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Found 16 results

  1. Thought I'd leave this post here from my post in other thread for those who are in medishield ok i do my good deed here For all of you all, your medishield, change to plan A immed......it really saves your pocket. Gahmen puts u on plan b by default. However, you co pay 80%. With just additional loading of not much ALL FR MEDISAVE, and you upgrade to Plan A, you co pay 10% for example, each dialysis session costs $200.....i only pay $20. And monthly it all comes from my medisave...i DUN PAY A CENT. If not u think i can drive my car now?? most prolly not so do yourselves and family a good deed. Call the insurance that services your medishield, either income or GE, and change NOW! u never know when u need it. I am glad i changed when i was healthy..phew!
  2. I was browsing through some of the ads in sgcarmart and realised that there are some cars that required zero downpayment. How does that works? How abt the flexible loan package that they offer? Meaning they can loan 100% as well? Does that violate any MAS rules?
  3. http://www.mas.gov.sg/News-and-Publications/Media-Releases/2016/MAS-Eases-Rules-on-Motor-Vehicle-Financing.aspx Open Market Value of motor vehicle Maximum LTV* Maximum loan tenure Less than or equal to $20,000 70% (previously 60%) 7 years (previously 5 years) More than $20,000 60% (previously 50%
  4. Hi all, anyone know which financing firm do provide financing for COE renewal ? What;s the interest rate like and installment tenure ? Thanks.
  5. Hi guys, I have lost touch with the market for quite sometime. Last time I remember buying a new or used car is quite straight forward. Car price equals to import tax, ARF, COE and some kuni kuching fees. Now, with the introduction of CEVS, 50% loan 5 years loan period, it got a little messy. So, if any bros or sis here know of the guideline for new and old car. How CEVS work for old and new car? How loan structure works for old car since some cars may not have 5 years left? For example, I wish to purchase a 3 year old car, I can loan only 2 years, up to the 5th year of the car age, is this true? I will also have to down 50% of the sales price of the second hand car, true? Pls correct me if I'm wrong. I couldn't seems to find the info off MAS and onemotoring website.
  6. Is there any auto financing for COE renewal? If I cannot afford to pay my COE renewal is full, can I take up a loan. Are there any companies that offer such a loan?
  7. MAS Imposes Financing Restrictions on Motor Vehicle Loans http://www.mas.gov.sg/en/News-and-Publicat...icle-Loans.aspx Singapore, 25 February 2013
  8. Intend to buy a pre-own car which is registered in 2000 Nov. Owner has already renewed the COE last yr till 2019. Understood that banks don't really finance COE cars. In this situation, anyone has any reccomendations on where I should approach to get a loan if I would like to proceed with the purchase. THanks alot in advance
  9. Usually we will be able to get in-house loan if we buy car from 2nd hand car dealers. What about if we buy direct from car owner? Where to apply loan? Is it at 2.2% now? Thanks
  10. Hi , Does anyone know how refinancing works?? Tks
  11. Buying a car 14k(OPC) but bank only allow financing for 10k. Which is about 70% financing... Anyone know any financing company or can know where can get higher financing?
  12. Hi, can any1 advise how to proceed with bank loan re-finacing and does it still worthwhile to do it nowadays? Please advise. Thanks in advance. Dannyk
  13. Hey peeps, if let say i wanna purchase a car with zero downpayent. how does the car financing works?. let say if the selling price of the car is 80k, can i obtain a 80k loan from a bank (i want to get 80k cash from them) , then i pay back the car loan in installment for 10 yrs. can i obtain cash and put into investment and yet pay the car loan installment?. is there such a scheme in singapore. im a first time car buyer. hopefully can get some help from ya. thank you
  14. My friend wanted to get a car and when around asking for rates. The lowest he found was 2.85% from a few banks. Is there anything lower than this elswhere?
  15. Hi all, Would like to know how the financing works for COE cars. Do you get full loan and what are the interest rates like? for eg. buying over a 9-10 year old car now and renewing the COE, can I get a full loan? Thanks, NC
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