Which bank offers the highest Fixed Deposit rates?

[Mercs]

On 4/3/2023 at 8:20 PM, BanCoe said:

Looks like a clickbait just to get fresh funds  for 6 months and after that back to square 1 again 

And with free sales talk for investment products 🤣 had an Esaver ac few years back when int rates were super duper low to park some spare funds no lock in. The CS invited me to join priority which I politely decline as I dun see the need for it.

For those keen can just park 6mths for the rates then move to another bank as with what most are doing with their FDs. 😉

 

[inlinesix]

 

[Volvobrick]

On 4/4/2023 at 7:32 PM, Mercs said:

 🤣

For those keen can just park 6mths for the rates then move to another bank as with what most are doing with their FDs. 😉

 

4.3% yeah can put 6 months. 6 months later then "beat calculate".... 

 

 

[Mercs]

On 4/4/2023 at 9:59 PM, Volvobrick said:

4.3% yeah can put 6 months. 6 months later then "beat calculate".... 

 

 

Yeah, just do 'hit n run' for best rates, after 6mths next better player 😁

[Mercs]

On 4/5/2023 at 9:27 PM, Mercs said:

Yeah, just do 'hit n run' for best rates, after 6mths next better player 😁

Dun say bo jio 🤣🤣🤣

 

Exclusive Fixed Deposit Promotion
Get 3.88%^ p.a interest on an 8-month Singapore Dollar Fixed Deposit with min. S$10,000 Fresh Funds.

UOB Orchard Branch Opening Specials (8 April & 15 April 2023)

https://www.uob.com.sg/assets/pdfs/uob-orchard-opening-e-flyer.pdf

 

 

[therock]

On 4/7/2023 at 7:29 PM, Mercs said:

Dun say bo jio 🤣🤣🤣

 

Exclusive Fixed Deposit Promotion
Get 3.88%^ p.a interest on an 8-month Singapore Dollar Fixed Deposit with min. S$10,000 Fresh Funds.

UOB Orchard Branch Opening Specials (8 April & 15 April 2023)

https://www.uob.com.sg/assets/pdfs/uob-orchard-opening-e-flyer.pdf

 

 

Thanks

Sounds like we have to travel down to enjoy this deal ? 😢 

[Mercs]

On 4/7/2023 at 7:38 PM, therock said:

Thanks

Sounds like we have to travel down to enjoy this deal ? 😢 

No prob, SIC 🙂

 

UOB Orchard Branch Account Opening Promotion (8 April 2023 and 15 April 2023)
Terms and Conditions

2.2 You must not be an existing holder of a UOB current account or savings account within the last 30 days
    of your Visit (as defined below), and you must satisfy all the following conditions during the Promotion 
     Period: 
(i) Visit UOB Orchard branch (“Participating Branch”) during any Promotion Period (“Visit”);
(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit.(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit; and
(iii) Successfully deposit a minimum amount of S$5,000 of Fresh Funds into your Eligible Account via 
      any one of the following permitted channels on the same day of account opening (“Fresh Funds 
     Deposit”):
a. “FAST” from any financial institution in Singapore that offers “FAST” services;
b. UOB Cash Deposit Machine;
c. UOB Quick Cheque Deposit Boxes; 
d. over-the-counter at any one of the branches of the Bank; and/or e. any other channels permitted by the Bank.

 

2. UOB 8-Month Promotional Rate 
2.1 To qualify for the 8-Month Promotional Rate, a Fresh Funds deposit (of between a minimum sum of 
     SGD10,000 and a maximum sum of SGD999,999,999) must be placed as a time/fixed deposit for eight
    (8) months in a SGD Fixed Deposit Account during the Promotional Period. 

2.2 The 8-Month Promotional Rate is applicable only if the time/fixed deposit is held to maturity. The 8-
      Month Promotional Rate will not be payable on the time/fixed deposit if it is prematurely or partially 
     withdrawn or pre-maturely terminated. Without limiting the generality of the foregoing, the 8-Month 
     Promotional Rate shall be calculated on a daily basis.

2.3 The 8-Month Promotional Rate may be changed or withdrawn at any time during the Promotional 
     Period at the sole discretion of the Bank. Once any time/fixed deposit is placed under this Promotion, 
     the interest rate applied to the time/fixed deposit shall remain fixed until maturity. 

2.4 Upon maturity of the time/fixed deposit, the principal and interest amounts will be renewed at the 
      Bank’s prevailing SGD fixed deposit board rate for the same tenor unless other maturity instructions 
      have been provided by the account holder. 

2.5 If the SGD FD Account is closed within six (6) months from the date it was opened, an early account 
      closure fee of SGD30 will apply.

 

[Volvobrick]

On 4/7/2023 at 8:10 PM, Mercs said:

No prob, SIC 🙂

 

UOB Orchard Branch Account Opening Promotion (8 April 2023 and 15 April 2023)
Terms and Conditions

2.2 You must not be an existing holder of a UOB current account or savings account within the last 30 days
    of your Visit (as defined below), and you must satisfy all the following conditions during the Promotion 
     Period: 
(i) Visit UOB Orchard branch (“Participating Branch”) during any Promotion Period (“Visit”);
(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit.(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit; and
(iii) Successfully deposit a minimum amount of S$5,000 of Fresh Funds into your Eligible Account via 
      any one of the following permitted channels on the same day of account opening (“Fresh Funds 
     Deposit”):
a. “FAST” from any financial institution in Singapore that offers “FAST” services;
b. UOB Cash Deposit Machine;
c. UOB Quick Cheque Deposit Boxes; 
d. over-the-counter at any one of the branches of the Bank; and/or e. any other channels permitted by the Bank.

 

2. UOB 8-Month Promotional Rate 
2.1 To qualify for the 8-Month Promotional Rate, a Fresh Funds deposit (of between a minimum sum of 
     SGD10,000 and a maximum sum of SGD999,999,999) must be placed as a time/fixed deposit for eight
    (8) months in a SGD Fixed Deposit Account during the Promotional Period. 

2.2 The 8-Month Promotional Rate is applicable only if the time/fixed deposit is held to maturity. The 8-
      Month Promotional Rate will not be payable on the time/fixed deposit if it is prematurely or partially 
     withdrawn or pre-maturely terminated. Without limiting the generality of the foregoing, the 8-Month 
     Promotional Rate shall be calculated on a daily basis.

2.3 The 8-Month Promotional Rate may be changed or withdrawn at any time during the Promotional 
     Period at the sole discretion of the Bank. Once any time/fixed deposit is placed under this Promotion, 
     the interest rate applied to the time/fixed deposit shall remain fixed until maturity. 

2.4 Upon maturity of the time/fixed deposit, the principal and interest amounts will be renewed at the 
      Bank’s prevailing SGD fixed deposit board rate for the same tenor unless other maturity instructions 
      have been provided by the account holder. 

2.5 If the SGD FD Account is closed within six (6) months from the date it was opened, an early account 
      closure fee of SGD30 will apply.

 

"maximum sum of SGD999,999,999" 

 

I wonder why they scared someone put in 1 bn? 

[Sdf4786k]

On 3/30/2023 at 6:41 PM, Fcw75 said:

The Feb one was 3.88%.

I bought.

Which code .. ?

SR1B is the 4.88

i too bought the 3.88

[Freeder]

On 4/7/2023 at 8:10 PM, Mercs said:

No prob, SIC 🙂

 

UOB Orchard Branch Account Opening Promotion (8 April 2023 and 15 April 2023)
Terms and Conditions

2.2 You must not be an existing holder of a UOB current account or savings account within the last 30 days
    of your Visit (as defined below), and you must satisfy all the following conditions during the Promotion 
     Period: 
(i) Visit UOB Orchard branch (“Participating Branch”) during any Promotion Period (“Visit”);
(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit.(ii) Successfully open an Eligible Account at the Participating Branch as the primary accountholder
    during the Visit; and
(iii) Successfully deposit a minimum amount of S$5,000 of Fresh Funds into your Eligible Account via 
      any one of the following permitted channels on the same day of account opening (“Fresh Funds 
     Deposit”):
a. “FAST” from any financial institution in Singapore that offers “FAST” services;
b. UOB Cash Deposit Machine;
c. UOB Quick Cheque Deposit Boxes; 
d. over-the-counter at any one of the branches of the Bank; and/or e. any other channels permitted by the Bank.

 

2. UOB 8-Month Promotional Rate 
2.1 To qualify for the 8-Month Promotional Rate, a Fresh Funds deposit (of between a minimum sum of 
     SGD10,000 and a maximum sum of SGD999,999,999) must be placed as a time/fixed deposit for eight
    (8) months in a SGD Fixed Deposit Account during the Promotional Period. 

2.2 The 8-Month Promotional Rate is applicable only if the time/fixed deposit is held to maturity. The 8-
      Month Promotional Rate will not be payable on the time/fixed deposit if it is prematurely or partially 
     withdrawn or pre-maturely terminated. Without limiting the generality of the foregoing, the 8-Month 
     Promotional Rate shall be calculated on a daily basis.

2.3 The 8-Month Promotional Rate may be changed or withdrawn at any time during the Promotional 
     Period at the sole discretion of the Bank. Once any time/fixed deposit is placed under this Promotion, 
     the interest rate applied to the time/fixed deposit shall remain fixed until maturity. 

2.4 Upon maturity of the time/fixed deposit, the principal and interest amounts will be renewed at the 
      Bank’s prevailing SGD fixed deposit board rate for the same tenor unless other maturity instructions 
      have been provided by the account holder. 

2.5 If the SGD FD Account is closed within six (6) months from the date it was opened, an early account 
      closure fee of SGD30 will apply.

 

Thanks for the lobang Bro..

As of now, not much people 😅

[mersaylee]

So mah fun oredi yet that clause 2.3 macam bolehland bank liddat...bang balls siah...😁

[Khng8]

@Mercs 

does it mean if u are an existing UOB customer (eg with savings account), u will not be eligible for the promotion?

[Mercs]

On 4/7/2023 at 9:58 PM, Volvobrick said:

"maximum sum of SGD999,999,999" 

 

I wonder why they scared someone put in 1 bn? 

Haha, if gonna put in 1 bn no need go to them, they come to u. 😉

 

[Mercs]

On 4/8/2023 at 11:14 AM, Freeder said:

Thanks for the lobang Bro..

As of now, not much people 😅

 

No worries Bro.👍🏻 Haha, the rates also not say super attractive, just better than the current norm for FD.

It's a on the way by the way kinda thingy, if wanna put fd and passing by there then why not for the higher rates. 🤣

[Mercs]

On 4/8/2023 at 12:21 PM, Khng8 said:

@Mercs 

does it mean if u are an existing UOB customer (eg with savings account), u will not be eligible for the promotion?

@Khng8

Probably not for opening ac promo as there's some free gift for first 50 or 100 each on both dates. FD should be no issue.

 

If you are the first 50 or 100 (as may be applicable in accordance with the table below) to have satisfied 
all of the conditions in Clause 2.2 above, you shall be eligible to receive a Promotional Gift which will 
be awarded based on the relevant customer group choice as set out below.

 

- S$20 DFI Retail Group Gift 
Voucher 

- A pair of GV Movie 
Vouchers (worth S$29)

(For illustration purpose, 
Customer A receives a pair 
of GV Movie Vouchers. 
Customer B also receives a 
pair of GV Movie Vouchers.
In total, 2 pairs of GV Movie 
Vouchers (4 vouchers) will 
be issued.)
 

[Kopites]

13 April tbill..

3.75

[Lala81]

On 4/13/2023 at 2:05 PM, Kopites said:

13 April tbill..

3.75

forgot to apply for it. 

 

[Stary]

I think 1 year T-bill coming up.......