebate has to be offset against either COE or ARF paid to LTA (not car dealer).  With your suggestion, what does it offset against?

 

Anyway, you will not know whether CEV rebate has been included in the price you paid.

 

whatever it is ... the rule is made to suit dealer, bank and govt

the rule is never meant to reduce car price for buyer

govt position is very clear ... make car expensive!

so just suck thumb if want to buy car in spore

calculate until cows come home also no use

no matter how you calculate ... the dealer is laughing to bank

when demand > supply ... there is always another guy willing to pay higher

 

That's why go & compute how much margin each dealer fleeced from us is useless.

 

It is as if we could buy the car cheaper thru self import.

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From LTA POV, CEV rebate has to be offset against either COE or ARF paid to LTA (not car dealer).  With your suggestion, what does it offset against?

 

Anyway, you will not know whether CEV rebate has been included in the price you paid.

 

 

That's why go & compute how much margin each dealer fleeced from us is useless.

 

It is as if we could buy the car cheaper thru self import.

 

In the interest of fairness (if there is even such a thing when the govt is involved), they should not affect the PARF after 10 years. Since it has to be deducted from somewhere, it could continue to be deducted from ARF, yet still calculate the PARF based on original ARF.

 

But I can see why it's simpler to cut out all this and outright deduct from ARF, then use the new value to calculate PARF. Would like to throw in a 70% joke but after so many years it's no longer funny but harsh reality

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In the interest of fairness (if there is even such a thing when the govt is involved), they should not affect the PARF after 10 years. Since it has to be deducted from somewhere, it could continue to be deducted from ARF, yet still calculate the PARF based on original ARF.

 

But I can see why it's simpler to cut out all this and outright deduct from ARF, then use the new value to calculate PARF. Would like to throw in a 70% joke but after so many years it's no longer funny but harsh reality

 

Your paid ARF is after CEV rebate.

 

You are asking PARF based on ARF before CEV rebate.

 

Are you joking?????

 

 

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For transparency on this CEVS rebate, it should be a cheque direct from LTA, not blended into the selling price of the car.

like saying COE should be paid to LTA directly and not let dealer "hide" together with car price as part of their profit margin ... muahahaha
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Supercharged

From LTA POV, CEV rebate has to be offset against either COE or ARF paid to LTA (not car dealer). With your suggestion, what does it offset against?

 

Anyway, you will not know whether CEV rebate has been included in the price you paid.

 

 

 

That's why go & compute how much margin each dealer fleeced from us is useless.

 

It is as if we could buy the car cheaper thru self import.

useless?

 

paying for higher margin goods means u pay more at end of day, ie. higher depreciation.

 

lower depreciation -> cheaper

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