Roh96 6th Gear January 4, 2019 Share January 4, 2019 Someone needs to tell that lawyer that the value has increased over 7% in 2018 and tia gong will continue to increase 2-3% every year till infinity. So paying $200 extra is sup sup water la. Right? but a lawyer with $200 increase monthly mortgage payment per month already cry papa cry mama? say need to tighten belt and eat chap chai peng and do within means ↡ Advertisement Link to post Share on other sites More sharing options...
Wt_know Supersonic January 4, 2019 Share January 4, 2019 showster said if the lawyer buy 1 gold rolex instead of 2 gold rolex in 2019 ho say liao sup sup water ... lol Someone needs to tell that lawyer that the value has increased over 7% in 2018 and tia gong will continue to increase 2-3% every year till infinity. So paying $200 extra is sup sup water la. Right? Link to post Share on other sites More sharing options...
Roh96 6th Gear January 4, 2019 Share January 4, 2019 I am not familiar with Rolex. Can it fetch such a good ROI as in 2-3% till infinity? I don't see why that lawyer is complaining. He/she should be celebrating each year. showster said if the lawyer buy 1 gold rolex instead of 2 gold rolex in 2019 ho say liao sup sup water ... lol 1 Link to post Share on other sites More sharing options...
Showster Twincharged January 4, 2019 Share January 4, 2019 (edited) I am not familiar with Rolex. Can it fetch such a good ROI as in 2-3% till infinity? I don't see why that lawyer is complaining. He/she should be celebrating each year. You don’t know classical Singaporean? Have the best deal but still ask for freebies. Inside celebrate with relief (arm chip) but outside must still complain... Don’t believe ask the lawyer to sell if he feels it’s a bad deal. He will say you are crazy. Edited January 4, 2019 by Showster 1 Link to post Share on other sites More sharing options...
Showster Twincharged January 4, 2019 Share January 4, 2019 You donât know classical Singaporean? Have the best deal but still ask for freebies. Inside celebrate with relief (arm chip) but outside must still complain... Donât believe ask the lawyer to sell if he feels itâs a bad deal. He will say you are crazy. Arm chio not arm chip. 2 Link to post Share on other sites More sharing options...
Sdf4786k Twincharged January 4, 2019 Share January 4, 2019 Sub prime (in US) is based on loans to people with very poor credit, with no requisite for down payment. It’s the reverse here, at least for the last 10 years. Not only do they have to back up the loans with decent, stable incomes, they also have to show ability to accumulate by putting in high down payment (currently 25%) and taxes if applicable (ABSD). Even if they get embroiled in forced sale conditions, they will generally get cash back, especially if they have served the loans for 5 years or more. are you not describing HDB loan? Link to post Share on other sites More sharing options...
Ct3833 Supersonic January 4, 2019 Share January 4, 2019 (edited) My friend did reno. also about 300k. Another one just build an awning on roof and minor touchups to exterior and repaint, 200k. Like my friend says, "1 toilet is 15k minimum. And i have 5 [laugh]" Wow this is quite insane for minor touchup. Judging from the amount he spent for the "minor touchup" ,the quality standard must be damn high. Last year I asked for a quote for awning, below 2k can do motorized awning already. Painting wise, 8k for an inter there about. Yah 5 toilets for landed is a good number. Fortunately PUB does not charge by number of toilets anymore. Haha. Edited January 4, 2019 by Ct3833 1 Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 4, 2019 Share January 4, 2019 Wow this is quite insane for minor touchup. Judging from the amount he spent for the "minor touchup" ,the quality standard must be damn high. Last year I asked for a quote for awning, below 2k can do motorized awning already. Painting wise, 8k for an inter there about.I never see his house before. Just what he tell us. I guess he's quite particular. They spent a lot of effort on that property. Link to post Share on other sites More sharing options...
Enye Hypersonic January 4, 2019 Share January 4, 2019 Someone needs to tell that lawyer that the value has increased over 7% in 2018 and tia gong will continue to increase 2-3% every year till infinity. So paying $200 extra is sup sup water la. Right?complain about cash flow happy on paper gain 2 different concepts 2 Link to post Share on other sites More sharing options...
Ct3833 Supersonic January 4, 2019 Share January 4, 2019 I am not familiar with Rolex. Can it fetch such a good ROI as in 2-3% till infinity? I don't see why that lawyer is complaining. He/she should be celebrating each year. Fair lah, my casio change battery $5 I also kpkb. Link to post Share on other sites More sharing options...
Ct3833 Supersonic January 4, 2019 Share January 4, 2019 I never see his house before. Just what he tell us. I guess he's quite particular. They spent a lot of effort on that property.By the way 15k for a toilet is possible. As you know some toilet can be quite big, if marble floor and wall all the way up , add a jacuzzi, a shawer room, with some very branded taps, bowl and basin , 15k might just be barely eniugh. Link to post Share on other sites More sharing options...
Showster Twincharged January 4, 2019 Share January 4, 2019 are you not describing HDB loan?You might not know that HDB financing criteria is even more stringent than private. People who have no income but want to buy via paying in full have failed to get permission to buy. 1 Link to post Share on other sites More sharing options...
therock Supersonic January 4, 2019 Share January 4, 2019 By the way 15k for a toilet is possible. As you know some toilet can be quite big, if marble floor and wall all the way up , add a jacuzzi, a shawer room, with some very branded taps, bowl and basin , 15k might just be barely eniugh. 15k for a toilet? Cheap... If you do some hacking 2-4k Marble tiles for 200 sq ft - 2-4k If you use it on the walls add another 3-4k Kohler basin and toilet bowls? 2-5k Same prices for the shower sets. Cheap cheap.. 2 Link to post Share on other sites More sharing options...
Kusje Supersonic January 4, 2019 Share January 4, 2019 You might not know that HDB financing criteria is even more stringent than private. People who have no income but want to buy via paying in full have failed to get permission to buy. If they are paying in full then why is there a financing criteria? Link to post Share on other sites More sharing options...
Ct3833 Supersonic January 4, 2019 Share January 4, 2019 15k for a toilet? Cheap... If you do some hacking 2-4k Marble tiles for 200 sq ft - 2-4k If you use it on the walls add another 3-4k Kohler basin and toilet bowls? 2-5k Same prices for the shower sets. Cheap cheap.. Haha I feel like I am the 3 room flat of the landed. Link to post Share on other sites More sharing options...
Enye Hypersonic January 4, 2019 Share January 4, 2019 this thread has attained a higher level of atasness.... it has progressed from private condos to building palaces 2 Link to post Share on other sites More sharing options...
therock Supersonic January 4, 2019 Share January 4, 2019 Haha I feel like I am the 3 room flat of the landed.This is the cost for any HDB flat..For a palatial sized toilet, multiply the tile and hacking costs by three.. Link to post Share on other sites More sharing options...
Sdf4786k Twincharged January 4, 2019 Share January 4, 2019 You might not know that HDB financing criteria is even more stringent than private. People who have no income but want to buy via paying in full have failed to get permission to buy. subprime is not about having money to pay in full. Subprime is created because a bus driver in America can buy 5 bungalow on high loan with low deposit When the crisis hit, the bus driver don't even need to declare bankrupt but let the bank take back the deed because he already flips a few times liao. The bank eventually because the one holding the baby. And hence, if there are new entrant to the market , maybe just started work a few years and just got married and wants to buy a flat, how do you determine the individual can pay the 30 year loan ? As for full cash, HDB will need to know where the full cash is from to prevent money laundering. Same as any bank. I am sure those who bought house would also have received a "nice" notice from IRAS in how we manage to buy the house ↡ Advertisement 1 Link to post Share on other sites More sharing options...
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