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  2. Throttle2
    The only down side of ERS is you cant withdraw like OA. Getting the 4% is already reaping benefit eRS truly favors the cash rich wooohooo
  3. limjunhao123959
    limjunhao123959 joined the community
  4. Throttle2
    Money is not gone lah. Even if you die at 66 yrs old remaing RA goes to your nominees.
  5. ER-3682
    Nope,i received the Letter last Week..if i need to pay,do you think can Bang Table at Borneo Motor.?
  6. a4333e
    a4333e joined the community
  7. Playtime
    there are better options, the 50 cal is an outdated weapon since WW2 for ground based anti air uses. SAF go for at least 35mm airburst capable type platforms.
  8. Volvobrick
    Told Wify to sell her small number when it hits 8... Soon, maybe tomorrow.
  9. Mkl22
    Ya exactly, the money in OA is sort of a cash/FD type of buffer. maybe I’m being morbid…. I think I might die early…. And not reap the benefits of ERS! 🤣
  10. Voodooman
    If you have $xm AUM, is familiar with financial instruments like fixed income, ETF etc and have kids, why throw additional $200k into ERS and after certain age, everything goes into the pool? If you have $xm AUM, don't know what is fixed income and have no kids, I think ERS is fine. Between 3-4% yield for an IG bond fund and CPF Life (ERS) at 6.35% payout ratio, the difference on $200k is around $6k a year. Not going to move the needle if you have a decent AUM. Bonus is $200k goes to your descendants on passing and you have flexibility for that money in next 30 years. So FRS for me. No right and wrong, depends on your own circumstances.
  11. Volvobrick
    Not bad - I checked the roaming destinations, cover the usual places. But too lazy to port from Lion King to save 5 bucks a month.
  12. bsswan
    But surely taking a lower rental is better than leaving empty for months? I know costs come with bringing in and exiting tenants (Agent Fees, Repairs, Cleaning etc.), but I'm not sure how people afford to let units go empty.
  13. Mkl22
    Benefit of leaving in OA vs put in RA, is that if one dies early then money is gone or goes subsidizing the rest of the population. At least in OA money still yours and can be passed down.
  14. Throttle2
    yes HDB f**ked up since long ago. It should not be allowed to be fully rented out. HDB is to provide homes for the public. Owner must live in it or sell it back to HDB, not in open market. HDB f**ked up so this is the result today. but I dont want to hear those people complain . you know who you are, you deserve it. heeeee
  15. Wildfaye29
    Why would anyone even go back to AD to install when can go outside installer to opt for a preferred installation location and oversee the work? Regardless of agent or PI car? And pay a fee when it's free? AD can guarantee no cock up no mess up? I recall someone went back and they got the battery polarity wrong? How mess up is that? But everyone is a CB kia wat. No wait. Unless Csect. That would be bartor kia? Lol
  16. yubruner
    yubruner joined the community
  17. Volvobrick
    Also good lah - less people take lessons/test/pass, less new drivers on the road in BlurrSg causing accidents or competing to bid for COE.
  18. Playtime
    it also depends on the school leadership. Those ivy league colleges have had it coming for a long time. They had a long time to change and refused, hundreds of millions in tax payer dollars too.
  19. Wildfaye29
    But everyone is a CB kia wat. No wait. Unless Csect. That would be bartor kia? Lol
  20. bsswan
    Seems like Vivifi is identical to zero1 also ST network, but 10c cheaper on the ~$10plan. The downgrade option is a plus...... and 6M free for port-in 😲
  21. Beehive3783 started following Driving schools, slots, private driving instructors and bots
  22. Beehive3783
    tia kong, the real reason is due to shortage of driving instructors. the real reason for shortage of driving instructors is the pathetic salary. i tia king only hor
  23. Mustank started following Sedap!
  24. Mustank

    Sedap!

    Mustank replied to SGMCF328's topic in Lite & EZ

    Doom Elder scrolls GTA Fallout Witcher take my money nao!!!!!
  25. Edenwong95
    Edenwong95 joined the community
  26. akrthk93
    akrthk93 joined the community
  27. willytytan
    willytytan joined the community
  28. Bertsnowy started following MGS5
  29. Bertsnowy

    MGS5

    Bertsnowy replied to steveting99's topic in Conti Talk

    Do you know if the MG car can use the same Tesla wall charger (residential) or it can only use it's own wall charger?
  30. Kklim
    Blame this: https://www.express.co.uk/news/science/2060850/nasa-solar-flare-sun
  31. Beehive3783
    I don't think so leh... unless you're one of those who received notification to install but did not do so within the free period?
  32. Ahwhye
    Now Zym is offering 6-month free (7th to 12th month; promo ending in few days),and looks like it has no fee for plan change.
  33. benn8321
    benn8321 joined the community
  34. Throttle2
    I can use cash to top up RA after 55? Wow ! So if i top my own account up to $1m when i am 55 to earn the compounding 4% for the next 10 yr, at 65 i can receive $7k-$8k per mth until i die. Not too bad leh. even though i can invest for more, investing bears a risk. 4% risk free is not bad leh. what if i put in $2mil? Hhhhmmmmmmm…….
  35. therock
    Thank you for your service sir... really hot man I tahan, wash after I return from road trip.. but I hope it doesn't rain over Sunday, got some repair work due...
  36. lohchuanjie
    lohchuanjie joined the community
  37. Ahwhye
    Best customer retention I saw so far is Eight, with their top-up $xx get $xx extra promotion, straight away tie the customer down with all the balance inside.
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