Rathcycle Neutral Newbie August 26, 2010 Share August 26, 2010 Firstly, i will need all the kind MCF forumer's help, hope you guys could really help me. Behold a lengthy post. Few months ago, around march, while driving during peak hour traffic with some drizzle, i got into an accident with a motorcycle. I was on lane 1, the car in front of me jammed brake and i had to jammed brake too. As lane 1 was extremely congested and i was stucked in non-moving traffic, i decided to filter into lane 2. I checked my blind spot and tried to filter into lane 2, this moment i committed a catastrophic mistake here by not signalling, a speeding motorcyclist travelling in between lane 1 and 2 jammed braked and skidded right beside me before i actually even filtered into lane 2. He fell down and i stopped my car and helped him and everything. His bike was okay but his arm was scratched. We exchanged particulars and he said i just had to pay for his medical bills which would not be too expensive(<$100), I agreed because i was partly at fault, even though i never did knocked into him. Fast forward, he tried to extort from me saying he has pain here and there, the paint on his bike need to be resprayed and also need to redo some balancing on his bike, in total he wants 500 bucks. As i'm just a poor NSF driving a cheap tiong chia, i decided to consult my mother as the car is under her name and she has more driving experiences than me, and that the amount of 500 dollars is not a small sum. My mother told me that i do not have to bother because the most important thing is i never knocked into him. Therefore i told him that i'm willing to pay him like 100 dollars, anything more, he has to claim insurance. He told me it's okay and he's going to make me pay more, i didn't bother and thought much about it. Insurance and his lawyer letter came, told me to file an accident report at both my insurance and at the police. I did so. Fast forward again, his claim at the insurance was successful because he probably got some of his abangs in TP/working as lawyers or whatever because even my insurance co did say that it actually isn't really my fault and i don't have to pay, just didn't know why his claim went through. There goes my mother's NCD for second car. I sold the car not long ago too and i was unable to claim back my premium that I've paid like 3 months ago(meaning i paid a year's premium but used only 3 months) because the insurance said i'd been claimed before. That car's insurance was around 4k, the lost is around 3k but my mother just tell me to take it as a lesson learnt. Fast forward till today, I just gotten a summon from TP dept claiming i didn't drove with due care or in an orderly manner and i have to pay a $200 fine and get 6 demerit points. The fine of 200 dollars seem to be like just a small amount compared to the 50% NCD lost and the 3k lost in premium, but i'm really pissed for being faulted and getting demerit points. Is there a channel for me out there to get this summon of 6 demerit points voided? The reason so is because i need my 24 points back and i'm currently only left with 6 points. Can i write in some where or go to the traffic police department and look for someone to talk to.. or yea, really need help here. Sorry for the very lengthy post, hope you guys would help me in all possible way :) Thank you and have a nice day. ↡ Advertisement Link to post Share on other sites More sharing options...
Juzaguy Clutched August 26, 2010 Share August 26, 2010 (edited) The fact that u're left with 6 points shows how "good" a driver u are. From your story i think u deserve it. I hate pple who don't signal when changing lane like they own the mother f****** road. Edited August 26, 2010 by Juzaguy Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 (edited) The fact that u're left with 6 points shows how "good" a driver u are. From your story i think u deserve it. I hate pple who don't signal when changing lane like they own the mother f****** road. I'm sorry if i've offended you in any way, i hereby apologise, but if you are not here to help me solve my problems, then at least please don't 落井下石. I got my 6 points(speeding 100 on a 70, just got license that time) when i was still on P plate months ago and i'm getting my 24 points back very soon, if at this time i get this 6 points, i'm going to wait a full year for my 24 points. :( edit, to add, i did check blind spot and he wasn't there, he was speeding ! That explains why he had to jammed brake, and why when he jammed brake he skidded before i even hit him ! Edited August 26, 2010 by Rathcycle Link to post Share on other sites More sharing options...
Ethene 1st Gear August 26, 2010 Share August 26, 2010 The fact that u're left with 6 points shows how "good" a driver u are. From your story i think u deserve it. I hate pple who don't signal when changing lane like they own the mother f****** road. ppl specifically asked for help, you cannot help so at least stop your bird talk. Link to post Share on other sites More sharing options...
Ethene 1st Gear August 26, 2010 Share August 26, 2010 TS, i suggest you draft out a detailed formal letter of appeal to TP. Wait and see what they says Link to post Share on other sites More sharing options...
Alechi 2nd Gear August 26, 2010 Share August 26, 2010 u don't have to knock into a vehicle to get charged for negligent driving. u can cause a vehicle to get into an accident without being in an accident yourself. the very fact that you agreed to compensate his medical is already an implicit admission of your negligent driving. I shan't go into a lengthy discourse of why your case is counter intuitive to argue. 1 yr will past fast. At the meantime, hone your temperament so that the next time you take to the road, you will be a safe driver. Link to post Share on other sites More sharing options...
macrosszero Turbocharged August 26, 2010 Share August 26, 2010 You sound like you're a young man. Listen to your mother, take it as a lesson learnt. If there were no mitigating circumstances that caused you to change lanes without signalling then just take the punishment on the chin. Since the car is sold, I assume you don't have/need a car to use, just put your driver's licence in the safe deposit for a while till you get more points to commit traffic offences with. For the record, I have had my licence for 6 years and never gotten a point deducted, I don't drive like a saint. Perhaps you can try driving more carefully, then you can keep your points with you. Link to post Share on other sites More sharing options...
Benarsenal Turbocharged August 26, 2010 Share August 26, 2010 I don't think you got a case. Cos like someone already said, you more or less admitted fault already when you offered to settle. Learn from your lesson. Drive more carefully next time. Link to post Share on other sites More sharing options...
Mahjong74 Supercharged August 26, 2010 Share August 26, 2010 Peak hour traffic with some drizzle and travelling in between lane 1 and 2, how fast can that motorcycle be? I can only conclude that you are an inexperience and didn't check blind spot properly. Treat it as a lesson learnt. You can write in to: [email protected] to appeal. Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 TS, i suggest you draft out a detailed formal letter of appeal to TP. Wait and see what they says Will it actually work ? Because they write until like they went through a detailed investigation about it, or shall i go down to TP dept and ask to look for a certain someone to talk to ? Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 You sound like you're a young man. Listen to your mother, take it as a lesson learnt. If there were no mitigating circumstances that caused you to change lanes without signalling then just take the punishment on the chin. Since the car is sold, I assume you don't have/need a car to use, just put your driver's licence in the safe deposit for a while till you get more points to commit traffic offences with. For the record, I have had my licence for 6 years and never gotten a point deducted, I don't drive like a saint. Perhaps you can try driving more carefully, then you can keep your points with you. I just changed into another car recently :( and i've been driving very safely, really don't wana drive with 0 points, really kinda scary, gotta drive 60km/h everywhere ! Look out for everything and really dangerous with 0 points :( I also need the 24 points for insurance !! My current car owner put mother, me as named driver, premium per year is 7k+ ! Need the 24 points ! Argh. Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 Peak hour traffic with some drizzle and travelling in between lane 1 and 2, how fast can that motorcycle be? I can only conclude that you are an inexperience and didn't check blind spot properly. Treat it as a lesson learnt. You can write in to: [email protected] to appeal. Thanks, will try. Is there any specific points that i can add on for mitigation ? Is there a template around or .... ? Link to post Share on other sites More sharing options...
Mahjong74 Supercharged August 26, 2010 Share August 26, 2010 Thanks, will try. Is there any specific points that i can add on for mitigation ? Is there a template around or .... ? You can mentioned that your car accident is very similiar to the Orchard Road flood. The Orchard road flood happened and no amount of engineering can prevent the flood. But yours is: "The car accident just happened and no amount of blind spot checking can prevent this accident." I have PM you a template of letter of appeal. Good luck Link to post Share on other sites More sharing options...
Ordix 2nd Gear August 26, 2010 Share August 26, 2010 pls dun waste ur time, i appeal 2 times before, they will reply they are satisfied with their bookings. n if your points hit 0 your license is liable for suspension. Link to post Share on other sites More sharing options...
Ngsehchoon 1st Gear August 26, 2010 Share August 26, 2010 Don't waste your time if you have pay the fine & your points is already deducted. TP will reply to you that your case have already closed. Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 You can mentioned that your car accident is very similiar to the Orchard Road flood. The Orchard road flood happened and no amount of engineering can prevent the flood. But yours is: "The car accident just happened and no amount of blind spot checking can prevent this accident." I have PM you a template of letter of appeal. Good luck Thanks :) Actually i have past my P-plate times already and i do not want to put it up ever again ! :( I passed my license last year April and gotten 6 demerits last year end. When it came to this year April i found out i have to wait till year end before i get back my 24 points, so meanwhile i've been driving sort of carefully, but who knew i got into such an unfortunate accident. If i get this 6 points, i will have to drive with 0 points for 1 year ! Although license won't be revoked, but it's extremely dangerous ! Link to post Share on other sites More sharing options...
Rathcycle Neutral Newbie August 26, 2010 Author Share August 26, 2010 Don't waste your time if you have pay the fine & your points is already deducted. TP will reply to you that your case have already closed. Yet to pay. Link to post Share on other sites More sharing options...
Xers007 Supercharged August 26, 2010 Share August 26, 2010 Yet to pay. You can try drop by TP HQ to appeal... think chances are slim cos insurance already paid meaning you are kinda at fault... ↡ Advertisement Link to post Share on other sites More sharing options...
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