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Found 8 results

  1. what was your deciding factor when you chose your HDB flat in your block ? not talking about location as in road, but how you made your choices on the level and either corner or center of beside lift or staircase ? all this - if you had a choice during your selection ? I would hope to get a corner flat so only the door is the only accessible point of entry. so that I can keep my hall or room windows opened all the time without worry of my neighbors/stalkers walking past my unit and looking inside.
  2. https://www.channelnewsasia.com/news/singapore/hdb-flats-housing-grant-income-ceilings-higher-11891818 Bto income ceiling increased to 14k. EC up to 16k. Increased grants depending on income levels. 👍
  3. Hi all, Needed some advices as me and my wife couldn't decide which way to go. I shall tell my story in point form. 1. Currently living in a 5 room flat in woodlands. 2. Bank loan left 8 years to clear about $52K. 3. Applied for a 4 room BTO flat and was lucky enough to have slected a flat next to Bedok Mall and opposite Bedok MRT. 4. We had paid the the $2k option fee. 5. Pending to pay $52k(10% downpayment) + $15k(3% stamp fee). These 13% going to cost us about $67K. 6. We have $50k cash on hand. Another $15k from my wife CPF. 7. Wife just became PR 2 years ago. Therefore her CPF OA was little. 8. My CPF OA was used to service the bank loan of our current flat. 9. The amount was just enough to service the monthly loan. 10. New BTO flat in Bedok TOP 2021. 11. Selling our current Woodlands flat in 2021 need to pay HDB $50k levy. 12. Expected bank loan left around $30k in 2021. 13. I am using a safe amount to calculate. Let's say we only managed to sell our Woodlands flat for $400k in 2021. Minus levy and leftover bank loan. we can get back $320k from our Woodlands flat. 14. I knew out of the $320k that i get back. About half need to goes back to my CPF OA. But these money that went back to CPF OA will be used to pay for our New Bedok flat in 2021. 15. New flat left $470k after the downpayment. HDB able to grant us about $150k loan. 16. Therefore we have no problem for the new flat. We only need to save another $50k - $70k to renovate our new flat in 2021. Option 1 1. Thinking of investing our $50k cash on hand on oversea property. Wife is from china Hainan Dao. 2. We are thinking of buying a small condo unit about 40 square meter that cost about 400k - 500k RMB. 3. Why small unit? We only have $50k SGD on hand. Plus small unit maybe easier to rent out to single professional. 4. Downpayment needed about 30%. Therefore downpayment for an average 40 square meter condo unit about 120k - 150k RMB which is about $24k - $30k SGD. Option 2 1. Shall we go ahead with the Bedok BTO flat? (We like the location very much as it is next to Bedok Mall and opposite Bedok MRT). Capital gain from the new flat will be much better as compare to other flat that is not near to mall and mrt. OPtion 3 1. Apply for another 4 room BTO in other location which cost around 280K. I believe after selling our current 5 room flat in Woodlands. We should have enough cash for other investment. Hope that the expert here will give us some advises. Thanks in advance!
  4. Teatreeoil

    Bto vs private condo

    Dear bros, I have a question here that needs some inputs.. Currently I have a 3 room bto that is waiting to be completed. Around 2017. Thinking of getting private condo which is of bigger size which is also completing around same time. Which one will be a better choice in the future? Any opinions or comments?
  5. last night during our weekly gathering, my uncle told us my cousin moving into her new BTO flat. she got an installer to come to her flat to fix up the flat TV on the wall. however, when the installer came, he told her cannot .... and then he knocked on the "wall" and it turned out to be hollow !! as such, he explained it will not be able to sustain the weight of the Tv over time. in the end, he installed the bracket on the outlining solid wall instead of the partition inside the flat. anyone else got new flats and the "walls" inside the house separating the bedrooms are plasterboard walls ?
  6. utterly disappointed with HDB (whats new?!) Long story short: collected BTO flat keys Feb 2016, punggol along waterway area recently spotted master bedroom toilet door starting to split at the edges from the bottom. first noticed in July 2017. called HDB and was informed past warranty period. nothing can be done. gave me contractor's contact for quote, contractor bo huh me. fine few days ago, spotted common toilet door starting to split at the edges from the top. emailed into HDB feedback. received call from the same officer who spoke to me the first time and regurgitated the same "out of warranty" story. when i refused to budge, another lady spoke to me and said it may be due to the owners not doing proper maintenance and due to usage issues. seriously? how to use until the edges split? bang the door daily as a hobby? if its only one door, fine, i suay. now its both doors. obviously its quality issues! we topup for optional components for inferior products! kaos. (no idea why after attaching the picture was rotated) any bros encountered anything similar and managed to get HDB do something about the issue? can share? im so sorry for starting in the wrong section.. how can i move it to non-car related! sorry!!
  7. Was planning to get a 5-room BTO this year as my current flat will MOP soon. Was thinking that the new income ceiling came in just nice... until my boss just suddenly gave a pay increment which puts my wife and me just a couple of hundred of dollars over the salary ceiling for BTO. Can I still appeal and has anyone in my circumstances successfully appealed to HDB before?
  8. "Dear All Singapore Stuff, I just got my Punggol BTO flat and not long after I moved in, I noticed that the wooden door started to grow tiny white specks. After a few days, I start to see white "shitake" mushrooms growing out of my door! What is this rubbish that HDB installed in my house? Do they not know that mushroom have spores that can cause asthma and other respiratory ailments? Why is the quality of BTO flats now so poor, pathetic to the extent where mushrooms or fungi can grow at home. For those who are getting their new BTO flats, please check all your wooden doors for such growth. It is unhealthy for you and you need to complaint to HDB for them to change a new door for you!" Source: http://www.allsingaporestuff.com/article/mushrooms-are-growing-out-my-new-punggol-bto-wooden-door
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