Wt_know Supersonic March 31, 2023 Share March 31, 2023 On 3/31/2023 at 2:27 PM, Fitvip said: Wow, that means those with multiple accounts with a single bank is facing the risk of his money wiped out should the bank collapse! $75K per bank $750K then need 10 banks sifu says one ... ↡ Advertisement 1 Link to post Share on other sites More sharing options...
Fitvip Supersonic March 31, 2023 Share March 31, 2023 On 3/31/2023 at 2:35 PM, Wt_know said: $75K per bank $750K then need 10 banks sifu says one ... That is damn lehceh man. This makes the SSB and Tbills more attractive despite lower yield now. 1 Link to post Share on other sites More sharing options...
inlinesix Hypersonic March 31, 2023 Share March 31, 2023 On 3/31/2023 at 2:35 PM, Wt_know said: $75K per bank $750K then need 10 banks sifu says one ... When did a Singaporean bank collapse? Link to post Share on other sites More sharing options...
Throttle2 Supersonic March 31, 2023 Share March 31, 2023 (edited) On 3/31/2023 at 2:35 PM, Wt_know said: $75K per bank $750K then need 10 banks sifu says one ... Shit i need 20 banks still not bothered with tbills etc yet. Got no time to handle all this. month deposit gives me 3.5%pa, i can take out as i wish. another one offer me 4.5% but i must go to branch in person, wah lau, cant be bothered for a few grand difference lah Edited March 31, 2023 by Throttle2 Link to post Share on other sites More sharing options...
inlinesix Hypersonic March 31, 2023 Share March 31, 2023 OCBC CEO Helen Wong’s 2022 pay reaches $11.2 million, behind other local bank chiefshttps://www.straitstimes.com/business/ocbc-ceo-helen-wong-s-2022-pay-reaches-112-million-behind-other-local-bank-chiefs DBS CEO: $15.4m UOB CEO: $14.2m OCBC CEO: $11.4m ============== DBS Net Income: $8.2bn +20% OCBC Net Income: $5.8bn +18% UOB Net Income: $4.8bn +18% 1 Link to post Share on other sites More sharing options...
Mercs Hypersonic March 31, 2023 Share March 31, 2023 On 3/31/2023 at 2:27 PM, Fitvip said: Wow, that means those with multiple accounts with a single bank is facing the risk of his money wiped out should the bank collapse! Maybank uses the same old gimmick again: MaybankDeposit bundle promotion20,000999,9990123.9000%31-Mar-2023For every $1k deposited into selected current/savings accounts (minimum $2k), deposit $10k into deposit bundle promotion (minimum $20k) @3.9% for 12 months is not attractive at all. Haha, though never say never, too big to fail, so far ever hear of any bank in SG collapse? my FDs all above 75k spread across diff banks more due to the rates, no worries! As mentioned prior, no lock in FD also still put inside bank. 🤣 Maybank 12mths 3.9% very good already, many banks either remove longer term or have reduce rates. 😉 1 Link to post Share on other sites More sharing options...
Lala81 Hypersonic March 31, 2023 Share March 31, 2023 Waiting to see how the may ssb will be. Will apply more if it's holding around same amount. Link to post Share on other sites More sharing options...
Fitvip Supersonic March 31, 2023 Share March 31, 2023 On 3/31/2023 at 10:11 PM, Mercs said: Haha, though never say never, too big to fail, so far ever hear of any bank in SG collapse? my FDs all above 75k spread across diff banks more due to the rates, no worries! As mentioned prior, no lock in FD also still put inside bank. 🤣 Maybank 12mths 3.9% very good already, many banks either remove longer term or have reduce rates. 😉 Maybank fd has a string attached leh! 1 Link to post Share on other sites More sharing options...
BanCoe Hypersonic March 31, 2023 Share March 31, 2023 On 4/1/2023 at 6:33 AM, Fitvip said: Maybank fd has a string attached leh! What strings attached ?? Pls share …. 2 Link to post Share on other sites More sharing options...
Fitvip Supersonic April 1, 2023 Share April 1, 2023 On 4/1/2023 at 7:40 AM, BanCoe said: What strings attached ?? Pls share …. MaybankDeposit bundle promotion20,000999,9990123.9000%31-Mar-2023For every $1k deposited into selected current/savings accounts (minimum $2k), deposit $10k into deposit bundle promotion (minimum $20k) @3.9% for 12. To deposit every $10K (Min. $20K) FD, you have to deposit $1K in current/savings acc. 1 Link to post Share on other sites More sharing options...
Wt_know Supersonic April 1, 2023 Share April 1, 2023 2 Link to post Share on other sites More sharing options...
Wt_know Supersonic April 1, 2023 Share April 1, 2023 (edited) where is the no 4% no talk ... isn't papa powell just raise another 0.25% ... Edited April 1, 2023 by Wt_know 1 Link to post Share on other sites More sharing options...
lausai88 Hypersonic April 1, 2023 Share April 1, 2023 @Wt_know i just check hl bank offer 3.95% not 4.1% see url https://www.hlbank.com.sg/en/personal-banking/deposits/fixed-deposit-account/fixed-deposit-account.html 1 Link to post Share on other sites More sharing options...
Fitvip Supersonic April 1, 2023 Share April 1, 2023 On 4/1/2023 at 3:09 PM, lausai88 said: @Wt_know i just check hl bank offer 3.95% not 4.1% see url https://www.hlbank.com.sg/en/personal-banking/deposits/fixed-deposit-account/fixed-deposit-account.html $500,000 and above! Link to post Share on other sites More sharing options...
Mercs Hypersonic April 1, 2023 Share April 1, 2023 On 4/1/2023 at 6:33 AM, Fitvip said: Maybank fd has a string attached leh! Haha, i did the 3.9 no bundle few months back, current one with bundle is marketing gimmick- eg: 10+100k around 3.55, after upfront int 3.67, still decent for FD considering some banks totally removed the 12mth tenure. OCBC only 6mths 3.5 - https://www.ocbc.com/personal-banking/deposits/fixed-deposit-account UOB 6 or 10mths 3.55 - https://www.uob.com.sg/personal/save/fixed-deposits/singapore-dollar-fixed-deposit.page Or just go for RHB or HL still 3.9 (75k) 😉 3 Link to post Share on other sites More sharing options...
Mercs Hypersonic April 3, 2023 Share April 3, 2023 This one kym? 🤣 https://www.sc.com/sg/save/savings-accounts/esaver/#:~:text=Sign up for a Priority,capped at S%242 million.&text=0.05% p.a.,-4.25% p.a. Standard Chartered Priority Banking Exclusive e$aver Promotion Sign up for a Priority Banking relationship by 30 April 2023 and earn up to 4.30% p.a. interest for 6 months when you bring in fresh funds* of minimum S$100,000. Average daily balance eligible for bonus interest is capped at S$2 million PRIORITY PRIVATE 0.05% p.a. + 4.25% p.a. = 4.30% p.a. PRIORITY BANKING 0.05% p.a. + 3.95% p.a. = 4.00% p.a https://www.sc.com/sg/priority/sign-up/ From 1 April to 30 June 2023, receive a Welcome Gift of up to S$5,000 when you start a Priority Banking relationship as a New-To-Bank client. Simply bring in minimum S$200,000 fresh funds1 in Eligible Deposits or Eligible Investments, complete a Financial Needs Analysis (FNA) and upgrade to Priority Banking. 1 2 Link to post Share on other sites More sharing options...
BanCoe Hypersonic April 3, 2023 Share April 3, 2023 On 4/3/2023 at 8:16 PM, Mercs said: This one kym? 🤣 https://www.sc.com/sg/save/savings-accounts/esaver/#:~:text=Sign up for a Priority,capped at S%242 million.&text=0.05% p.a.,-4.25% p.a. Standard Chartered Priority Banking Exclusive e$aver Promotion Sign up for a Priority Banking relationship by 30 April 2023 and earn up to 4.30% p.a. interest for 6 months when you bring in fresh funds* of minimum S$100,000. Average daily balance eligible for bonus interest is capped at S$2 million PRIORITY PRIVATE 0.05% p.a. + 4.25% p.a. = 4.30% p.a. PRIORITY BANKING 0.05% p.a. + 3.95% p.a. = 4.00% p.a https://www.sc.com/sg/priority/sign-up/ From 1 April to 30 June 2023, receive a Welcome Gift of up to S$5,000 when you start a Priority Banking relationship as a New-To-Bank client. Simply bring in minimum S$200,000 fresh funds1 in Eligible Deposits or Eligible Investments, complete a Financial Needs Analysis (FNA) and upgrade to Priority Banking. Looks like a clickbait just to get fresh funds for 6 months and after that back to square 1 again 1 Link to post Share on other sites More sharing options...
Enye Hypersonic April 3, 2023 Share April 3, 2023 looks like can apply for more ssb this month 😬😅 ↡ Advertisement 1 Link to post Share on other sites More sharing options...
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