Buying car on $45K inheritance

[Spring]

Hong Leong Finance paying 1.3% for 12 months deposit.

Very safe as we are covered by deposit insurance up to $50k.

 

Check it out TS

[Thaiyotakamli]

 

Good choice.

 

Those thing appreciate in value unlike a car

 

which depreciate.

 

Yes at least it holds better resale valu haha

[1fast1]

 

If anyone is broke and in need of a little financial assistance please contact bro TF4.

 

Please do not insult him by asking for a loan, that would be beneath him.

 

Please don't be greedy and ask for a big amount, just ask him for a small gift,

 

a pittance is fine and do not forget to pass me 10%. $4,500 is a lot to me.

 

 

There is only one kind of gift I give...

 

...and it's not money...

 

...and it's anything but small...

 

...and it's only for real girls trapped in real girl bodies.

[Thaiyotakamli]

TS, i mean BRO. Bro, can lend me money?

This is called a point of no return lol

[Jamesc]

TS, i mean BRO. Bro, can lend me money?

 

Why bother to ask TS?

 

45k to him is a lot of money and he needs it

 

to buy a new car.

 

To bro @turboflat4 its just a pittance

 

you should ask from him and pass

 

me 10% for introduction fee.

 

[1fast1]

 

Why bother to ask TS?

 

45k to him is a lot of money and he needs it

 

to buy a new car.

 

To bro @turboflat4 its just a pittance

 

you should ask from him and pass

 

me 10% for introduction fee.

 

 

Never mind, James, I let you have the good karma.

 

Just write anyone asking for the marney into your will.

 

Don't worry about the rest.

 

Accidents will happen.

 

[TameDriver]

TS, I think you should buy a car.

 

You only live once

 

True, we only live once.............and spend the remaining in deep sh!t misery & regret due to foolish decisions?!

[Thaiyotakamli]

positive ...

can eat, eat

can piak, piak

new car smell ... priceless

appear in new car during CNY ... relative also no dare to give $2 angpow ... lol

 

 

If die die want car maybe can get younger age second hand car. Doesnt need to be brand new but can be the latest model. At least can show off and save up tens of grand

[Heman75]

Bro

I know how you feel. I am at the same cross junction as you. I know a lot of ppl will tell you keep the money. However, I am going to use a different approach. what is 45k? even with your 20k from stream is only 65k. considering 50% down payment. you can only look at 130k car which is worst than your stream. cant even buy camry. you can only look at altis. isn't it a downgrade? so what for? unless you going for used car which 2010 merc maybe . but again what for. can you sustain the maintenance? in simple conclusion, 45k is only peanut. why don't you go buy 45k worth of pure gold through multiple visits and keep in safe.. the sales person would love you deep deep everytime she sees you and welcome u into their shop with VIP treatment. ahahha....

[Sp4wn]

 

There is only one kind of gift I give...

 

...and it's not money...

 

...and it's anything but small...

 

...and it's only for real girls trapped in real girl bodies.

 

so what you're saying is .. you're a cheapskate cos all you give is d**k in a box?

 

https://www.youtube.com/watch?v=ABrSYqiqvzc

 

also - lucky you mentioned the last line! ahhaha

[Jamesc]

 

There is only one kind of gift I give...

 

...and it's not money...

 

...and it's anything but small...

 

...and it's only for real girls trapped in real girl bodies.

 

Will send you 5 points for this post tomorrow.

 

As for real girls trapped in real girl bodies,

 

you are not my type anyway!

[1fast1]

 

so what you're saying is .. you're a cheapskate cos all you give is d**k in a box?

 

https://www.youtube.com/watch?v=ABrSYqiqvzc

 

also - lucky you mentioned the last line! ahhaha

 

That's awesome, and yes, that's exactly what I had in mind. Problem is getting a box long enough to fit it into.

 

Brb, gonna see who I'm Secret Santa this year for.

[1fast1]

 

Will send you 5 points for this post tomorrow.

 

As for real girls trapped in real girl bodies,

 

you are not my type anyway!

 

It's OK, it's mutual.

 

You have a little too much penis.

 

(ONLY "a little")

 

to be my type.

[Jamesc]

Wouldn't it be ironic if TS listened all the good advice here

 

and deferred buying a new car until his car COE expired

 

and the gov cut the number of COE due to complaints of jams

 

and the COE sky rocketed and TS couldn't afford to buy another

 

car when he had this opportunity today? And for the rest of his

 

life he never own a car again. Population going to 6.9 million

 

a lot of billionaires coming here and COE is nothing to them.

 

 

 

 

 

 

 

[Little_prince]

45k is half a COE nia bro.

 

save it for a rainy day bah.

 

now sgx bleeding. a lot of durian to kio

 

if you 45k invest wisely. maybe by the time your honda scrap, can upgrade to a bmw!

[Enye]

Hi folks,

 

I need some advice here and I'm not sure does it really helps in my decision making but still wana give a shot and try.

 

For some reason I inherited a sum of 45k45M. Tat makes me very excited and first thing that came into my mind is to change to a brand new car. Logically I shld not as I am not rich and this $$ though not a lot but will comes in handy and one day might save my arse if my housing repayment fail if for some reason if me or my wife loses our job. I mean anything can happen. But becos my believe is that if a person got too much to worry about or think about he will never enjoy life as there are too much restrictions in life for life is so short.

 

1) Shld I just dump all some of this 45k45M on a brand new car and enjoy the luxury of owning a brand new car or shld I restrict myself and keep it for raining days?

 

2) my thinking was that becos of the ruling, we are force to pay 50% and a 5 to 6 yrs loan, tat means if I reAlly need cash badly, if I sold away the car, I shld lose 50% of my down payment (at least) I won't ended up owe the bank money right?

 

3) is it the right time to get a car now cos a lot of them days wait till CNY.

 

A little background info of me:

Currently driving a stream and if I sold away my car I can take back approx 20k so add on to my current 45k 45Mis enough for the new ride.

 

Appreciate your advice on this

 

Thks

 

good troll attempt

 

but TS really needs to improve his maths to shut those conservative guys up

 

I helped with some corrections

 

YOLO! Go ahead!

 

[Jamesc]

 

It's OK, it's mutual.

 

You have a little too much penis.

 

(ONLY "a little")

 

to be my type.

 

Haha so you are saying

 

you prefer the less well endowed?

 

[Mockngbrd]

45k can go for $150 FL = 300 times = about 1 time per day. woot.