Hit and Run at MSCP

[Nzy]

just to update on my case. my hit and run happened a month ago and my car is still not repaired.

 

TP replied before CNY that the case is under investigation and will take 2 to 3 months.

 

That guy still has not reported to his insurance.

 

I had given up on BM and decided to send my car to a 3rd party workshop, who told me they will be able to repair my car and i don't have to pay a cent. They will then lodge a 3rd party claim with the offender. That was before CNY.

 

Now that the holidays are over and the workshop is back in business, i sent in my car yesterday to them... only for the boss to tell me that he is not confident that he can claim the damages from the 3rd party, because that guy has no insurance cover.

 

i'm like WTF.. first, his manager tells me not to worry, he will settle everything for me, i just leave the car with them, get it repaired and move on.

 

now, the boss is hinting that i will have to pay for the repairs out of my own pocket because he can't claim from them anymore.

 

I understand that workshops are a business and they cannot do a losing deal, so LL i had to suck it up and pay if that's really the case.

 

but the guy just recently renewed his road tax, so if there's no insurance, how can he renew?

 

also, when i ran a check at OneMotoring myself, this carplate really has no cover.

 

so i don't know what's wrong now and i am left hanging again.

 

to the driver of the red Fit SJJ677B.. i don't usually curse people but i really hope you kena knocked down by a lorlee but you don't die. just be paralysed for life, for your ultimate farking lack of integrity.

 

At least this workshop was honest to tell you that he doesn't have the confidence to do third party claims and want you to pay first. Some workshops will still tell you can claim then start work then tell you to pay up first cuz they can't claim...

[inlinesix]

just to update on my case. my hit and run happened a month ago and my car is still not repaired.

 

TP replied before CNY that the case is under investigation and will take 2 to 3 months.

 

That guy still has not reported to his insurance.

 

I had given up on BM and decided to send my car to a 3rd party workshop, who told me they will be able to repair my car and i don't have to pay a cent. They will then lodge a 3rd party claim with the offender. That was before CNY.

 

Now that the holidays are over and the workshop is back in business, i sent in my car yesterday to them... only for the boss to tell me that he is not confident that he can claim the damages from the 3rd party, because that guy has no insurance cover.

 

i'm like WTF.. first, his manager tells me not to worry, he will settle everything for me, i just leave the car with them, get it repaired and move on.

 

now, the boss is hinting that i will have to pay for the repairs out of my own pocket because he can't claim from them anymore.

 

I understand that workshops are a business and they cannot do a losing deal, so LL i had to suck it up and pay if that's really the case.

 

but the guy just recently renewed his road tax, so if there's no insurance, how can he renew?

 

also, when i ran a check at OneMotoring myself, this carplate really has no cover.

 

so i don't know what's wrong now and i am left hanging again.

 

to the driver of the red Fit SJJ677B.. i don't usually curse people but i really hope you kena knocked down by a lorlee but you don't die. just be paralysed for life, for your ultimate farking lack of integrity.

Keep your previous search properly.

 

At the time of accident, the car is uninsured which is an offense.

 

The driver just paid insurance to renew road tax.

[Adrianli]

Can the car be driven on the roads without insurance?

Anything happens again and let him go scoot free?

 

I remembered mentioning that the showroom cars also can be driven on the road with a tag hanging.

 

Same as those secondhand dealer car who let u test drive on the road.

 

All these cars no individual insurance but got company insurance coverage.

[Leo72]

I remembered mentioning that the showroom cars also can be driven on the road with a tag hanging.

 

Same as those secondhand dealer car who let u test drive on the road.

 

All these cars no individual insurance but got company insurance coverage.

The tag that the AD hang on the car is known as trade plate which got special insurance coverage.  As for the 2nd hand cars, most likely the insurance coverage is still under the existing car owners and the dealers are taking a risk for allowing test drive.  For some 2nd hand car dealers, they also use trade plate for test drive for those cars with expired road tax and the cars' ownership already transferred to the company.

[Othello]

The tag that the AD hang on the car is known as trade plate which got special insurance coverage. As for the 2nd hand cars, most likely the insurance coverage is still under the existing car owners and the dealers are taking a risk for allowing test drive. For some 2nd hand car dealers, they also use trade plate for test drive for those cars with expired road tax and the cars' ownership already transferred to the company.

Are you in the trade?

 

Dealers let customer test drive without proper insurance? Really!?!?

[Hamburger]

Something is seriously wrong with our system.

 

Now only they can't get the mrt right, simple precautionary measures that safe guard the motorist interest is also lacking.

 

Does hui ge car need to get banged at a mscp before anything is done to protect car owners?

[Kusje]

Something is seriously wrong with our system.

 

Now only they can't get the mrt right, simple precautionary measures that safe guard the motorist interest is also lacking.

 

Does hui ge car need to get banged at a mscp before anything is done to protect car owners?

Why would his car be at a mscp?

[Kopites]

just to update on my case. my hit and run happened a month ago and my car is still not repaired.

 

TP replied before CNY that the case is under investigation and will take 2 to 3 months.

 

That guy still has not reported to his insurance.

 

I had given up on BM and decided to send my car to a 3rd party workshop, who told me they will be able to repair my car and i don't have to pay a cent. They will then lodge a 3rd party claim with the offender. That was before CNY.

 

Now that the holidays are over and the workshop is back in business, i sent in my car yesterday to them... only for the boss to tell me that he is not confident that he can claim the damages from the 3rd party, because that guy has no insurance cover.

 

i'm like WTF.. first, his manager tells me not to worry, he will settle everything for me, i just leave the car with them, get it repaired and move on.

 

now, the boss is hinting that i will have to pay for the repairs out of my own pocket because he can't claim from them anymore.

 

I understand that workshops are a business and they cannot do a losing deal, so LL i had to suck it up and pay if that's really the case.

 

but the guy just recently renewed his road tax, so if there's no insurance, how can he renew?

 

also, when i ran a check at OneMotoring myself, this carplate really has no cover.

 

so i don't know what's wrong now and i am left hanging again.

 

to the driver of the red Fit SJJ677B.. i don't usually curse people but i really hope you kena knocked down by a lorlee but you don't die. just be paralysed for life, for your ultimate farking lack of integrity.

I am sure he should has insurance coverage otherwise how LTA can let him renew the road tax? Did you check with the LTA?

 

As for repair can't really blame the workshop. If they proceed with the repair and claim from the fit eventually you will still need to fork out the sum.

Most likely the insurance company cancel his insurance coverage after he renewed road tax for some reasons which we'll not know. Actually this is a ridiculous loop rule which allow the insurance company to cancel the insurance of a vehicle within the coverage period and end up other vehicle owner need to pay the price if they get involve with vehicles without insurance coverage.

Should curse the insurance company which provide the insurance cover letter for him to renew the vehicle insurance and then cancel it.

Insurance cancelled mean LTA need to revoke his road tax as well.

[Adrianli]

I am sure he should has insurance coverage otherwise how LTA can let him renew the road tax? Did you check with the LTA?

 

As for repair can't really blame the workshop. If they proceed with the repair and claim from the fit eventually you will still need to fork out the sum.

Insurance cancelled mean LTA need to revoke his road tax as well.

If i sell my car to a 2nd hand dealer on the day or a day before road tax expiry, like that how?

 

When i hand over my car, i definately cancel my own insurance.

 

 

Like that the 2nd hand car dealer can renew road tax w/o insurance? Or they have to hang on to the car when it is sold then pay the expired road tax fine?

[inlinesix]

If i sell my car to a 2nd hand dealer on the day or a day before road tax expiry, like that how?

 

When i hand over my car, i definately cancel my own insurance.

 

 

Like that the 2nd hand car dealer can renew road tax w/o insurance? Or they have to hang on to the car when it is sold then pay the expired road tax fine?

It is owner responsibility to ensure that there is adequate insurance coverage.

 

Usually insurance is cancelled with valid road tax. Before the uninsured car can be driven, new owner needs to buy insurance. Otherwise it is an offence.

[inlinesix]

I am sure he should has insurance coverage otherwise how LTA can let him renew the road tax? Did you check with the LTA?

 

As for repair can't really blame the workshop. If they proceed with the repair and claim from the fit eventually you will still need to fork out the sum.

Insurance cancelled mean LTA need to revoke his road tax as well.

Insurance can be canceled in the midst of valid road tax.

 

It is owner responsibility to ensure that there is adequate insurance coverage. LTA will not cancel road tax despite the cancelled insurance

[kdash]

Something is seriously wrong with our system.

 

Now only they can't get the mrt right, simple precautionary measures that safe guard the motorist interest is also lacking.

 

Does hui ge car need to get banged at a mscp before anything is done to protect car owners?

 

Why would his car be at a mscp?

 

exactly. means nothing will change... 

[Leo72]

If i sell my car to a 2nd hand dealer on the day or a day before road tax expiry, like that how?

 

When i hand over my car, i definately cancel my own insurance.

 

 

Like that the 2nd hand car dealer can renew road tax w/o insurance? Or they have to hang on to the car when it is sold then pay the expired road tax fine?

Those small 2nd hand car dealers will not dare to take in car with road tax expiry date that fall within 1 week to a month as they don't have the finance resource to transfer the car ownership to their companies, whereas those big 2nd hand car dealers will transfer the car ownership to their companies which they can hold on to the car for about 3 months to 6 months without renewing the road tax but the car can only be on the road with trade plate for test drive and LTA / Vicom /. STA inspection if inspection is require before renewing the road tax.

Edited February 28, 2018 by Leo72

[Adrianli]

Those 2nd hand car dealers will not dare to take in car with road tax expiry date that fall within 1 week to a month as they don't have the finance resource to transfer the car ownership to their companies, whereas those big 2nd hand car dealers will transfer the car ownership to their companies which they can hold on to the car for about 3 months to 6 months without renewing the road tax but the car can only be on the road with trade plate for test drive and LTA / Vicom /. STA inspection if inspection is require before renewing the road tax.

 

This is something new to me. The 2nd dealers never asked about road tax renewal when i sold them my car. And i always handover my car near road tax expiry date. I only pay for 6 months road tax each time.

[Leo72]

This is something new to me. The 2nd dealers never asked about road tax renewal when i sold them my car. And i always handover my car near road tax expiry date. I only pay for 6 months road tax each time.

I forgot to put is those small 2nd hand car dealers which will not take in car which is very near to road tax expiry unless they intend to scrap your car after taking in your car.

[Nutty]

Updates on my case = No updates.

 

3 months since the hit-n-run incident.

2 months since TP concluded invesigation and penalised the culprit.

 

And my workshop still cannot claim for me.

 

What is the usual timeline that we can expect for such claims that is supposed to be straightforward?

[Theoldjaffa]

Updates on my case = No updates that's worthwhile.

 

1.5 months since the hit-n-run incident.

TP has concluded investigation and will be sending out the result to me via snail mail (and it takes 2-3 weeks for the letter to come)

 

And my workshop still cannot claim for me because they claim the other party has no insurance.

[DACH]

 

Updates on my case = No updates that's worthwhile.

 

1.5 months since the hit-n-run incident.

TP has concluded investigation and will be sending out the result to me via snail mail (and it takes 2-3 weeks for the letter to come)

 

And my workshop still cannot claim for me because they claim the other party has no insurance.

 

And has your insurance company propose any viable solutions?

 

Because as long as the other party has no insurance, you cannot claim from them. And if the car is transferred to the new owner, I don't think you can claim since it is not the new owner fault.

 

Like that you will be in the losing end.