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Found 71 results

  1. As we know more people are renewing COE. My point is not about more people are renewing COE because COE are cheaper or it makes better sense to renew COE. My comparison is more than 10 years ago, we dont see that amount of COE revalidations. So why ? My own assumptions are as follows: 1. Price gap of new car price and renewing COE too big. 2. New car price has VES, 15 years ago there was no VES. 3. Parf is 50% of ARF now, last time was 55%, making it more expensive to write off PARF. 4. Higher dealer margin. For example, dealers make about $20k per car from a B to B car like altis, premium car even more. I dont see the same margin years ago. 5. income did not catch up with inflation , relatively, people becomes poorer against new car price ? So when all adds up, higher new car price against cheaper PARF making renewing COE an attractive option? Please share your thoughts. Once we have the answer, I will ask transport minister to plug the hole. Haha.
  2. If my coe expire on 30th april, can I wait the 2nd April coe bidding to finish and use this latest pqp?
  3. Hi gurus. Long story short. Early Dec: Offered renewal quote by insurance Mid Dec : Branch hit front windscreen. Windscreen replaced with no excess because I purchase the plan with "no windscreen excess." End Dec: Renewed Insurance. Cover note issued. Road Tax renew. 3 Jan: CSO called and tell me they will invalidate my motor insurance as my premium have now increase due to the windscreen replacement. No mention of increase in premium until 3 Jan. So now I have 2 qns. 1) Can they invalidate my insurance at this point?! I have written in to LTA and GIA to seek further clarification. 2) Wouldn't it make consumers a fool since we are then paying twice for windscreen? I pay more to get a plan with "no windscreen excess". Now that I replace my windscreen I have to pay a higher premium because my wind screen was replace. Then isnt I paying twice? Then why don't we all just buy the cheapest policy since ultimately we are still the suckers???
  4. Hi all, FDW passport due to renew any one know the best way to renew by ownself? online application? Not going through agency as it costs more.
  5. hi, my car due in 3 mths time and I want to keep my spare cash for other usage at the moment instead of 1 short pay up for 5 yrs renewal called up maybank and they said the 5yr loan for >10yrs car is only for new hire purchase, not for 5yr coe renewal any bros knew which company/bank can provide 5 yr coe renewal loan and are reliable ? Cheers ^^
  6. Hi: I checked on LTa web site for possible COE renewal for car that's is registered 2006. Based on moving average of 3 months, It shows only $17.8k....too good to be true. Ya? Can anyone can share further on this?
  7. Hi, I am asking the questions on behalf of my dad and I am a total noob in this area. Appreciate if anyone can shed some advice. Thanks. My Dad's ride is a OPC Latio sedan (4AT) whom COE will be expiring in Oct 2016. He took the 10 years loan and his car parf value is about 4.9K. Due to my mom's medical condition that required the car, he is looking into renewing his COE for another 5 years. The current condition of his car is tip top, mileage is super low as well. Qns: - If he get a COE renewal loan, how much cash he has to down? I am assuming that under the new MAS ruling, he will not be able to loan full amount. I read elsewhere that finance company is able to loan up to 80% while banks is about 60%? - Also, the loan prepayment period is max at 3 years for 5 years COE renewal? - Is the road tax and insurance going to cost the same regardless if his car is OPC or non OPC after renewing his coe? I read that it is more worthwhile to convert back to normal plate before renewing coe. Or is it more worthwhile for him to trade in to Tan Chong Motors and get a new OPC Almera?
  8. MyCarMykar

    Loan for COE Renewal?

    Hi guys, just a quick question and discussion. Is it common to take up loan for COE renewal ? Well i understand that some may say words like "if you need to loan for COE renewal, you might be better off taking public transport" but well, just trying to find out here, afterall this is my father's car and he has retired and doesn't need the car anymore, thus everything is on me now. I googled for some financial institute that does loan for COE, cheapest i saw is 3.2% for 7 years repayment. Just wondering if you guys have other suggestions or recommendations. Feel free to comment bros. Sorry if this post is not suppose to be here, as you can see, newbie here
  9. What’s the best car model or brand for coe renewal?
  10. $42,564(Oct) $41,994 (Nov) After the first round or second round of bidding in Nov, will the pqp be adjusted immediately? Because I may have the intention to buy PQP on the last week on November so will it increase given that there's a high chance COE will increase in the next round?
  11. Would like to find out if anyone who had done renewal this year, did your premium increased compared to last year? By increase, I mean all other factors remain the same, ie NCD & OFD. If increased, please state by how much, and which company is it. Mine was increased from $860 to $1040, and cited increase across the board from AIG. An increase of 20% lei... Thought the companies are already making $$ liao.
  12. Hi, I have a question pertaining to renewal of COE for commercial vehicle and the lifespan expiry date of the vehicle. Scenario : The commercial van's COE is expriing in Mar 2017 (van registered in Nov 1998, COE was renewed once in Mar 2007 for 10 years). The lifespan expiry date is Nov 2018. If I renew the COE in Mar 2017 by 5 years with the lifespan expiring in Nov 2018, it will mean that I must deregister the vehicle by Nov 2018. Question: 1. Can I renew the COE given that the lifespan expiry date is in Nov 2018? 2. In this case, does LTA refund back the unused portion of the COE to me upon deregistration? 3. Is it worthwhile to do so? The condition of the van is very good and it is a waste to scrap in Mar 2017. Appreciate feedback from fellow members here. I understand can call LTA hotline to check, but it is always good to hear out different opinions. Thanks !
  13. Cld not get any search thru' the search engine. 1st time owning OPC. Can check if the steps mentioned below is correct? 1) Get quotations & Renew insurance abt 2-wks before expiry (does insurance need any proof that car is OPC??) 2) When letter from LTA to renew rd tax arrive (is it abt 2-3wks before expiry??), arrange to hv OPC seal inspected by Vicom first. 3) After inspect seal by vicom, take the letter of the passed inspection to LTA to renew rd tax (need insurance policy/cover note to proof insurance been purchased??) Sori abt the noobie question above... but 1st time, and normal car not so much effort needed... Thank you..
  14. Anyone can share how you assessed your car when u decided to do Coe renewal for 5 or 10 years? As in how u know if the car still can last that longer?
  15. just received letter from LTA, asked me to do vehicle inspection before renew road tax by Aug. I bought a 2nd car last year in October and the car was inspected at LTA. I learned that vehicle from 3-10 years old only needs to do inspection every two years. Does the inspection whcih I did when purchaing the 2nd car count for what LTA requires for road tax renewal? do I need to do it again this year?
  16. Hi all, anyone know which financing firm do provide financing for COE renewal ? What;s the interest rate like and installment tenure ? Thanks.
  17. Is there any auto financing for COE renewal? If I cannot afford to pay my COE renewal is full, can I take up a loan. Are there any companies that offer such a loan?
  18. Astro

    Car Insurance Renewal Issue

    The story goes .... Was involved in an accident on the NS Highway, lucky for me the other vehicle is a SG car and I managed to claim from the other party. As usaul claim OD and workshop will counter claim from the other insurance manged to do so. Current insurance company over the phone said "zero percent liability on my part". Now my current insurance is due for renewal, to my surprise the renewal notice highlighted 20% NCD only (my NCD was 50% before the accident), called up the company and was told "do not worry, your NCD is being reinstated to 50% and we will forward to you a new copy of proposal". Was thinking might as well get another quote from other insurance comapny. Two of the companies that I approached told me that my NCD was 20% and not 50% as their centralised system linking all insurance comapnies do reflect so. Called back and my current insurance caompny replied that they will take some time for the system to be updated and the lady answering my call could be sure when and whether the other insurance company is able to see the update. Need some advise from those with similar experience. Do I take up the insurance offer from current company at a slight premier i.e. not the cheapest in the market and enjoy the 50% when the new proposal arrives OR get another quote from another insurance comapny at 20% NCD (according to them is that the 30% will be refunded if the system is refelected as such at a later date) Any advise. Thanks.
  19. Where do you usually get your insurance quote? Mine is expiring Oct 2012. Looking to learn more on best practice to source for lowest quote. I know we can call in direct.....some also offer service to get quotation from mutiple insurance company at once. Care to share your insurance sourcing?
  20. Ok......i also wana start one dumb ass car related true story also. My collegue recently ask me what will her male friend kena ? Offense : Failure to renew road tax and insurance coverage on time. Late for a solid 2 months until LTA call him up directly to ask why!!! Until that moment he still happily driving like normal. Follow closely by a registered letter to attend a court hearing in 2 weeks time. First time i heard of this kind of thing. Anybody knowns what will be the out come ? Will be invited to Changi Holiday Chalet or not har ?
  21. Hi guys, anyone have any experiences on renewing insurance after total loss ? I've claimed a total loss from my own insurance at about 70k. I'm looking to buy another car now, but my concerns are whether any insurance co will take me ? My previous policy was done in this manner. A has no valid driving license, A is the owner. B is named driver. C (which is me) driving the vehicle at that point of time, which is claiming total loss. If buying another car, will insurance for all A, B, C be affected ? Can A still be the owner ? Or probably no insurance co will accept ? Anyone has any experiences or great info to share ? Please advise, thanks in advance!
  22. From ST Forum: http://www.straitstimes.com/archive/saturd...al-fix-20120929 Don't let insurers leave car owners in renewal fix Published on Sep 29, 2012 MY FAMILY car has been insured for more than 10 years without any claim, and had accumulated a no-claim discount of 50 per cent. Recently, the car got into an accident while being driven by my daughter. Although she is a young driver, she has three years of driving experience. I had to pay an excess of $3,200 for the claim, including the excess for a young driver, and lost the no-claim discount. My insurance policy is due to expire soon, but NTUC Income has refused to renew it on account of the claim, explaining its decision as "market practice". I was told to find another insurer. I tried to do so but was rejected or slapped with unfair and unrealistically excessive renewal fees because of the claim. It is compulsory for a car to be insured before it can be driven on the road. NTUC Income should know that accidents can happen unexpectedly and that they cannot be avoided. That is why insurance is necessary. By rejecting my renewal, how does it expect me to find insurance elsewhere? In my case, I have already paid a large amount of excess and lost my no-claim discount. Are these not enough? The Monetary Authority of Singapore should look into market practices that deprive motorists of compulsory motor coverage. Tan Yau Cher
  23. Is it a must to inspect the seal before renewing road tax for OPC?
  24. Went to renew my car insurance recently and seems like the premium keeps increasing and never decrease loh even with my NCD of 50%. Not much difference as compared to my last year premium. When ask the insurance company, knn always same old excuses. Got many PPLE CLAIMS, no choice, up the premium for all drivers. Whats that got to do with drivers like us who never even do any claims at all? Seriously, is our very efficient watchguard, CASE or whatever doing anything to prevent overclaiming by drivers who involved in accidents..... All sleeping on the job!
  25. Buzzzz

    Renewal of MACS

    Any bros know where and how to renew the MACS? Do we still go back to the same office at Malaysia Immigration Building? or can it be done at those MACS office that I saw? like the one at the shophouse after the Shell petrol station. Any kind bro can share, need to renew these few days. Urgent. Thanks.
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