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Of late, luckily not too often, we have been getting requests from members (you know who you re) to delete/edit/remove posts that they have complained/given adverse feedback about a company/AD, etc and then want to retract AFTER they have posted and started a thread either because: 1) the other party have gotten back to them 2) Threatened a lawsuit or otherwise Then, the request comes to the mods to clean up their act for them. What makes it even more juicy is they request that they BE INFORMED when the act is done. Let's get a few things straight here: 1. Be RESPONSIBLE for your actions. If you dare to post online, be prepared for the repercussions. Use your own due diligence to go to all means and then post here for HELP! Case in point, 2nd hand car dealers 2. Seek clarity first and post as a general question as opposed to a DIRECT implication to any party. This saves you a lot of headache 3. MODS are not at your beck and call to DELETE and erase your EVIDENCE and then CALL YOU and INFORM you it is done. MODs are volunteers and it is enough to deal with trouble makers and now we have to be your personal assistants? I trust this should explain the rationale and the first point should clarify and kindly POST RESPONSIBLY! thank you @babyblade pls move this to the feedback folder. Sala folder

A few vids from across the causeway.... No signal auntie Yellow light speedster Road bully Queue cutter

RWS chases high rollers to court over gambling debts Following in MBS's footsteps, it is suing 5 men over debts totalling $8.5m By GRACE LEONG (SINGAPORE) First it was Marina Bay Sands (MBS). Now, Resorts World Sentosa (RWS) has turned to Singapore's High Court in its efforts to pursue gambling debt collections against local and international high rollers. In its first-ever legal salvo against defaulting casino gamblers in Singapore, Resorts World at Sentosa Pte Ltd on Monday brought five lawsuits against three Malaysians, one Hong Kong SAR resident and one Singaporean to collect nearly $8.5 million in unpaid gambling debts. This comes several months after MBS stepped up debt collection efforts with a slew of seven lawsuits filed in the High Court against several premium players at its Paiza Club to recover $7.89 million in alleged unpaid gambling debt. That's in addition to its ongoing lawsuit against Lester Ong Boon Lin, subject of the first gambling debt collection case here. According to court papers filed by Straits Law Practice LLC on behalf of Resorts World at Sentosa, Malaysians Wong Kah Hin, Chong Kim Foo and Chu Kong Ming are accused of defaulting on $2.95 million, $1.4 million and $480,546 in gambling debts respectively. Mr Wong, according to one suit, had applied for a $3 million credit line on April 29, 2010. On Nov 27, 2010, he was issued $3 million worth of casino chips, which he gambled. After a $47,520 discount for commission was offset against his credit line, he still owed RWS $2.95 million. RWS took legal action after two cheques he gave in the amounts of HK$10 million and HK$8.31 million (being the equivalent sum of $2.95 million) bounced, and he allegedly failed to respond to requests to make payment. In another case, Mr Chong was issued a $1 million credit line on July 25, 2010, which was increased to $2 million on Aug 11, 2010. On Aug 21, 2010, his credit line was increased by $500,000, and on Oct 13, 2010, by another $500,000. As at Oct 13, 2010, he had gambled $1.43 million. After a $26,432 discount for commission and his deposit with RWS was offset against his credit line, he still owed $1.4 million. RWS filed suit after he failed to respond to its letters of demand. In Mr Chu's case, he was issued $500,000 in casino chips on Feb 6 last year. After a $11,352 discount for commission and his deposit with RWS was offset against his credit line, he still owed $488,648. RWS took action after he paid $8,102 of his debt but allegedly defaulted on the rest. Most casinos globally would prefer to enter into a voluntary payment agreement with the customer, said Jonathan Galaviz, head of global tourism consultancy Galaviz & Co in Las Vegas. 'But it's quite common for casinos that offer credit to engage in legal remedies in instances where default has occurred,' he said. But in taking action against customers, the casino industry must be mindful of its image, he added. In another suit, Hong Kong citizen Leung Moon Chuen was issued $1 million in credit on June 26, 2011, which was increased by another $1 million a month later. On Aug 20, 2011, his credit line was increased to $4 million, of which $3 million was gambled. As at Oct 26, 2011, after a $1.03 million discount for commission and his deposit with RWS was offset against his credit line, he still owed $1.97 million. Singaporean Phuah Hock Guan alias Phuan Hock Guan, a premium player at RWS, allegedly owed RWS $1.68 million in unpaid gambling debts. On April 15, 2010, Mr Phuah was issued a $1 million credit line. As part of a credit agreement, he was required to issue a blank cheque to RWS as security to be applied towards any outstanding debt. On Nov 20, 2010, his credit line was increased to $2 million, which he gambled. As at March 14, 2011, after a $317,642 discount for commission and his deposit with RWS was offset against his credit line, he still owed $1.68 million. RWS took legal action after his cheque bounced, and he failed to respond to requests for payment. Some gaming analysts say RWS's legal move isn't surprising given its management's cautious stance on credit in the face of weakening regional economic growth. For fiscal 2011 ended Dec 31, RWS parent Genting Singapore's bad debt provisions totalled $121.1 million, up 48 per cent from $81.7 million a year ago. The company wrote off $219,000 in net bad debts for the fourth quarter, and about $995,000 for fiscal 2011. But its fourth-quarter receivables and bad debt provisions showed a 'marked improvement', said Tan Hee Teck, president and chief operating officer of Genting Singapore and chief executive of RWS, in a recent earnings call. Genting Singapore reported $20.7 million in bad debt provisions for the fourth quarter, down from $27.8 million a year ago, and from $56.9 million for the third quarter. 'This likely reflects management's decision to tighten its credit policy,' Citi Investment Research said in a Feb 22 report. For the fourth quarter, RWS reported $398.8 million in Ebitda (earnings before interest, tax, depreciation and amortisation) and Ebitda margin of 52 per cent. That's up from $384.7 million a year ago, and from $375.5 million in the third quarter.

Tue, Mar 13, 2012 The New Paper When her employers leave their condominium for work in the morning, Tara's heart beats faster. Because it is time to meet her boyfriend. Despite her employers not giving her a day off for fear that she will mix with bad company or find a boyfriend, the maid has found an admirer. The 23-year-old Filipina, who declines to give her full name, says she is dating one of the condominium's security guards. "He works the night shift and we meet in the morning after my employers go to work," reveals Tara, who came to Singapore two years ago. Every morning, her employers send their two children to pre-school before going to work. She is then left alone at home with the kids' elderly grandmother. Tara, who has to walk the dog and go to the market in the mornings, takes the opportunity to meet her boyfriend during that time. She believes her employers do not know about her boyfriend. On two occasions when the grandmother was not home, Tara even invited her boyfriend to her employers' three-bedroom condominium unit. "I was very scared that someone would come home suddenly. So I stopped inviting him. We just meet outside now. We go to the park nearby. Few people go there because it's very hot," says Tara. "I cannot let my employers know I have a boyfriend or they will send me back to the Philippines, and I need my job here." Tara says her employers have read about the recent news of a Bangladeshi man and a Filipino maid found dead in a Geylang hotel. They warned her about having a boyfriend here. "They said that things often go bad for people like us who fall in love here," says Tara, who started dating only six months ago. "I don't think this will happen to me. My boyfriend is very nice to me." Tara does not see the need to tell her employers about her boyfriend, and feels that even though she works here as a maid, she deserves to have some degree of privacy. "Maids are human beings and we have feelings too. It is natural to fall in love," says Tara, who is married in the Philippines and has a four-year-old son with her Filipino husband. "I still love my husband and my son. But I am all alone in Singapore and I need someone here too, because I need to stay and work here for many years to support my family back home." Tara smiles shyly when she tells this reporter how caring her boyfriend has been. "He takes me to the supermarket on his motorbike. Before, I had to walk under the hot sun and carry the heavy groceries home by myself. He also helps to top up my phone card and recently, he bought me an iPhone so that I can surf the Internet, watch videos and log on to Facebook," reveals Tara. She keeps her rendezvous with her boyfriend to two hours as she needs to get lunch ready before the kids come home at 12pm. Like most maids, Tara is hired to take care of the children and the elderly in the family. She does all the household chores and ensures that the home is spick-and-span when her employers return home from work at 7pm. On her employers' advice on staying in so she can avoid "bad company", she says: "I don't know what they mean by bad company. They don't realise that I need friends too. I like to go to the supermarket, where I meet other maids. We all understand each other," says Tara. "Many maids have boyfriends. We will introduce friends to each other and take care of each other, whether or not we have a day off. "New maids who come here will be given a day off. I am not so lucky. My employers will only give me $20 more for each Sunday I work." Tara says she used to think highly of Singaporean employers before she came here. But after working here for two years and hearing the stories of other maids, she does not think that Singaporeans make good employers. She explains: "My employers read all my letters I write to my family and those that they send to me. They don't give me any privacy at all. I feel that I have no rights working here. How can anyone be working without a rest day? "They scold me all the time and call me 'stupid' behind their children's back. But in front of their children and friends, they seem very nice to me." Tara recalls how she would often cry herself to sleep in her first year here. But she soon learnt how to handle her employers' complaints and scolding. Even though she does not have a rest day, she manages to take afternoon naps inside the bathroom. Occasionally, Tara amuses herself by trying on her female employer's dresses and taking photos of herself with her iPhone. "Sometimes I hide in the bathroom to watch videos on my iPhone. I love my iPhone so much and I cannot let my employers know I have one. They will take it away from me. I keep too many secrets inside my iPhone."

Dear drivers, there seemed to be an increasing trend for hit and run cases these days. Let

Dear drivers, accidents are getting more and more common and the rise in hit and run cases these days. Let

Dear drivers, after viewing a thread calling for witness for a hit and run accident involving a jogger and the driver has yet to be identified till date, let

Is Dr Tony Tan principally responsible for GIC's S$10 billion (paper) loss from UBS investment fiasco this month? According to 'Who could fill Tony Tan's shoes at GIC?' [TDY, 23June2011] - "In 2005, Dr Tan was appointed to the then newly-created post of executive director when he retired from politics." According to : 'Rogue trader at UBS racks up S$2.48-billion loss' [TDY, 16Sept2011][pict1][pict2] - "UBS shares plummeted by 8 per cent to 10.07 Swiss francs late yesterday in Zurich, even as the European banking sector surged on news that central banks would provide additional liquidity to prevent the money markets from seizing up. The share price plunge is bad news for GIC, which holds a 6.4-per-cent stake in the Swiss bank. Based on the last traded price, GIC is sitting on about 7 billion francs, or S$10 billion, in unrealized losses, even after taking into account the 2 billion francs it received on the coupon before its 2008 investment was converted to shares last year." Since Dr Tan's tenure as executive director of GIC was since 2005 till his candidacy for recent Presidential Elections [wiki] in August this year, could it be said that he would be significantly responsible for "GIC.. sitting on about 7 billion francs, or S$10 billion, in unrealized losses" due to "its 2008 investment [in UBS that] was converted to shares last year."

Be a responsible parents! Saw a mother driving a BMW car this morning when her kid is sleeping in the car without the seatbelt on "but is buckle up" but the mother has her on. What kind of mother is that? What if accident really happen? The mother is going to be ok "maybe" but her kid will be throw out of the car and "DIE". What are parents thinking nowadays? Maybe the boy in the car is not hers so she don't care.

KNN I am wondering which ministry is responsible in reviewing the up and up sky high motor insurance. Nah Bei, I accident free for the past donkey years also have to suffer paying more premiums nowadays. This is a sore point which perhaps our opposition can used to voice out for us!

"I am responsible for the unhappiness caused by the sharp rise of housing prices in the past two years, coinciding with the dramatic tunraround in the economy ....." Is the horse repenting, or it's just saying something else?? ...... "Knife-behind-the-remorse"?? ........ "Stab-while-seemingly-apologising"??? Dont understand this four-legged creature any more

Many million of MAN-HOURS were wasted. Many ORGANISATIONS were involved in putting up MSK fotos. (HDB, Town Councils, Pte Condos & etc) Thousand of MOTORISTS who were crossings the 2 chechpoints. (Cars, lorries, trailers & so on) So much PETROL were wasted cos of the LONG JAM. Plus so many others that were not mentioned above. Now The BIG QUESTION IS ?? Who is RESPONSIBLE for NOT HAVING MSK relative house UNDER SURVEILLANCE?? 1} Mr CAN'T SING 2) Commssioner of Police 3) Director of CID 4) Head of ISD A veteran crime buster, Mr Lionel De Souza was quoted in today ST forum that, IT IS NOT UNCOMMON FOR HIGH PROFILE CRIMINALS TO SEEK REFUGE IN THEIR CLOSE RELATIVES HOUSE BEFORE PICKING THE RIGHT TIME TO FLEE TO A SAFER HAVEN. Could this oversight was made becos of the lack of experiences by all the many SCHOLARS MATAS in the various important departments in the SPF? How about re-engaging all those OLD SCHOOL CRIME BUSTERS like Mr De Souza and many other big name ORANG LAMA MATA as CONSULTANTS or TRAINERS for our SPF??

As age catches up, I realise that I am driving more sensibily and more patient on the road. The every hand wave `thank you' to those who gave way to me makes me feel even more so to be a responsible driver. Hey, I'm no angel too. I had my fair share of making mistakes on the road and irritating other road users with my irresponsible driving habits, just like many of us. Well, isn't it true that its always the fault of others and never yourself when it comes to road aggression? I feel that we should start to think of our habits on the road and what our actions may cause to others, especially when the holiday seasons are coming, drinking merrily and driving crazily. Its time to help each other make the roads safer and don't be the cause of accidents. Everyone has a family. Think for others please. If you are the cause, and if someone dies or seriously hurt, their family will be heartbroken, and you will regret forever. So, before you attempt another one of those bad habits, I hope your thoughts are out for the road users you are affecting. I like to start a list of bad habits most of us are guilty of and hey, maybe its a good idea that our New Year resolution is to change all that :) If you agree with me, please add to the list, anything that irritates you on the road. Hopefully all of us will be sensible and start thinking and responding positively on the road. Happy Driving!! The list of bad habits by motorists:- 1) road hogging 2) drivers who follow too closely behind 3) those who likes to swerve in and out, bloody dangerous! 4) fog lamp users (seriously, your cars dun look more macho, but more irritating) 5) those who likes to brake hard 6) those who likes to slow down near to an accident, and itself nearly causing an accident. 7) those who r lazy to put signal lights while turning on the second turning lane which is meant also for going straight 8) those who fails to stop when turning and allow pedestrians to cross the roads first. Major potential accident! 9) those who do not like to turn on headlights in covered carparks, but strangely turn them on at night haha. Honestly, most covered carparks are dimly lit, day or night. 10) those who likes to show off when there are ladies in their car... and they may not like it. Pls add to this list and share with everyone :)

looking for a mini schnauzer puppy. no need for complete breed standard. am just looking for a healthy pup! =)

hi all, need yr advise on which department is responsible for the trees cutiing along the road? my car kena falling tree branches when driving through. thanks

Are you a "bad" pedestrian? Do you jay walk? Do you take your own sweet time to cross the road at zebra crossings and traffic junctions? Do you show appreciation when cars give way to you? For me, I do jay walk at times but I always make sure I (family as well) do not dilly dally at the road crossings. I always wave to thank drivers who give way to me. What about you? Share your views, guys.

NTU prof says there's no truth to online accusations 'He wanted to give POOR GRADE' 'HE HAD SEX RELATIONSHIP WITH STUDENT' 'He did this...' 'He attacked student...' HE IS the victim. By Crystal Chan 20 March 2009 HE IS the victim. Yet, in a cruel twist, he has become victimised by vicious talk on the Internet. Associate Professor Chan Kap Luk has had to endure not only the physical trauma of being stabbed by his student, but emotional hurt from speculation over his character and sexual inclination. Some netizens have suggested on forums like SgForums.com and blogs that Prof Chan was attacked because he wanted to give his assailant, Mr David Hartanto Mr Widjaja, 21, a poor grade for his final-year project. Some netizens even went as far as to imply that Mr Widjaja had a homosexual relationship with Prof Chan. Speaking exclusively to The New Paper, Prof Chan, who is married with two young children, was bewildered when told about such talk. He said over the telephone: 'My goodness, there's no such thing. Don't believe everything you read on the Internet, because people can write whatever they want.' He added: 'I never read these Internet forums because the postings can't be taken seriously - anyone can write anything.' The Nanyang Technological University don was supervising the project when Mr Widjaja stabbed him on the morning of 2 Mar, before jumping to his death. Prof Chan, 45, who teaches in NTU's School of Electrical and Electronic Engineering, added that he hoped police investigations could be concluded soon to dispel vicious online notions. Was the stabbing over poor grades? 'That's not the purpose (giving poor grades) when I meet my (final-year project) students,' replied Prof Chan, laughing. 'The project supervisor's role is to help the students to do well and there was no exception with David.'We're not out to fail the students and that's why I'm laughing at the suggestion that I wanted to give David a poor grade. 'Ask any professor if they wish to help their students do well and their answers are the same.'The don was discharged from National University Hospital on 4 Mar and is on medical leave for a few weeks. He was initially reluctant to talk when The New Paper called, saying he was not ready to be interviewed. But as the conversation turned to the Internet postings, he opened up. Difficulties Prof Chan, who is also supervising the final-year projects of nine other students, said: 'I'm sure all students who go through the (projects) have the same experiences of meeting deadlines and coping with other modules. 'Difficulties may occur with the projects but that's what the professors are there for. 'Of course, the students must also have the right attitude towards their projects and tell us if they have problems.' Mr Widjaja had neglected his final-year project as other modules took up his time, his friends told the media. Prof Chan would not say if Mr Widjaja was slack with his project, which focused on using multiple cameras to obtain multiple views of a scene. 'If David had any problems with his project, he certainly didn't tell me. It's very sad he ended up like that.' He declined to talk more about the stabbing, saying he had given a police statement. Other Internet postings suggested that Prof Chan had attacked Mr Widjaja and that the knife was already in the office. To that, he said: 'I think some things should be left to the police and we should not take these matters into our hands. It's not appropriate for people to speculate about the incident when the police are still investigating. 'I really hope the investigations will be over soon so the truth can come out quickly.' In the meantime, some of Prof Chan's colleagues are helping to oversee the final-year projects that he was supervising. Prof Chan, who is also deputy director of NTU's Biomedical Research Centre, has been teaching in the university since June 1992. He got his bachelor's degree from the University of London in 1987, and got his PhD four years later from the same institution. Will he take action against netizens behind the vicious postings? 'I believe in freedom of speech so I won't take action or read what has been written on the Internet, though these are untrue. '...There are more important things for me to do than to counter the speculation of other people. 'I just hope that people will think before believing what has been written on the Internet and that people will be responsible for what they write.'

Some background: Got into an unfortunate accident several weeks back (kissed someone's backside), so went to TTS (Fiat) to make a claim. Parts were not available then, so I could only send in my car on last Monday. Nothing major, but some panels damaged, since the other is claiming against me, might as well self claim also. Car was surveyed by AIG surveyor and quoted for 6 days repair, meaning I will get a replacement car for 6 days also. Finally sent the car in last Monday. Customer Service advisor who handled the whole case was Teng. Car is supposed to be ready by next Monday (today). Fast forward to last Saturday: I drove down to TTS and looked for Teng and asked him to confirm if the car will be ready by Mon. He said check the progress of the workshop and get back to me on Mon. Fast forward to Monday (today): No calls received from Teng so I called TTS in the morning around 1030, only to hear the shocking news that Teng is no longer working there. The operator said she will route me to James instead, but he is attending to a customer and would call me back. Insurance will only cover the car till today, so gotta return it. Fastforward 30min, no call from TTS. When I called back, operator said James is in workshop and will get him to call me. Fastforward to 1hour after first call, still no call. Called TTS again and finally she forwarded me to James who appears to be totally unaware that I have sent my car in, when I'm suppose to collect it. He even asked if I had sent my car in! Calmed down and explained my case, and he said will check and call back. Fastfoward another 30min, still no call at all. Finally decided to look for the Sales(who sold me the car) for help. Kudos to him, within 10min he called back and said that car is still in bodyshop and need another 2-3days(?!?). Told him history of the case, and he said James will check and update me back the status by 3pm. This whole incident is putting a bad taste in my mouth. It appears the repair schedule is overrun, but nothing has been done to inform me nor the insurance company, so that the replacement vehicle can be extended. Communication and response to the customer is bad, evident by all the calls I have to make despite promises by TTS to call back. Right now, I am doubtful that I will even receive a call by 3pm and likely I would have to call and check back instead. And after Teng left, it appears that there is minimal handing over. Evident by the lack of awareness of outstanding case of claims and repairs. So at 3pm. Again no call from TTS. I had to call James up again. Now, then I was told that the car would not be ready. Still at workshop. An update can only be given tomorrow when the car would be ready. And even then, it's not confirmed that it will be ready by tomorrow. And now I am informed that I should have known that the repair time quoted (6days), is NOT the actual time taken. That there's waiting time at the workshop. How I should have known this is beyond me. I am only a customer, I am not in the car industry. So who is going to cover my transportation now? Nobody. James said that TTS will not compensate. Insurance has already compensated for the 6 days of repair to be taken. So now the waiting time is going to fall totally upon me, apparently it's my own fault from all indications. "Great" news on the 6th working day since I sent the car in, the day where I'm supposed to get my car back. I do not find this reasonable at all. I was told to send my car in on last Monday. Isn't the workshop schedule supposed to be planned so that it can accomodate the car without waiting time? Why should it be my onus that there is a waiting time? The insurance was fair to provide me with 6 working days worth of replacement car usage. But why can't TTS ensure that the repairs can be completed by 6 days? It's not a last minute request, the accident was several weeks back. So why should I be penalised wholly on the waiting time now? Oh, btw, James claimed to have called me at 12:28 and he has call logs but he could not get through. Funny that Sale had gotten through 20minutes earlier, and all the while I was in the open at a hawker centre. But oh well, benefit of a doubt. Now I am promised a status update by 2pm tomorrow. My fingers are crossed, and meanwhile, I'm back to BusMRTWalk because apparently it's supposed to be my own fault that I'm unaware that I should factor in waiting time when I send my cars in for repairs. So after the long essay above, my question is: 1) Should the customer be aware of "waiting time"? 2) Is it fair that the customer should bear the delay and inconveniences due to this "waiting time"?

You be the judge.... http://www.theage.com.au/news/world/web-of...l?page=fullpage