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Hi, My wife got a day surgery with KK hospital recently. KK hospital deducted the amount $700+ from her medisave while we were waiting for reply of her medical claims from the insurance company. Now, We just got a letter from her insurance company saying that her bill is covered by the policy. We don't understand how the payment could be made by the insurance company to KK hospital and how could my wife medisave could be reinstated, so we wrote a first email to the insurance company to clarify. first reply from the insurance company. Dear Ms Tan Thank you for your email. Our claims letter has already been sent to you on 10/12/15. In the claims letter for PruShield policy number XXXXXXX, we have informed that the claim amount is approved within deductible under the PruShield plan. Hence, there is no payment to KKH. There will also be no payment made to CPF. Ok, i don't understand what is no payment to KKH and CPF. So, we wrote again for an explanation in layman terms. Second reply from the insurance company. Dear Ms Tan Thank you for your reply. The deductible portion is the part of the claimable amount that the policyowner is liable for before any benefits are payable under this policy. The Deductible amounts for the various benefits under this policy are stated in the Benefits Schedule. Sorry, i tried to figure out their term myself but after more than a month, i still cannot understand what are they trying to say. my question here is very simple, 1. Insurance says my wife can claim her medical bill? 2. How could her deducted amount be credited back into her medisave? Thanks from a layman.

We all have one! The bugger looks like my avatar

thinking out loud from a 3rd party perspective 1) Huge popularity of NS vs TPL (on facebook) 2) looking at the initial footage on nomination days, where PAP get jeers and opposition get cheers (very evident in marine parade) 3) many expressing discontent of policies being voiced out over the internet forums (like MCF) and other websites, compared to those who are pro PAP policies 4) colleagues around you expressing discontent and complain about the current state of SG and policies, (of course, there are those who appear nonchalant or pro PAP) Less everyone get carried away On May 7th.. will they put their words into action? Or will they vote for the current government PAP, due to 1) Afraid they will lose their jobs due to lesser opportunities as the top foreigners leave SG 2) For civil servants, the fear that it will hamper their progress and promotion 3) For existing home owners, afraid that their property price will crash 4) For people who qualify for the BTO and have not owned a home, afraid that they will miss out on the queue just because they voted for the opposition 5) For all our senior citizens who have supported PAP all these while and do not see the need to change as they have already benefited from the bite fo the property cherry 6) For those that simply do not care with their nonchalant attitude and thus they do not want change My hunch is still many people will still vote for the PAP, despite all the talk for an alternative voice that are being mentioned online Having said that, I will be happy to be proven wrong, keeping fingers crossed and see, vote wisely

I found out these sms from my Indo maid's hp. Doesn't looks like Bahasa.... Anyone knows the meaning? 1st msg :- iyo kowe lage yapo yen 2nd msg :- Yen, Bukmu ra due pulsa, gung ngisi plsne-jerry thanks!

I need help on these 4 pages from my car's manual that were printed in Japanese language. I can only figure that it had something to do with: fuel, towing instruction, svc sch. Any kind members who can translate these pages from Estima Hybrid manual. Kam Seh, domo arigato gozaimashita

Good Morning, I would like to seek help to translate the above to Chinese/Mandarin. And to add on, has anyone who had the above gotten it cured by TCM? If have, can you please recommend the clinic. Many Thanks in advance.

Guys, Can u tell me wats the best word to describe these chinese words in English ? (1) 心术不正 (2) 旁门左道 Thx in advance !!