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Found 107 results

  1. https://www.straitstimes.com/singapore/courts-crime/the-dollars-and-sense-of-pegging-fines-to-an-offenders-income Peg the fine according to the income? My answer ? No! What about you ?
  2. https://www.channelnewsasia.com/news/singapore/164-000-singaporean-adults-living-in-private-housing-have-no-11513318 Hmm... pity, empathy or disgust?
  3. Hello peeps, anyone here looking to buy oversea property? Or anyone buying 1 in Melbourne? I am looking to get one apartment and im looking at Melbourne as it is more of a safe haven to invest in IMO. The price is pretty steep, capital growth is not that fantastic but in long term holding, I think it should be an uptrend. Anyone has any advice of getting one in Docklands area? Is it overpriced? This one looks like it is just beside CBD wor. Any expert here with advice? https://investoprop.com/melbourne-cbd-apartments-for-sale/ This is one is the one in Docklands. https://investoprop.com/new-developments-projects-melbourne-southbank/ And this one in Southbank.
  4. Anyone know what's the max CPF relief that a Singaporean can get for YA 2012? The information on IRAS website is kinda confusing. So to estimate my YA 2012's CPF relief, i am just using my YA 2011 Notice as a gauge. (i guess my actual CPF relief for YA 2012 shd be higher since my earning is higher yr-on-yr). Also, if our ICT liability is over, that means we are no longer considered as "NSMan" right? Now, trying to bring down my personal income tax bracket, i am pondering if i shd be: 1) SRS: at least i can still withdraw before retirement but subj to 5% penalty and be brought to tax, and can use for investment. Helps if i really need cash all a sudden. 2) CPF top-up (but cant remember gng to which accounts): generally earn higher interest rates, but bane is locked down till retirement. No way out. Any experts out there to advise, or pple who has gone through the same route and have experience to share?
  5. I remember saw some pamphlet from some bank saying paying income tax with interest free installment but forget which bank. Anyone any idea? Don't wish to pay by GIRO.
  6. any kena ask to pay additional to iras.....want to check, they sent me n my father to top up payment for income tax due to double claim. Me n my dad both claim from my grandmother but only 1 person entitled. So now the claim kena withdrawn from both of us ?? Can i call in to waive for 1 of us bcos now we pay double. anyone experience b4 ??
  7. http://www.tnp.sg/news/singapore/middle-income-family-hopes-more-help-budget-2018 Really not enough?
  8. would you sacrifice everything else to own a car? http://www.channelnewsasia.com/news/cnainsider/low-income-and-owning-a-car-why-9449930
  9. Had been driving B&B cars for past 15 over years, now just feel like buying a new better car price around $220k. Financially ok, of course much better than 15 year ago when i started first my job. Now married with 2 kids, no house loan, miscellaneous loan, no expensive holiday, no expensive dinning. Annually combined income 230k(PA), very stable job both wife and myself foresee our income should reach 300k(PA) at 5 years time easily. Feeling unsure now, will it considers "over stretching" for someone like me to buy a car at such price. Can't decide, maybe you guys can help and share some of your view. What do you think?
  10. Just wondering , with the property going up north , at what combined income do you think an average Singapore can afford a Pte property > $1.2m comfortably ? EC > $1m for combined income of 12k is it too pushy / risky ?
  11. Jman888

    Taxman knocks on bloggers' doors

    no more sponsor for diaper, milk powder, plastic surgery, travel packages, etc.....
  12. Hi MCF members! SGX has an upcoming free admission event on Saturday 26 November, 10 AM - 1 PM SGX Market Outlook 2017: Finding Income and Managing Risk Forum More info: http://notice.shareinvestor.com/email/20161126_sgx/index.html This is an interesting event as the current financial market is highly volatile. Many of your may want to hear and learn the various ways to manage risk and earn a decent income from investment in 2017. Click here to register. First 100 to arrive early for registration with receive a mystery gift!
  13. Was planning to get a 5-room BTO this year as my current flat will MOP soon. Was thinking that the new income ceiling came in just nice... until my boss just suddenly gave a pay increment which puts my wife and me just a couple of hundred of dollars over the salary ceiling for BTO. Can I still appeal and has anyone in my circumstances successfully appealed to HDB before?
  14. Only median income households in 25 largest US cities can afford a new car. http://www.autoblog.com/2013/03/03/househo...rage-new-car-p/ To quote "The rule states that a buyer should be able to offer a down payment of at least 20 percent, incur financing for no more than four years and endure a principal, interest and insurance totaling up to no more than 10 percent of household income. " Where does applying that rule on Singaporean households put us?
  15. if your salary is $2,601/mth ... you are upper income liao then $5K is what? $10K is what? $20k is what? wait for it ... $100K/mth is what????? but based on MCF standard $5k is the new poor wor ... MediShield Life: Govt accepts proposals, will provide almost S$4b in subsidies
  16. Touchy topic, worth a discussion since most peeps tend to say "my car".
  17. Bluepica

    Filing income tax

    Do we need to declare each and every dividend received from stocks? Some indicated as "LESS TAX" , other don't know what Qualifying individual, beneficiary..... layman term can or not?
  18. TUITION TEACHER !!!! Work 40-50hrs a week for an average of $800kpa!! Huat ah! Source: straits times 9 Nov 2014 Plse report your taxes hor, all you tuition teachers out there. Especially those driving luxury cars. Be careful.. Muayhahahahaha
  19. So I was thinking, what is a reasonable amount to spend on a car? Let's take as a percentage of household income to standardise. If a household combined monthly income is $10,000, annual income $120,000, and they buy a Honda Jazz with annual depreciation $10,000 (http://www.sgcarmart.com/new_cars/newcars_overview.php?CarCode=11531), it means they are spending 10/120 = 8% of their income on the car, excluding petrol etc. Do you think this is reasonable? How much would you spend on a car?
  20. http://www.channelnewsasia.com/news/singapore/more-low-income/1385774.html I think personally this is a good policy to help low income especially in this day & age. Especially for the children. Wonder what the naysayer comments will be... lol.
  21. Wind30

    Top 10% household income

    I read ST today and they said the top 10% of household, the average monthly income is $22k. The average annual income per household member of private property owners is $54k. The average of HDB 4 rooms and above is $21.8k. For smaller HDB flat owners, the number is even smaller. But the funny thing is, the national AVERAGE is $25k. Does this mean if you stay in HDB you are below average in income? interesting article actually.
  22. Leeke1

    % income allocation for car?

    wat is the % of monthly income for car?
  23. http://www.iras.gov.sg/irashome/default.aspx Remember to do your declaration by 18 April hor........ Those lich MCFers, please don't under declare hor.....
  24. LifePro_Tips

    NTUC Income

    NTUC Income Insurance Co-operative Ltd NTUC Income was established in 1970 to provide affordable insurance for workers in Singapore. Today, people in Singapore look to NTUC Income for trusted advice and solutions when making their most important financial decisions. Our wide network of advisers and partners provide life, health and general insurance to serve the protection, savings and investments needs of two million customers across all segments of society. As a social enterprise, NTUC Income was made different. Our social purpose is to make insurance accessible, affordable and sustainable for all. Putting people before profits, we strive to create and maximise value for customers. In 2012, NTUC Income had over $31 billion in assets under management. Our financial strength and diversified investment portfolio is reflected by our strong credit ratings which underpin the delivery of our commitment to customers. NTUC Income’s corporate social responsibility initiative, OrangeAid, focuses on children and youth, especially the disadvantaged among them. VALUE ADDED SERVICES As an insurer with a social purpose , NTUC Income is pleased to offer additional services to our policyholders as well as members of the public . Orange Health Staying healthy is not easy . But we’ll reward you for it. http://www.income.com.sg/Value-Added-Services/Orange-Health Orange Force Our 24/7 accident response team assists motorists anytime , anywhere. http://www.income.com.sg/Value-Added-Services/Orange-Force Motor Service Centre A one-stop centre offering unparalleled service and reliable repairs in the event of an accident. http://www.income.com.sg/value-added-services/motor-service-centre Orange Eye A free in-car camera mobile app with accident detection technology. http://www.income.com.sg/value-added-services/orange-eye Orange Safe A defensive riding course exclusively for NTUC Income Motorcycle Policyholders. http://www.income.com.sg/value-added-services/orangesafe Referral Services Through us you can find trusted service providers who can assist you with household needs and important life events. http://www.income.com.sg/Value-Added-Services/Referral-Services Newborn Gift NTUC Income gives you a no-obligations free gift to celebrate the birth of your child. http://www.income.com.sg/value-added-services/newborn-gift NTUC Income insurance Co-Operative Ltd 75 Bras Basah Road, NTUC INCOME Centre, Singapore 189557 Phone: 63462663 Website: www.income.com.sg
  25. Wah. What happened to NTUC Income? More than 100 financial consultants have filed a joint complaint to the CPF Board against their employer NTUC Income. NTUC Income has allegedly over-deducted from their income to pay into their CPF over many years. These over-deductions were not submitted to CPF Board but kept by NTUC Income which has not returned the bulk of these over-deductions to the financial consultants. This practice went on for many years in NTUC Income, according to the financial consultants TR Emeritus (TRE) spoke to. A letter from CPF Board (shown to TRE by the financial consultants) acknowledges that a complaint was formally lodged with CPF Board on 14 September 2012 [Link]. Over 100 signatures accompanied the complaint. In their collective letter to CPF Board, the financial consultants said that they had been chasing their union representatives to