More COE Next Year (2014) .....

[Pisces69]

 

In other first countries if their gahmen dares charge them things not 10, but a mere 5 years in advance, there will be big public hue and cry and street protests!! Here, buyers are like sheeps, queueing to be slaughtered

 

 

We have been conditioned to trust everything the Pappies tell us n just follow blindly cos they know best n we dun think better. Just open wallet or sign the cheque is our duty.

 

But slowly many pple r getting wiser n start to question many things the pappies r telling us to do.

 

Also the OP can spot certain things which dun seem right n highlight to us n bring it up in parliament.

 

Thats why we need more OP to do this.

Edited May 18, 2014 by Pisces69

[Pisces69]

 

Although the amount is not large for individual drivers, but the same go for parking coupons ---- we pay for them in advance before we actually use them.

 

I have seen coupons dispensers on road sides for drivers to buy them only as and when they need them.... in many other countries

 

 

Here each individual pay a few bucks dun think much abt it but if the amt is multiplied by the millions who r doing it n the total amt is very substantial indeed.

 

We have to learn to see the BIG PICTURE more.

[Pisces69]

 

GAhment teams up with dealers to squeeze buyers

 

 

Gharmen wil hold hands with anybody as long as can squeeze $$$$ from our pockets.

[Super7]

 

 

Gharmen wil hold hands with anybody as long as can squeeze $$$$ from our pockets.

 

LOL, will they also do 3P, 4P, 5P??

[Super7]

 

 

We have been conditioned to trust everything the Pappies tell us n just follow blindly cos they know best n we dun think better. Just open wallet or sign the cheque is our duty.

 

But slowly many pple r getting wiser n start to question many things the pappies r telling us to do.

 

Also the OP can spot certain things which dun seem right n highlight to us n bring it up in parliament.

 

Thats why we need more OP to do this.

 

This reinforce the need for checkers / co-drivers....

[Pisces69]

 

LOL, will they also do 3P, 4P, 5P??

 

 

Whatever it takes.

[Fuelsaver]

 

LOL, will they also do 3P, 4P, 5P??

yes! Dat y called MP - multiP

[Pisces69]

 

This reinforce the need for checkers / co-drivers....

 

 

Yes as what the OP has said. They wil slap the face of the driver to WAKE him up if he start to fall asleep .

 

Our gharmen has been operating for too long without any checkers n ty gotten so used to do as they please, but not anymore.

 

So many policies have been pushed tru without any real questions being asked b4. Maybe thats why we have such things as Minimum Sum, Medisave n Special Account.

 

Now wan to remove it also damm difficult cos it so entrenched. Maybe the OP need a bulldozer or crane to slowly dig it out.

[Wt_know]

that's the root cause. coe is hidden underneath the loan.

if coe is paid cash and only bidded by buyer ... sibei sim tia as compare to the merciless dealer telling you ... coe $70k if not go fly kite

coe should drop to $20k-$30k level

 

coe = cash

car = 60-70% loan, 40-30% downpayment for good financial management

loan period = max 5 years

 

just like if cpf is not allowed to be used to buy property, will the bishan hdb still sell at $1M?

 

But many buyers prefer to include the COE price with car price when take loan. thats why end up the dealer bid n lump the total cost together then buyer apply loan based on this total price.

 

Not many pple have cash of $70K lying around to bid for COE themselves n pay cash.

 

Edited May 18, 2014 by Wt_know

[Super7]

 

 

Yes as what the OP has said. They wil slap the face of the driver to WAKE him up if he start to fall asleep .

 

Our gharmen has been operating for too long without any checkers n ty gotten so used to do as they please, but not anymore.

 

So many policies have been pushed tru without any real questions being asked b4. Maybe thats why we have such things as Minimum Sum, Medisave n Special Account.

 

Now wan to remove it also damm difficult cos it so entrenched. Maybe the OP need a bulldozer or crane to slowly dig it out.

How about a giant excavator's swing arm to whack their thick-skinned face !!?

[Super7]

that's the root cause. coe is hidden underneath the loan.

if coe is paid cash and only bidded by buyer ... sibei sim tia as compare to the merciless dealer telling you ... coe $70k if not go fly kite

coe should drop to $20k-$30k level

 

coe = cash

car = 60-70% loan, 40-30% downpayment for good financial management

loan period = max 5 years

 

just like if cpf is not allowed to be used to buy property, will the bishan hdb still sell at $1M?

 

 

Well said!

 

Allowing the use of cpf to pay for a home partially, or partial car loads to pay for cars need to be controlled to prevent extremes use of such means. Otherwise the buyers will over-rely on such "helps" resulting in over-commitments beyond their means, and pushing prices higher than what's sustainable.

[nazerath]

 

 

In Spore consumers r treated like mushrooms.

 

Always kept in the dark n fed manure all the time.

 

I like your analogy!

 

 

if we were to bid for our own coe, can we go to the car dealer thereafter and have it tagged to a new car?

[Duckduck]

that's the root cause. coe is hidden underneath the loan.

if coe is paid cash and only bidded by buyer ... sibei sim tia as compare to the merciless dealer telling you ... coe $70k if not go fly kite

coe should drop to $20k-$30k level

 

coe = cash

car = 60-70% loan, 40-30% downpayment for good financial management

loan period = max 5 years

 

just like if cpf is not allowed to be used to buy property, will the bishan hdb still sell at $1M?

 

 

Its done that way on purpose lah. They want coe to skyrocket that's why can take loan on this garmen duty. But its gone up so much n they afraid of losing votes so have to "worry" lor. Who wins from this volatility? Garmen n car dealers. Who loses? Consumers

[Wt_know]

pro-Business ... bro

100% in line with got $$ got talk ...

 

Its done that way on purpose lah. They want coe to skyrocket that's why can take loan on this garmen duty. But its gone up so much n they afraid of losing votes so have to "worry" lor. Who wins from this volatility? Garmen n car dealers. Who loses? Consumers

 

Edited May 19, 2014 by Wt_know

[Heartlander]

I think what we really need is some tong tong chiang and tong chiang between the posts.

 

Seriously, can we have some peace and break from this politicking? I think we got your message loud and clear, so please stop your bubbling or bring it private since obviously only got a few usual suspects playing the tune? Trying too hard and pollute everywhere will only backfire to piss people off.

 

Please be more considerate.

 

[Maroon5]

(a) all AD sell car at prices without coe.

(b) buyer det max coe amt to bid.

© loan approved based on max sale price.

 

why authorities give a crock load of shit to say difficult n cannot do?

[Maroon5]

 

I dont think it became dealer profit. Like the Audi A4, the profit margin is 15k (10%) as consider total cost minus CEV rebate of 10k.

If the rebate should pass back to buyer then Audi won't sell at that price, because only earn 5k.

ya yours is pretty one off la. combination of reasons that we can only guess like old stocks, special discount fr principal to clear german inventory due to poor worldwide sales etc.

 

but if u were to see most of the rest, eg) new altis, CLA, 316 etc all the CEVS jus went to become ammo for bidding and eventually, dealer profit.

[Wt_know]

yalor ... simply take out the coe portion and compare the car price before vs after CEVS

nabei ... dont be surprise to find out dealer profit margin actually increase after CEVS

 

buyer kena slapped twice again

1. CEVS saving is not pass on to buyer

2. PARF reduced because of CEVS

 

ya yours is pretty one off la. combination of reasons that we can only guess like old stocks, special discount fr principal to clear german inventory due to poor worldwide sales etc.

 

but if u were to see most of the rest, eg) new altis, CLA, 316 etc all the CEVS jus went to become ammo for bidding and eventually, dealer profit.

 

Edited May 19, 2014 by Wt_know