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  1. https://dollarsandsense.sg/what-is-lasting-power-of-attorney-lpa-and-why-all-singaporeans-should-make-one/ The importance and value of making a will is widely accepted and well-documented. In the same way, a Lasting Power Of Attorney is a logical component of a holistic estate planning process, complementing your existing will. The importance and value of making a will are widely accepted and well-documented. We all understand that it makes sense to express your wishes when you’re still of sound mind and not under duress, so that your intent can be carried out when you’re no longer around. However, what happens in the event something unfortunate were to befall you, but you’re not quite dead? Surely you would still want all your assets to be managed by a trusted party, who can also take steps to protect your portfolio’s value. Your assets can then be used to sustain your treatment, or ensure your existing liabilities continue to be serviced, without having to trouble your loved ones. This is how a Lasting Power of Attorney (LPA) can be helpful in giving you peace of mind. Here’s how a LPA works and how it can help you. What Is A Lasting Power Of Attorney (LPA)? A Lasting Power of Attorney (LPA) is a legally-binding document that empowers someone you trust to manage your financial affairs for you (including your assets) in the event you lose the ability to do so for yourself. LPAs in Singapore are administered by the Office of the Public Guardian. Without an LPA, your loved ones will need to undergo the long, troublesome and expensive process of applying to the court to allow your financial and personal affairs to be managed on your behalf. An LPA is a logical component of a holistic estate planning process, complementing an Advance Medical Directive and existing will. Eligibility To Make A Lasting Power Of Attorney According to the Office of the Public Guardian, if you want to make an LPA, you must fulfil the following criteria: – You must have the mental capacity to make the LPA – Your donee(s) that you wish to appoint to act on your behalf must be willing – Both you and your donee(s) must be at least 21 years old and not be an undischarged bankrupt for LPAs for property and -personal affairs. For your LPA to be legally valid, you also need to register your LPA with the Office of Public Guardian. Lasting Power Of Attorney: Form 1 Or Form 2? When deciding to make an LPA, one of the decisions you need to make is whether to do use “Form 1” or “Form 2” for your LPA. Form 1 is the most common and “default” type of LPA, giving the donee that you trust general powers with basic restrictions to act on your behalf. On the other hand, Form 2 requires a lawyer to draft the exact scope (or customised powers) that you wish to grant your donee to perform on your behalf. How To Submit An Online LPA Application Step 1: Choose your Donee(s). They must be above 21 and someone you can trust to make decisions on your behalf regarding your personal welfare, your property & affairs, or both. Step 2: Log in to the Office of the Public Guardian Online (OPGO) via Singpass, where you can draft your LPA. The donees can also accept their appointment via the OPGO. Step 3: Next, look for a LPA Certificate Issuer, such as Accredited Medical Practitioners, Practicing Lawyers and/or Registered Psychiatrists to certify your LPA and sign using Singpass digital signature. Step 4: Once the LPA is certified, it will be submitted to the OPGO for registration. When the digital LPA is accepted and registered, you and your donee(s) will be notified via SMS/email. There’s No Better Time To Make An LPA Than Now The fact that you’re reading this article shows that you have sufficient mental capacity. If you haven’t made an LPA, we hope that we’ve convinced you of their importance. As an additional bonus, application fees for the LPA Form 1 have been waived until 31 March 2026. There really isn’t a better time to set up an LPA than right now.
  2. As topic, anyone have any good details products, method to give the exterior rubber/plastic on exterior, like the door seals, the black plastic holding the side mirror & the black plastic at the B pillars a glossy feel. I tried those for interior plastic, but it worn out fast, & burry after rain. Some of these are getting dull & got white-ish powdery look liao.
  3. Bros and sis, I am looking for a good tyre shine that last and does not splash off to the car body. Any recommendations? Use to like the Meguiar's purple endurance range when my car was black. Now its silver and it splashes off the body. I have one that shines well now but after heavy rain, bo liao! So waiting for users of other brands to give feedback!
  4. Now I'm using Aquawax sealant but I feel my previous JW acrylic jett has longer lasting slickness. I'm not too concern about shine but enjoy slick touch on paintwork. Please advise. Thks.
  5. Just bought the above from Carrefour recently as was fascinated by its claim on waterproofing ($20 only). Tried on my my car and found it really could repel water amazingly. But as recently got no downpour, so could not confirm if it can last long. Could any kind soul who has used it feedback on this product? Many TIA.
  6. Hi guys, My tyres are due for change and i jus want some recommedations My needs are: cheap, grippy, long-lasting, comfort, low noise blah blah blah...no la... I want: Grippy in dry and wet Long lasting Price (lowest priority but still impt) I don't give a damn about comfort and road noise.It can be the stiffest and noisiest tyres but if it satisfy my 3 criteria can already. Been leaning towards the Eagle F1, but heard it is not long lasting. Comments from users? Thanks!!!
  7. I think it about time, to change my "ride shoe" What I need: - size is 14" - good grip in dry and wet - moderate lasting - not too expensive Understand there is some promo at Autobacs. Bros here any recommendation on tyre and where to get it. I am new, please advise Thanks
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