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Found 11 results

  1. Got a herb garden at my yard. Just morning sun but managed to get my basil and mint growing. My Rosemary died. Supposed to be resilent but cannot get it to grow. Plus my mint getting lots of white aphids. Cannot seem to get rid of them. Tried crushing them daily, spray with citrus oil plus even introduced a spider to do the job. Nothing seems to work. I wanna eat my herbs, so dun wanna use stuff that will get me killed. Tips anyone ? ☘
  2. Many CPF investors get their fingers burnt MOST investors who use Central Provident Fund (CPF) savings to invest would have been better off leaving their money in their Ordinary Accounts, according to the CPF Investment Scheme's (CPFIS) annual profit and loss report. This is despite the good performance of investment funds included in the scheme. In the financial year ended Sept 30 last year, 902,300 investors sold their CPFIS investments. Only 15 per cent of them made a profit larger than the guaranteed annual 2.5 per cent interest rate for Ordinary Account savings. Another 45 per cent made profits of up to 2.5 per cent. The remaining 40 per cent made a loss. Under the scheme, members can invest in CPFIS-included funds such as approved unit trusts and equity funds, as well as other investment products such as stocks and shares. The CPFIS-included funds themselves have performed well. They posted an average return of 5.17 per cent in the first three months of this year, according to a report by research firm Lipper last month. The funds have grown by about 29 per cent over the past three years. But individual investors may perform poorly as a result of investing in riskier instruments instead of CPFIS-included funds, said experts. The gap could reflect a difference in financial knowledge, investment skills and discipline, said Mr Lance Tay, chief executive officer of Tokio Marine Life Insurance Singapore. "This can be improved with increased financial literacy and discipline, or with guidance from financial advisers," he added. Barclays senior economist Leong Wai Ho noted that stocks and shares were subject to many more market fluctuations. "It's better that people stick to professionally guided products like approved funds," he said. "That's more appropriate for something that's supposed to be a person's store of value, their life savings." Earlier this year, Institute of Policy Studies research fellow Christopher Gee argued that the default risk-return balance on CPF savings is good enough for most members. "A lack of adequate financial literacy among CPF members and potential retirees may result in sub-optimal decision-making," he noted. On the one hand, fewer CPFIS investors are making losses now compared with the past decade. From 2004 to 2013, 47 per cent of them incurred realised losses, more than the 40 per cent who made a loss last year. On the other hand, more investors used to earn profits above the 2.5 per cent Ordinary Account interest rate. From 2004 to 2013, 18 per cent of investors did better, compared with 15 per cent in the last financial year. More than 25 per cent did from 1993 to 2004. - See more at: http://business.asiaone.com/news/many-cpf-investors-get-their-fingers-burnt#sthash.QvQulhsB.dpuf
  3. Index and middle fingers and wrist (where i rest on when i type/use mouse) pain... googled a bit something similar is carpal tunnel finger. somehow it don't seem to be the same... and that tunnel thingy looks scary.. anyone here has had similar issue? will it go away if i don't use that finger to type/use mouse for, say, a month?
  4. Imagine being able to devour messy foods like buffalo wings, cheese fries and potato chips without getting your fingers dirty and creating a mess. What if we told you there’s a way to make that happen? They’re called Trongs, and they’re here to help you successfully knock out that batch of ribs without looking up from your plate. There’s no reason the best foods in the world should be the most annoying to eat. Thanks to these incredibly weird, finger-condom-looking things, we don’t have to worry about that anymore. You can buy a 12-pack for $19.95.
  5. Angry driver gives lorry both fingers for blocking his turn This man flashed both middle fingers at the driver of a lorry for apparently blocking his turn. According to Stomper Weldon, who contributed the picture, a police report has been lodged over the man's behaviour. The Stomper wrote: "Is this how a Singaporean should behave? "Just because you drive a big car doesn't mean you can do anything. "This guy overtook and stopped people from using the road just because the lorry blocked his way when making a turn . "Worse of all he came down from his car and start pointing centre finger at the lorry driver. "The driver of the lorry has filed a Police report regarding this matter." Sources from: Stomp.com.sg http://singaporeseen.stomp.com.sg/singaporeseen/motoring-goondus/angry-driver-gives-lorry-both-fingers-for-blocking-his-turn
  6. Dumb

    Trigger fingers

    I have been bearing the pain of a trigger thumb for more than a week. I have been rubbing oitment but it does not help. Any chinese pysiotherapist to recommend for my trigger thumb. Thanks.
  7. You cut into my lane and still raise your fingers at me twice ! What a bitch !
  8. Hi all, Bought some potted plants a few weeks ago. This "fern" I thought was low maintenance type, water twice a day, outdoor type under sun. However, as days go on, it seems the plant is 'sick'. If you look at the lower part, the leaves have turned yellow and brown. It wasn't like this in the beginning. Was it due to (1) not enough sunlight (2) not enough water (3) soil not nutritious?
  9. as above lol....this is not recommended...but jus askin if there are any lazy drivers around....lol
  10. Anyone experienced or know what is the likely cause for clubbed fingers and toes? All finger tips and toes are swollen and itchy. Seen few doctors and had chest x-ray and blood tests. Results are normal. Doctors also don't know! [sweatdrop]
  11. Hi I like to find if anyone can recommend some INDOOR plants that can thrive in an office? The kind that are not fussy about getting maximum sunlight. No cactus. Kam sia!
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