Watches III

[Yeshe]

Any shop can do 12,24,36 months installment plan for Rolex watch tot of getting the new GMTII

I remember Some AD do have promotion with Some cc for interest free installments. but then again, no point buying watches under installment lah

[Viceroymenthol]

Any shop can do 12,24,36 months installment plan for Rolex watch tot of getting the new GMTII

 

Can ask Courts to do special indent Rolex GMT2C.

[Throttle2]

Any shop can do 12,24,36 months installment plan for Rolex watch tot of getting the new GMTII

Brother, can buy buy, cannot bear to buy or cannot buy, then dont buy.

 

Why must go instalment just for a freaking watch??

 

 

 

 

[Kar_lover]

Any shop can do 12,24,36 months installment plan for Rolex watch tot of getting the new GMTII

 

Actually the big ones all have but Sincere don't have Rolex. So go to Hour Glass. Max 24mths.

[Kar_lover]

I remember Some AD do have promotion with Some cc for interest free installments. but then again, no point buying watches under installment lah

 

Why not? In fact I always thought for things that I don't change often its ok to use installment (provided no surcharge of course) as the usage will long surpass the installment so might as well just slowly pay. Afterall we earn salary every month so we pay slowly every month no harm. For example my bed which I bought with 2 year installment 5 years ago and now still sleeping on it. But for things like handphone (if you change every 6-9mths) then shouldn't use installment cos then before the first one finish you incur a second one.

 

For me, I "suddenly" bitten by this bug and bought 2 pieces in a short time so the second one bo pian pay installment liao otherwise I will be hit by $11k bill this month.

[Sunny]

nice

[Viceroymenthol]

Why not? In fact I always thought for things that I don't change often its ok to use installment (provided no surcharge of course) as the usage will long surpass the installment so might as well just slowly pay. Afterall we earn salary every month so we pay slowly every month no harm. For example my bed which I bought with 2 year installment 5 years ago and now still sleeping on it. But for things like handphone (if you change every 6-9mths) then shouldn't use installment cos then before the first one finish you incur a second one.

 

For me, I "suddenly" bitten by this bug and bought 2 pieces in a short time so the second one bo pian pay installment liao otherwise I will be hit by $11k bill this month.

 

Because a luxury watch is a luxury product. It is a want, not a need. Go into debt for a "want"? That's silly.

 

Unless you are saying you are in some kind of business where your image is of utmost importance, and you NEED to wear a Rolex (or drive S Class, etc) to get you some business. So it is like going into debt to make more money - this I agree. But just to show off and flash around? No.

[Viceroymenthol]

nice

 

One thing I like about you bro, you always say nice things about everybody's watch. You're a good guy.

[Kar_lover]

Because a luxury watch is a luxury product. It is a want, not a need. Go into debt for a "want"? That's silly.

 

Unless you are saying you are in some kind of business where your image is of utmost importance, and you NEED to wear a Rolex (or drive S Class, etc) to get you some business. So it is like going into debt to make more money - this I agree. But just to show off and flash around? No.

 

Well for me its about cashflow (since there is no surcharge). And of course it's not for showing off or flash around. Anyway lets not get into this any further and end up spoiling the thread by getting into a "cannot afford to pay full upfront then don't buy" argument like those car loan threads. Let's just focus on the watches :)

[Viceroymenthol]

Well for me its about cashflow (since there is no surcharge). And of course it's not for showing off or flash around. Anyway lets not get into this any further and end up spoiling the thread by getting into a "cannot afford to pay full upfront then don't buy" argument like those car loan threads. Let's just focus on the watches :)

 

I am not using the "cannot afford to pay in full" argument. Perhaps someone else used that argument but that has never been my line of reasoning.

 

It is not about being or not being able to pay.

 

It is about why does this luxury item, which nobody can truly claim that they need, even has to affect your cash flow in the first place?

 

Luxury items such as these should not even have anything to do with cash flow at all. This kind of purchases are meant to be made using spare expendable cash. Cash to burn. Not cash that could have been used to buy your family good quality meals or your baby his good quality milk, food and diapers or pump petrol etc.

 

Well at least those are the values I had been brought up with.

[Sunny]

One thing I like about you bro, you always say nice things about everybody's watch. You're a good guy.

 

not nice also say in nice words

nice ma

[Sunny]

the bruce lee's quote very luan profound.

in short....just wack

Edited July 11, 2013 by Sunny

[Yattokame]

the bruce lee's quote very luan.

in short....just wack

 

I think bruce lee's quote very true.

 

it sounded something like what 张三丰 told 张无忌 when he was teaching him taiji.

[Kar_lover]

Luxury items such as these should not even have anything to do with cash flow at all. This kind of purchases are meant to be made using spare expendable cash. Cash to burn. Not cash that could have been used to buy your family good quality meals or your baby his good quality milk, food and diapers or pump petrol etc.

 

Well at least those are the values I had been brought up with.

 

I get your point but maybe it's my own mentality being shaped by my work where I always look at things from cashflow perspective (cos boss always tell me too) so overtime it also eats into me - why pay in one shot when you can pay slowly at the same price?

 

In fact I asked the AD (where I bought my 2nd piece) whether if I paid in full cash, could he give me extra 3% discount ($240) he said no. He said something like the installment is just a service they provide which cannot be converted into a price discount. I pushed further saying that by paying cash instead of one-time payment credit card there is already a saving of 2% for them which the bank will charge for using credit card and another 2-3% if I use installment plan. So if I paid in cash, they should at least give me the first 2% discount (this is practiced by some electronic shops). He still said no. So since they like that, I didn't want to let them "win" so I took the installment partly just to spite them so that they don't earn the extra 2-3% from me if I didn't take the installment. Afterall these are policies they make themselves.

 

 

 

[Sunny]

I think bruce lee's quote very true.

 

it sounded something like what 张三丰 told 张无忌 when he was teaching him taiji.

 

yup quite true. cheemalogy like Confucius philosophical teachings.

[Sunny]

I get your point but maybe it's my own mentality being shaped by my work where I always look at things from cashflow perspective (cos boss always tell me too) so overtime it also eats into me - why pay in one shot when you can pay slowly at the same price?

 

In fact I asked the AD (where I bought my 2nd piece) whether if I paid in full cash, could he give me extra 3% discount ($240) he said no. He said something like the installment is just a service they provide which cannot be converted into a price discount. I pushed further saying that by paying cash instead of one-time payment credit card there is already a saving of 2% for them which the bank will charge for using credit card and another 2-3% if I use installment plan. So if I paid in cash, they should at least give me the first 2% discount (this is practiced by some electronic shops). He still said no. So since they like that, I didn't want to let them "win" so I took the installment partly just to spite them so that they don't earn the extra 2-3% from me if I didn't take the installment. Afterall these are policies they make themselves.

 

nvm dear.

 

you song, they song..everybody song

you buay song, made them buay simi song, everybody still song

after you bought, you can still song, they still sing song...everybody song

 

just enjoy the watch and instalment payment.

 

[Throttle2]

Because a luxury watch is a luxury product. It is a want, not a need. Go into debt for a "want"? That's silly.

 

Unless you are saying you are in some kind of business where your image is of utmost importance, and you NEED to wear a Rolex (or drive S Class, etc) to get you some business. So it is like going into debt to make more money - this I agree. But just to show off and flash around? No.

 

 

[thumbsup]

[Throttle2]

I am not using the "cannot afford to pay in full" argument. Perhaps someone else used that argument but that has never been my line of reasoning.

 

It is not about being or not being able to pay.

 

It is about why does this luxury item, which nobody can truly claim that they need, even has to affect your cash flow in the first place?

 

Luxury items such as these should not even have anything to do with cash flow at all. This kind of purchases are meant to be made using spare expendable cash. Cash to burn. Not cash that could have been used to buy your family good quality meals or your baby his good quality milk, food and diapers or pump petrol etc.

 

Well at least those are the values I had been brought up with.

 

[thumbsup]