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Anyone here still wax their car to give additional shine even though paint protection coating has been done? Will the wax damage the coating? Any suggestions of any mobile car clean and waxing service if I don't have the energy and time to DIY? Thanks!

Was to send my MIA who is wheel chair bound for medical checkup this morning at 0755hrs when a private ambulance was blocking the only ramp at the entrance from the car park to the lift landing. The driver of the ambulance was very very very selfish, incorrigible attitute, and his incriminate parking causing inconvenient to others (myself and another family who's mother also in wheel chair) in using the ramp to go to our vehicles. The driver came down with one patient on their strectcher and I questioned him why can't he park in an orderly manner and he can use the handicap lot beside. The ambulance attendance (indian guy) shouted that this is am ambulance and he has the right to park as they are attending to cases..... I returned his anger with evenly loud voice that even this is an ambulance, they should park in a proper lot rather than parking in such manner that cause inconvenient to other users. (Please see the pictures to understand my point of view. My MIA in picture 1 partly hidden) He than reply my question with "You can call 999 and call the police here. Police say that when they are on call, they can park anyhow"........ What an idiot he is to reply to me in such manner for what I know that private ambulance are for non emergency cases only. Since he had challenge me with his rights, I will write to the proper authorities (TP, HDB & LTA) to clarify the right to park in proper manner at HDB car park for ambulances..... You challenge the wrong guy......

I was involved in a traffic accident whereby a pedestrian was involved. Not totally my fault and I have the right of the way. Anyway, as long as a car accident involved a pedestrian, the driver will be held liable no matter how. I reported the accident to my insurance company.The claim officer of my insurance company advised me not to go for private settlement as the pedestrian might jacked up the injury claim if that pedestrian comes to aware that can claimed from my insurance company. My NCD is reduced from 50% to 20% and the premium for my next year renewal quoted by my present insurance company had increased more than 2 times my present premium, even though there is no claim from the pedestrian yet. The claim officer explained a sum of money had been reserved for the injury claim as injury claim is opened for a period of about 5 to 6 years. The claim officer also added that if there is no claim from the pedestrian for 2 years, my NCD will reverted back to 50% and I will be refunded for the extra premium paid during these 2 years. I then asked the claim officer will I still get the refund if I switch to other insurance company. The claim officer said that I will still get the refund from other insurance company if there is no claim as that they will checked and verified with my present insurance company. It is the assurance of refund that I decided not to go for private settlement . I called another insurance company for a quotation for the my insurance renewal. They quoted me about the same amount of premium as what my present insurance company quoted me. However, they told me that there is no refund from them even there is no claim from the pedestrian. I then told them of all what the claim officer had told and assured of refund me, they still told me this is not the practice for their company. The only thing is my NCD will be inceased by 10% if there is no further accident claim, which is the normal practice for all company. If there is no refund at all, it seems that getting a private settlement might be better as my NCD will be reinstated back to 50% and my premium for next renewal will be affected. Besides, the pedestrian suffered very minor injury thus the amount to be paid most likely will not be high. What you guys think?

But how come I only see prc and Ang mo players? Singapore really need foreign talent?

Former millionaire now sleeps at Changi airport By Liew Hanqing and Joanna Hor Peixin AMID the hustle and bustle of travellers passing through Changi Airport every evening, one man cuts a lonely figure. For about four nights each week, Mr Leong Chee Onn, 66, sleeps at the arrival hall of Terminal 2, with just a canvas bag of personal belongings in tow. The airport has been his home for the past three months. "I came here because I don't have a home I can go back to," Mr Leong told The New Paper. Which isn't quite true. He shares a one-room rental flat with another man in his 70s, but says they can't get along. But whether airport or one-room flat, it's a far cry from his former home - a bungalow in Oei Tiong Ham Park, off Holland Road. Mr Leong said he was a multi-millionaire before he lost his fortune to failed business ventures in the early '90s. A check with the Accounting and Corporate Regulatory Authority showed that Mr Leong had been involved with 15 registered businesses between 1977 and 2007, most of which are inactive. His marriage fell apart after he went broke and he's no longer in touch with his ex-wife, who used to work in a bank. He also seldom sees his two children, who are in their 30s. Mr Leong claimed that his housemate had punched him twice before and verbally abused him. "My housemate drinks a lot, smokes and gets violent sometimes. He just doesn't like me. He thinks I bring him bad luck," he said. So Mr Leong decided three months ago to spend his nights outside the Raffles Place MRT station. But he ended up getting robbed, he claimed. And that was what made him decide to make the airport his home. On a typical day, he wakes up at about 6am and roams around Chinatown or Little India looking for part-time jobs, or he uses the Internet at his sister's office at Beach Road. He heads back to the airport in the evening, and sometimes has dinner at the staff canteen at Terminal 2. Meals, he says, are a luxury. Mr Leong showing the catheter attached to him. To save money, he only eats one proper meal every two days. The rest of the time, he snacks on fruits and nuts whenever he feels hungry. When The New Paper approached him at the canteen on Wednesday evening, Mr Leong had just tucked into a few pieces of beancurd and a small plate of mutton curry, which cost him $3.50. It didn't include rice. On most days, he takes sponge baths at the airport toilets, but goes back to his flat for a proper shower "once every few days". Lost two toes Pointing to his gnarly, blackened feet, Mr Leong said he suffers from cholesterol embolism, a medical condition where the release of cholesterol causes obstruction of blood vessels. The condition resulted in him losing two of his toes to gangrene, and he now walks at a much slower pace. He said his feet hurt when he walks barefoot. He survives on a monthly allowance of about $300 from his 35-year-old daughter, and $300 from the Central Provident Fund (CPF). He was forced to stop work as a taxi driver about six years ago after he suffered a heart attack and was deemed unfit to work. Up till the late '80s, he made a good living as a sales manager with an oil company. This fact could not be verified independently. He then became a business consultant for a large liquefied natural gas plant in Indonesia, earning more than $300,000 a year. At his richest, Mr Leong estimated he was worth about $15 million. But several failed business ventures wiped him out, forcing him to sell his bungalow to clear his bank debts. Among his failures were an electronic waste management business, extracting semi-precious metals from electronic waste, and a company supplying engine repair tools to aviation companies. He recalled: "In those days, the bank interest rate was very high. I put myself in a bad position by borrowing too much money, and I couldn't keep up with the payments." In the early '90s, he was forced to sell nearly all his assets to clear his debts. He tried for several years to recover his losses by starting several small businesses - including one making signboards - but all were short-lived. He recalled: "My ex-wife told me that if I sold our house, she would leave. And she did." Mr Leong claimed his ex-wife got most of the money left from the sale of the bungalow after settling his debts. He said he does not know what she is doing now - and he "does not care". He said: "She said we still can be good friends, but that's not true." His daughter is married "with her own life to lead", while his son is studying abroad. But he said he is grateful for whatever his daughter gives him. Besides giving him $300 monthly, his daughter also tops up his Medisave account regularly to pay for his medical treatment. Mr Leong said he also receives some money from friends and relatives who visit him at the airport. He showed us a cheque for $100 given to him by a relative. With whatever money he has, Mr Leong sometimes buys supplements to improve his health. "Whenever I get wounds on my feet, I apply manuka honey to them. Soldiers carry manuka honey to treat their wounds during wars," he said. He also takes multi-vitamins to boost his immune system. Several times a week, a close friend visits him at the airport to keep him company. Said the friend, who declined to be named: "I come here whenever I can. Sometimes I'll bring some food for him, or we'll eat together in the canteen. "We would chit-chat and exchange views on current affairs." More than 30 years ago, Mr Leong was his boss when they were with a French company, he said. "It's very sad that he has ended up in this state, but he's a fighter." For a man who has lost almost everything, Mr Leong is surprisingly stoic. He said: "I don't believe in living in the past. You can't turn back the clock and think, ?I should have done this, or I should have done that'. Not many demands "I'm just happy to have survived a heart attack. I only hope for a reasonable lifestyle - I don't need a lot of money or a big house. I don't have many demands." Mr Leong showing the most recent receipt for his bank account. He added that he has not lost hope, even though he has lost his wealth, his marriage and his health. "I still pray sometimes. I pray for peace, for good health, and for everybody to be happy. I believe the good Lord has His reasons for everything," he said. When contacted, a spokesman for the Civil Aviation Authority of Singapore said that people who repeatedly stay overnight at the airport will be referred to the Ministry of Community Development, Youth and Sports. The spokesman added: "CAAS does not condone persons staying overnight at the airport for extended periods of time." Fix problem with flatmate WHEN housemates can't live together, it might be because they have "difficult" personalities that lead to disagreements. Mr Gilbert Fan, a social worker who is also president of the Singapore Association of Social Workers, said that in Mr Leong Chee Onn's case, his flatmate may not be solely to blame. "It could be due to his personality. It may not be a case of total victimisation," he said. As for having a home that Mr Leong can't go back to, Mr Fan felt that this would probably have to be resolved by the Housing Board. He added that social workers would have to check on Mr Leong's situation to better understand how to help him. Mr Ravi Philemon, centre manager of New Hope Community Services, said he has seen such cases before. He suggested that Mr Leong should try to sort out his issue with his flatmate. He said: "He should not give up his accommodation. They have to try to come up with conditions that are agreeable to both."

instead of grilling these CEOs on how much profit, i suggest the lawmaker pass the bill of a 'special tax' for oil companies. the tax revenue then passed back to 'consumers' as relief. can sg do that ?

Japan's Mitsubishi Motors To Book Y7 Billion Special Profit In 1st Half Thursday September 28th, 2006 / 5h33 TOKYO -(Dow Jones)- Mitsubishi Motors Corp. (7211.TO) said Friday that it will book a special profit of Y7 billion for the first half ended Sept. 30 from returns on its investment in a real-estate trust business. The Japanese car maker said its net results would be better than its outlook in April due to the special profit. But the company said it hasn't finalized compiling its earnings, adding that it may revise its outlook if necessary. In April, the company predicted a group net loss of Y28 billion for the first half. Mitsubishi's earnings are based on Japanese accounting standards. It plans to release its interim earnings results in late October. -By Hiroyuki Kachi, Dow Jones Newswires, 813-5255-2929, [email protected] -Edited by Shawn Schroter

i have a problem here.. just now drove to pick eldest bro up from work at Ghim Moh.. i live in Bt Batok.. the distance is around 8km.. here is how it went.. i started the engine cold.. it is in the "C" region.. so i just slowly drove, i noticed that i cannot bring the Tachometer up to 3/4, just slightly more than 1/2 after flooring.. i thought it could be becos of the cold engine.. when i reached ghim moh, around 20mins later.. the engine is in the normal position, which is in the centre for my case.. so i tried to floor it.. again, it is still slightly more than 1/2 of the tacho.. what could be wrong?? anyway, today dad just got the brakes done.. is it becos of the brakes that stop it from going higher up?? i am pretty concerned about this.. becos gear shifting is very much affected.. the gears are too wide apart, so not hitting the right RPM to shift will have difficulties in picking up as dad needs to ferry some stuffs for work at the back.. thank u all for ur help..