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  1. I did not know HDB parking rules are so strict https://www.hdb.gov.sg/cs/infoweb/car-parks/parking-offences/parking-rules-and-penalties: Repairing/ allowing repairs to a motor vehicle in a parking place. ($80 fine) No one is allowed to jump start a car and change to a new car battery. Using a motor vehicle within a parking place for sale or promoting the sale of goods of any kind. ($80 fine) Property agents or taxis with advertisement stickers should beware. Cause/ allow vehicle to be washed in a parking place. ($80) Anyone who engages foreign workers to wash their car at night will have to stop doing that. But I still have not figured out why vans and lorries are allowed to park at loading/unloading bay as long as they want while seasoned parking car owners cannot
  2. Don't worry, we are not making it compulsory for all to adopt a dog, or crowdfund to build a bridge, but just something very simple, and doable by most, if not all MCFers. Of late, it have came to our attention that makan thread has been showcasing non-edible stuff, hobby thread slowly transforming into an advertising platform, piak piak and vulgarities becoming a norm in almost every other thread, and even cat fight going on in a thread created for pet lovers. You know what (and who) I am referring to... I would like to remind you that MCF is an open forum for members from all walk of life to share their knowledge / experience, raise meaningful queries, and be engaged in healthy discussions. Rules are to be followed, so that every members can have an enjoyable time with MCF. Thus, I urge all of you to revisit the thread below, which was created by the admin some 10 years ago, to understand what are the do's and don'ts in MCF. Let help to make this forum we loved, a better place to be for all new and existing forumers. Thanks in advance for your understanding and look forward to your fullest cooperation. Forum Rules & Guidelines
  3. hmmmmmmm sth brewing? @tianmo https://www.channelnewsasia.com/news/singapore/a-level-results-students-apply-polytechnic-skip-semester-courses-11245456 Singapore A-Level results out next Friday; graduates who opt for polytechnics can skip semester image: data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw== File photo of students at Singapore Polytechnic. (Photo: TODAY) 15 Feb 2019 11:22AM (Updated: 15 Feb 2019 12:21PM) Share this content BookmarkSINGAPORE: The results of the GCE A-Level examinations will be released next Friday (Feb 22), the Ministry of Education (MOE) said on Friday. Students may collect their results from their schools from 2.30pm on that day, while private candidates will be notified of their results by post. The ministry also announced on Friday that A-Level graduates who choose to further their studies at polytechnics can now skip the first semester for more than 100 courses. Currently, most A-Level graduates apply for and enrol in a polytechnic only one year after getting their results. This is because most polytechnic admissions exercises would have closed by the time the A-Level results are announced. READ: O-Level grades will no longer form part of admission scores for Poly grads applying to NUS, NTU from 2020From Academic Year 2019, eligible A-Level graduates can be admitted directly to Year 1 Semester 2 each October for 110 polytechnic courses, up from the current nine. This will reduce their polytechnic course from three years to two-and-a-half years. Advertisement The 110 courses make up about half the diploma courses offered by the five polytechnics, and span several course clusters. “A-Level graduates who are not enlisting in National Service will be able to enter the polytechnics in the same year that they receive their A-Level results. As a result, this group will be able to graduate one year earlier,” MOE said. image: https://www.channelnewsasia.com/image/11245562/0x0/819/511/72007b68a9c769b719a86efa69bb462d/Df/polytechnic-admission-for-a-level-infographic.jpg Source: Ministry of Education Interested A-Level graduates will be able to apply to the polytechnics directly for these 110 courses in mid-August, for matriculation at the start of AY2019 Semester 2 in October this year. More details will be available on the respective polytechnics’ websites by March 2019. 200 A-LEVEL GRADUATES ENROL IN POLYTECHNICS ANNUALLY Places for A-Level graduates will be separately catered for, and there will be no impact on the number of places for O-Level graduates or ITE graduates, MOE said. "The number of places for A-Level graduates will depend on the demand from and quality of applicants, and hence will vary from year to year," it said. According to the ministry, about 200 A-Level graduates are admitted each year to the five local polytechnics – Nanyang, Ngee Ann, Republic, Singapore and Temasek. "These are students who are keen to pursue an applied pathway at the polytechnics, that matches their area of interest or aptitude," it said, adding that the number includes both A-Level graduates who have applied and those who did not apply to the local universities. READ: Better pay, job prospects for polytechnic graduates in 2018: SurveyFor most polytechnic courses, A-Level graduates would need passes in two relevant H2 subjects to receive module exemptions. These requirements may differ for specific courses. Courses which offer module exemption have "sufficient commonalities" between the A-Level and polytechnic curriculums, MOE said. The exemptions are mostly for polytechnic foundational modules, and students would have covered similar curriculum in preparing for the A-Levels. For example, A-Level graduates in Ngee Ann Polytechnic’s Diploma in Information Technology may be exempted from the modules on Computing Mathematics and Programming 1 if they have passed H2 Computing or Computing Science, and H2 Mathematics. Similarly, A-Level graduates in Temasek Polytechnic’s Common Engineering Programme may be exempted from the modules on Engineering Mathematics 1, Engineering Physics, Digital Fundamentals 1 and Circuit Analysis if they have passed H2 Mathematics and H2 Physics. Read more at https://www.channelnewsasia.com/news/singapore/a-level-results-students-apply-polytechnic-skip-semester-courses-11245456
  4. Mockngbrd

    LTA come for phv liao

    https://www.straitstimes.com/singapore/transport/lta-to-streamline-rules-governing-taxis-private-hire-cars SINGAPORE - A long-awaited move to impose tighter regulations on private-hire operators is finally on the way. The Land Transport Authority said on Thursday (Jan 24) that it is proposing to license all street-hail and ride-hail operators, "as they provide the same fundamental service of transporting commuters from point to point". This is a stark change from the time when these newcomers arrived six years ago, when the authority viewed them as "tech companies" and not transport providers. The LTA said on Thursday that regulations will also cover companies which provide pre-booked chauffeured services. Observers expect changes to harmonise regulations governing taxis and private-hire players. The LTA noted that the change will be "different from today's regulatory framework, where one set of regulations apply to taxi operators which provide both street-hail and ride-hail services, and there are no uniform regulations that apply to operators that purely provide ride-hail services". It said a new regulatory framework "will replace the existing Taxi Service Operator Licence and Third Party Booking Registration Certificate". The LTA is also looking at ways to improve safety, but gave no details on how it intends to do this. Preliminary statistics from motor insurers indicate road accident rates have crept up since the arrival of private-hire firms. On the commercial side, the new regulatory framework will allow drivers freedom to drive for whomever they wish. The framework will "allow LTA to prohibit all operators from having driver exclusivity arrangements", the authority added. The Straits Times understands the Public Transport Council will eventually see that both taxi and private-hire companies adhere to the new regulations. When asked, the PTC said it was more appropriate for the LTA to reply. An LTA spokesman would not comment, merely saying "more details on the review will be made available when ready". The LTA is seeking public feedback on the proposed changes. Those who wish to have their say can do so via http://bit.ly/PCDP2P, or e-mail jiaksai@lta.gov.sg by Feb 21.
  5. its now 1st car claim 2nd, 2nd claim 3rd and so forth, please drive safe and keep safe distance. no more last pay all.
  6. tudorpapa

    Ridiculous office rules revealed

    Ridiculous office rules revealed LAURA FRANSEN HUMAN RESOURCES Sep 18, 2017 Source: http://www.asiaone.com/business/ridiculous-office-rules-revealed Does your company have any silly or unnecessary rules in place? While management will probably say no - after all, all rules are implemented for a reason - employees may feel differently. In a recent workplace study, 36.8 per cent of respondents said their workplace has "ridiculous" rules. The survey by UK job site CV-Library asked 1,000 UK workers whether their employer had any silly or unnecessary rules in place. If the fact that over a third of employees think their company has stupid rules doesn't motivate you to review your policies, perhaps this will: 22.5 per cent said that workplaces with ridiculous rules can't be trusted. When it comes to the ridiculous rules in question, according to the survey results they broadly fall into five categories: Bathroom breaks: Respondents reported they either had a strict time frame in which to go to the toilet (3 minutes), had to ask before using the toilet facilities, or were even searched before going to the toilet. Dress code: Some respondents reported they had to wear particular coloured clothes to match the business, and women weren't allowed to wear trousers. One individual even said that they were sent home for not dressing down. Talking: Some employees stated that they weren't allowed to talk out loud outside of the staff room, while others said that they weren't allowed to say "hello" to a customer, only "good morning", or "good afternoon". Time keeping: One company deducts 15 minutes worth of pay if an employee is 2 minutes late. Another won't allow staff to travel further than 20 metres away from the building during lunch in case they're back late. Drinks: Some workplaces won't allow their staff to drink water and another will not let workers carry drinks up and down the stairs. One company won't let employees have drinks on their desk in case they get spilt. Commenting on the results, Lee Biggins, founder and managing director of CV-Library, said: "Every workplace needs rules: otherwise you'd simply never get things done! That said it's clear that many of the rules highlighted in our research are just ridiculous." He added: "Employees want to feel trusted and while one workplace can differ massively to another, you have to treat your staff like adults - especially when it comes to being allowed to drink water and going to the toilet!" A final finding from the survey provides another reason for ensuring any office rule makes sense to staff. Over half of respondents (57.2 per cent) said that if they feel a rule is silly, they'll simply disobey it. My company also quite kecoh one. Quite stringent on dress code and such.
  7. hello, any fans of the Japanese movie - battle royale? i was introduced by a friend there's actually this game call rules of survival that stimulate the game play as were in the movie - battle royale. the game can be found in android or apple store. probably we can do a team play and have fun together.
  8. More drivers have been caught by the Traffic Police for not putting on seat belts or appropriate restraints for children travelling in vehicles. The number has doubled in the first half of this year, compared to the same period last year. This follows changes to seat belt rules in the beginning of the year. Since January, anyone below the height of 1.35 metres needs to be properly secured - either with seat belts, child restraints or booster seat cushions - when travelling in a car. Previously, the seat belt rule applies to children aged eight and below. Police say in the first half of the year, 490 drivers were caught for failing to belt up their young passengers, compared to 220 in the same period last year. Parents say they find it challenging to belt up their children. "You need to offer some incentives, sweets and all sorts of funny things, all the distractions. It actually has its practical issues." "The kids find it uncomfortable but we try to force it onto them. Otherwise, we just don't move off because it is important for them, for their safety." "Of course as a parent, we just need to tell them that this is for their safety. If I'm struggling, if they refuse to put the seat belt on, I just use force to buckle them up. After that, they just cry a little, then it's ok." One psychologist says it's understandable that kids do not like to be restrained, but parents need to think safety first and not give in to their children. Dr Qu Li, Assistant Professor, Division of Psychology, Nanyang Technological University, said: "Parents need to know more about how to deal with the situation and more about safety issues. For example, in Singapore, once in a while, we will see parents putting young children at the front passenger seat, which is not safe at all. Some parents may think this seat is safe, there is an air bag to protect the children. For younger children who are so short, when the air bags blow open, it will completely cover their face. They can't breath. They will die." She said adults need to get creative when teaching kids the importance of belting up. Dr Qu said: "If we just say, bring a textbook, this is rule number 1, number 2, number 3, children of course won't follow it. But if we say, "let's play a game, you're the driver, I'm the passenger, and what we will do." Children can learn very fast. Also I think what they learn during the pre-school years, they will remember. That will also help when they grow up and become teenagers." Police stressed the importance of drivers taking responsibility for their own safety and the safety of their young passengers. Those who flout the seat-belt rules will be fined $120, and given three demerit points. Source: http://www.channelnewsasia.com/stories/sin...1225638/1/.html
  9. Greatbirdlegend

    The 7 golden rules for healthy kidneys

    http://health.asiaone.com/Health/Health%2B...308-267051.html
  10. After reading some of the 'hot' posts today, there is a need to bring this Guideline up as a reminder to all: Guidelines on Posting Rules: 1. Slanderous, defamatory, obscene, violent, abusive, threatening and harassing comments will not be allowed. 2. Refrain from posting information which is not publicly available. 3. Pls declare vested interest (if any) on the topic you are discussing 4. No personal attacks on other participants 5. No profanity or obscenities of any kind. 6. Please do not stray from the discussion topic. 7. No political or racial comments will be allowed. 8. No impersonation of other participants or public figures. 9. No multiple postings 10. No advertisement or solicitation of any kind - for advertising enquiry, please send an email to admin@mycarforum.com . 11. No copyrighted material is allowed. Please use links instead. 12. No FULL CAPS postings. In internet, CAPS equates to shouting.
  11. Thought I'd create awareness on how we enforce rules here. Look at the article below and you will see what I mean. https://www.allsingaporestuff.com/article/sph-owned-hwz-forum-doing-little-curtail-racist-offensive-remarks-against-sporean-malay There are the naysayers that say we strict, rigid, etc, and compare us with HWZ. Well, look at the above and you see the kind of respect we have for members here. The mods here enforce to keep this place sane and apart from the banter we have and all, we respect the national rules lest they go afoul and create any form of tension that we do not want. Some have tried to be nationalistic and all, and that is fine, but to denigrade others really borders on sedition and I personally, do not condone that here Thus, all in all, MCFers are pretty cool, save for @enye...hahahha but it's about the continuity in this place and we hope to keep it that way. Have a great Xmas all and to a better 2017. I post the posting from ASS here(although i know this farhan is a fictitional nuisance.....this is an apt post): SPH-OWNED HWZ FORUM DOING LITTLE TO CURTAIL RACIST OFFENSIVE REMARKS AGAINST S'POREAN MALAY MUSLIMS Submitted by farhan on Mon, 19/12/2016 - 10:49am Dear A.S.S, I am very upset that Singapore Press Holdings (SPH) is not doing much to curtail the constant racist and offensive comments made by some of the members of Hardwarezone, a site that they own. From my observation, several members of that site like to make fun of Malays and Muslims. Advertisement Even a thread that initially had nothing to do with Malays or Muslims will end up having someone turning it into one which will ultimately result in another person contributing an offensive remark. The following is one instance: http://forums.hardwarezone.com.sg/eat-drink-man-woman-16/go-church-got-w... (See attached photo) The member who made that comment has been a member since 2013 and has posted about 60,000 comments. Browsing through his comments, you can see that many are insulting to Malays or Muslims. SPH should be proactive in banning such members for life. Upset Minority A.S.S. Contributor - More at AllSingaporeStuff.com https://www.allsingaporestuff.com/article/sph-owned-hwz-forum-doing-little-curtail-racist-offensive-remarks-against-sporean-malay FB: http://fb.com/allsgstuff
  12. Picnic06-Biante15

    Army Camp Relax Rules On Camera Phone ....

    No Photography, No Video Recording....... But Camera Phone allowed .... CNA report: 14 military camps to allow servicemen to bring in camera phones Posted: 31 August 2012 1336 hrs SINGAPORE: Fourteen military camps in Singapore will allow servicemen to bring in camera phones, starting from 1 September. Previously, all camera equipped mobile devices were disallowed in camps. The move is part of a six- to nine-month trial to give servicemen added convenience while performing their national service duties. Camps will be divided into "green" and "red" zones. Green zones are where camera phones will be allowed. When a servicemen enters a more sensitive red zone, camera phones have to be temporarily surrendered. Pulau Tekong Camp, Bedok Camp and Khatib Camp are taking part in the trial. - CNA/al Nowadays, which camera handphone do now have video recording facilities...
  13. Ben5266

    More CPF savings with new rules

    The CPF salary ceiling, the maximum amount of ordinary wages that employee and employer contributions are calculated on, was raised from $5,000 to $6,000. "Middle-income Singaporeans will be able to accumulate more CPF savings during their working years," Deputy Prime Minister Tharman Shanmugaratnam said when he announced the latest change during the Budget in February last year. At least 544,000 CPF members are expected to benefit. - See more at: http://news.asiaone.com/news/business/more-cpf-savings-new-rules#sthash.pajiY2Zl.dpuf ==== 1. There are 544,000 people earning $5000 or more here. Excluding sole proprietors, directors and private tutors. 2. Each person (and employer) will pay $370 more monthly. Gov will receive >$200mil cash monthly. Or gov really short of cash meh? 3. $370 more in the CPF account. About $200+ can be used for housing loan. Positive impact to the property price. 4. $200 less take home pay.... Retail business and COE.... down down down. 5. Boss will tell us... "You already got $170 increase in your CPF. No increment this year." Are we really richer? The ChengHu is for sure.
  14. http://www.mas.gov.sg/News-and-Publications/Media-Releases/2016/MAS-Eases-Rules-on-Motor-Vehicle-Financing.aspx Open Market Value of motor vehicle Maximum LTV* Maximum loan tenure Less than or equal to $20,000 70% (previously 60%) 7 years (previously 5 years) More than $20,000 60% (previously 50%
  15. What is the correct way to do so? I normally wait for the people to cross then I go, but so long as the people have not crossed the Center divider on a dual carriage way, I will turn.is that the right way? Or do I have to wait for them to cross completely regardless of where they are? Reason for asking is that I see enforcement officers taking a video camera on a tripod pointing at the crossings twice in a week.
  16. Detach8

    Roundabout Rules

    It seems a lot of people here don't know how to drive around a roundabout. Almost kena hit by a cockernarden at International Business Park, and the joker still think it's his right of way. Let me set this straight: If you are in the LEFT lane, you are supposed to exit at the immediate next exit or go straight (depend on the number of the entry lanes and roundabout lanes). These rules are INTERNATIONALLY KNOWN. There's no special rule for Singapore. When a driver sees a car in the LEFT lane passing 2 exits, it is assumed he is clear to come into the roundabout with the knowledge that the other driver will be exiting. AND... signal your intent to exit the roundabout (left signal) or continue going around (right signal). Same rules actually apply for the roundabout at Suntec but most drivers here are too cock so it's seems to be a unspoken rule to change lane to the left before you exit.
  17. When it comes to road safety, Russia roads are far from being the safest as proven by the many in-car camera videos that show road rages and other dangerous driving. To curb this problem, the Russian goverment came up with a list of pretty bizarre and discriminative set of rules which dictate who can hold a driving license. The list a very long one but highlights of how weird it is include not allowing transgenders to drive because they are deemed to have a 'medical condition'. Of course, the gay-rights activists around the world aren't too happy about this, but in 2013, Russia made 'promoting non-traditional lifestyles' illegal so it is doubtful the government will revise their rules. The list also includes banning drivers who have gambling and stealing problems. People with 'mental disorders' like fetishism, exhibitionism and voyeurism are also barred from driving. If you are too short, under 150cm to be exact, you are also not allowed to hold a driver's license too. We are glad we don't live in Russia!
  18. this girl has made news in the US, many interviews or the 'movies' on her didn't know they also has to pay such high tuition fee a year! i believe there undergrad here doing 'part-time' but making it public as a porn star, i bet they will get expel immediately.
  19. are they trying to be funny? as in... seriously funny? esp this portion: SERIOUSLY?!? they expect people to DO THAT?!? wow... which plane of the time warp reality are these jokers from?!?
  20. Background Handphone driving is an inconsiderate and dangerous act that poses a threat to other road-users. It distracts the drivers and reduces their ability to control their vehicles and react to changes in road situations. In the late 1990s, with the proliferation of handphones in Singapore , a corresponding increase in the number of drivers using their handphones while driving was observed. This raised concerns among other road users. The legislation prohibiting handphone driving (Section 65B of RTA) was then introduced in 1999. To ensure that the legislation only applies to drivers who blatantly disregard the safety of other road users by using their handphones while driving, 3 conditions were stipulated. For the offence of handphone driving to stand, ALL the following 3 conditions must be fulfilled: (a) the vehicle is in motion; and (b) the driver is holding on to the handphone with one hand; and © the driver is communicating with any person with that handphone. [Para 2© includes making phone calls, paging for someone, receiving a call by pressing the keypad, and reading, writing or sending SMS.] The purpose of setting the three conditions is to ensure that drivers who have no intention to commit handphone driving will not be caught by ambiguous rules. For example, a driver who simply holds a mobile phone but is not using it to communicate while driving will not have committed an offence of handphone driving . However , if by doing so, the driver loses attention on the roads and fails to maintain proper control of his vehicle, he will still have committed an offence of driving without due care or reasonable consideration. Similarly, the spirit of the law is such that the driver who uses his handphone is only a menace to other road users if his vehicle is moving. Hence, drivers who use their handphones while their vehicles are stationary will not be caught by this rule. In short, Traffic Police do not take action against motorists for handphone driving simply because there is a handphone on the passenger seat or beside the driver. Traffic Police will only take action when our observations show that all the three conditions for the offence of handphone driving are concurrently present. Below is a list of most commonly asked questions, along with the answers to each of them, to facilitate public's understanding on this matter. If you require clarification, you may email us at SPF_Feedback_TP@spf.gov.sg 1. Why did Traffic Police enforce against handphone driving? Handphone driving is an inconsiderate and dangerous act that poses a threat to other road-users. The act of using one hand to hold the handphone to communicate while driving distracts the drivers and reduces their ability to control their vehicles and react to changes in road situations * But it is perfectly legal to put one hand on your passenger's lap and communicate with him/her while driving In the late 90s, when the use of handphones became popular in Singapore , we noted a corresponding increase in the number of drivers using their handphones while driving. This raised concerns among other road users. The specific provision against handphone driving (Section 65B of RTA) was then introduced in 1999. 2. What constitute handphone driving? To ensure that only drivers who blatantly disregard the safety of other road users by using their mobile phone while driving, 3 clear conditions were stipulated. For the offence of handphone driving to stand, ALL the following 3 conditions must be fulfilled: (a) the vehicle is in motion; and (b) the driver is holding on to the handphone with one hand; and © the driver is communicating with any person with that handphone. [Para 2© includes making phone calls, paging for someone, receiving a call by pressing the keypad, reading, writing or sending of SMS.] The purpose of setting the 3 conditions is to ensure that drivers who have no intention to commit handphone driving will not be caught by ambiguous rules. For example, a driver who simply holds a mobile phone but is not using it to communicate while driving will not have committed an offence of handphone driving. However if by doing so, the driver loses attention on the roads and fails to maintain proper control of his vehicle, he will still have committed an offence of driving without due care or reasonable consideration. Similarly, the spirit of the law is such that the driver who uses his handphone is only a menace to other road users if his vehicle is moving. As such, drivers who use their handphone while the vehicle is stationary should not be caught by this rule. In short, Traffic Police do not take action against motorists for handphone driving simply because there is a handphone on the passenger seat or beside the driver. Traffic Police will only take actions when our observations show that all the three conditions for the offence of handphone driving are concurrently present. 3. What is Traffic Police's advice to motorists with handphones in their cars? Because of the seriousness of the offence, Traffic Police urges all handphone users to make use of handsfree sets to answer their calls while driving. [Note: The use of handsfree is permitted provided the driver does not hold on to the handphone or the handsfree kit itself.] Alternatively, motorists who wish to use their handphones could also ask their passenger to make or receive a call on their behalf. If travelling alone, motorists should drive to a carpark before making the call. 4. What are the penalties for handphone driving? With effect from 1 July 2000 , all handphone driving offenders will be prosecuted in court, regardless of whether the motorist is a first-timer or repeat offender. A first-timer convicted of phone and drive offence shall be liable to 12 demerit points and a maximum fine of up to $1000/- or to imprisonment for a term not exceeding 6 months or both. He/She may also be disqualified from driving. The offender's handphone and SIM card will be seized to facilitate investigation. These may be forfeited by the court upon conviction. 5. Examples of Handphone Driving: Scenario A (Paging for someone) Page for someone, with or without earpiece, using one hand to hold on to the mobile phone while driving. Scenario B (SMS/MMS message) Writing, Sending, and Reading SMS/MMS messages from someone, with or without earpiece, using one hand to hold on to the mobile phone while driving. Scenario C (Making a Call) Making a call, with or without earpiece, by pressing the keypads and was holding handphone in one hand while driving. Scenario D (Receiving a Call) Receiving a call, with or without earpiece, by pressing the keypads and was holding handphone in one hand while driving
  21. Don't understand this new rule, that the HDB selling price to be based on recent transaction price instead of COV? do they mean that the HDB price will be based on bank valuation only??? ----------- To improve the long-term stability of the public housing market and encourage buyers and sellers to focus on the sum total of a flat's price, price negotiations for HDB resale flats will now be based on recent transaction prices instead of Cash-Over-Valuation (COV) figures. This according to an MND facebook post summarising National Development Minister Khaw Boon Wan’s speech in Parliament this afternoon. As of 5pm today, HDB will only accept valuation requests from resale flat buyers or their appointed salesperson, after buyers have been granted an Option to Purchase (OTP) by the sellers. Under the new rules, buyers who are granted OTP will have 21 calendar days, instead of 14 days to exercise the OTP to adjust to the new procedure. In addition, HDB will publish daily prices of resale transactions as and when they are registered, instead of fortnightly after the transactions are approved. Responding, Mohamed Ismail, CEO of PropNex Realty, said: “Using valuation and negotiating based on COVs has been a long-standing practice for the sale and purchase of HDB resale flats. With this revised procedure, the possible impact of allowing valuation only after the OTP is granted, will expose HDB home buyers to a higher vulnerability of a greater cash outlay if there is any gap between the agreed price and the valuation price. Buyers will become more cautious in their offer price as they enter into a purchase without an indication of how much the property is worth. In comparison, for the purchase of a private property, buyers do get an indicative valuation from the banker before entering into an option and in most instances, banks do honour the valuation based on indicative prices given. “This new procedure will take some time to adjust as the market moves away from the use of COV as the yardstick in negotiations. In those estates where the COVs are still holding high, especially in central locations like Redhill, Bishan or Toa Payoh, buyers and sellers are likely to continue to rely on the valuation of other sources for their price negotiations as such information are still going to be made available by property portals and other platforms,” added Ismail. He noted that HDB resale prices are expected to drop further as potential buyers take a cautious approach in their negotiations before they ink the OTP. For the first time after an eight year period, HDB resale prices saw negative growth of 0.6 percent in 2013. Ismail expects this trend to continue, with prices expected to fall by five to eight percent this year. http://www.propertyguru.com.sg/property-management-news/2014/3/37469/new-rules-place-less-focus-on-covs
  22. - article start - "I found out that NTUC Income don't understand certain Highway Code rules during our exchange of emails regarding a disputed accident claim. NTUC Income then put 100% liability on my side when infact the other driver was in the wrong. This matter was then referred to Fidrec for adjudication which, to my surprise, also favoured NTUC Income's decision 100% I checked with LTA regarding the Highway code rules and confirmed NTUC Income's interpretation was different. NTUC Income said they will still stand firm on their assessment and had already compensated the other party and closed the case as it was already adjudicated by Fidrec. This is what happened: Last year, 7th Aug 2012, my wife was involved in a minor side-collision accident in Pandan Circle. Ref to above diagram 3.18 as an illustration of the roundabout. My car (shown in red) wanted to exit from the right-lane to the 2nd exit (Jurong Town Hall road). The other car (shown in blue) should also exit base on the general rule, but he (blue car) wanted to continue to the 3rd exit (West Coast road). Therefore this accident happened. The other driver blames her for the accident and does not believe there are roundabout rules. Saying all vehicles must exit from the left lane, vehicles on the left lane can proceed all the way in the roundabout. I told him he needed to keep-right lane when approaching roundabout in order to turn right (3rd exit) base on general rules of roundabout. As we could not agree, we decided to report to insurer for 3rd party claim. Both are insured with NTUC INCOME. The whole incident was captured in my car's camera system. The dispute mainly boils down to the rules of the road. I submitted the footage to NTUC Income. To my surprise, NTUC Income informed me liability at my side. I then requested for their detail report as a claim was made into my policy. They rejected my request as I know they are wrong in their assessment. I wrote to MAS and was told they cannot do anything as it was NTUC Income's commercial decision and Fidrec already gone through it. This story is quite lengthy but I have uploaded more photos, letters and the video to my blog at: http://jkhan999.blogspot.sg/ My experience tells me this : "Never go to Fidrec for motor accident dispute. NTUC Income will tell them not to listen". Ntuc Income have changed some of our traffic rules. Mr. Han JK" Source: http://therealsingapore.com/content/ntuc-i...asic-road-rules Blog with more explanations: http://jkhan999.blogspot.sg/ - article end - Keeping left to go 3rd or 4th exit is just wrong isn't it? That means if NTUC is right, cars on the right lanes must filter left in round about to exit?
  23. Assassin

    Guidelines on Posting Rules

    To all MCF members (new, current, seniors etc), With the amount of new members we get coming into MCF and participating in the discussions, I think this might be a good time to bring to your attention the "Guidelines on Posting Rules" as stated in the "Terms of Use" link at the bottom of the MCF main page. The Terms of Use link is as follows: http://www.mycarforum.com/show.cgi?do=show...sclaimer;left=1 At the bottom of this page will be the following extract: Guidelines on Posting Rules Slanderous, defamatory, obscene, violent, abusive, threatening and harassing comments will not be allowed. Refrain from posting information which is not publicly available. Pls declare vested interest (if any) on the topic you are discussing No personal attacks on other participants No profanity or obscenities of any kind. Please do not stray from the discussion topic. No political or racial comments will be allowed. No impersonation of other participants or public figures. No multiple postings No advertisement or solicitation of any kind - for advertising enquiry, please send an email to admin@mycarforum.com . No copyrighted material is allowed. Please use links instead. No FULL CAPS postings. In internet, CAPS equates to shouting. I do hope that we can all contribute fruitfully to the forum and make it an enjoyable place for everyone to be in. Cheers to one and all and do enjoy your time in MCF !
  24. Rastaman01

    Rules question

    If there is two lanes to turn right....is there a law stating that big lorries should be at the outer most lane cause the innermost lane if he turns he needs to take bigger radius
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