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Found 164 results

  1. S’porean Shares Tips On How To Budget, Claims He Can Save $15,000 A Year source: https://mustsharenews.com/budget-tips/ S’porean Shares Tips On How To Budget, Now Has Extra To Spend With Savings For many young people, goals such as buying a BTO flat or going on faraway holidays mean saving up on hard-earned cash. Arguably, much of our savings can be attributed to our spending habits. A Singaporean shared tips on Facebook for how to save $15,000 a year. Beware though, there are some luxuries that are hard to sacrifice — for example, if you’re a frequent bubble tea drinker, you might find this post difficult to read. Bye bye Starbucks and Koi In a Facebook post, a Singaporean shared that his weekday meals used to cost about $10, but was able to halve his meal costs by keeping them to $5. He did this especially by not ordering drinks or sides, and skipped upsize meals. This is reasonable enough. After all, a plate of cai fan rarely exceeds $3.50 if you order more veggies and keep the meat dishes to a minimum. If you feel like treating yourself, a McDonald’s burger – ala carte, without drinks or sides – still fits the bill. However, the real killers are high-end beverages like Koi or Starbucks, which can cost north of $7.50 for a venti-sized beverage. Instead, the man says kopi or teh peng should be your new best friend to beat the heat as they cost around $1.50. Making such tweaks to his weekday spending allowed this Singaporean to save about $120 per month. It also helps that you’ll cut down on that sugar if you choose to do the same. Savings per year: $120 X 12 = $1,440 Skip dining out and the theatre for budget tips In the age of Netflix, watching movies has become more affordable than ever. The netizen said 2 weekend movie tickets for both him and his girlfriend costs $27 in total. Instead, the duo chose to subscribe to Netflix at $16 per month. Another money hack — cooking at home instead of dining out, he shares. By doing so, you can watch movies and dine from the comfort of your home. Sounds like a cosy weekend to us. In total, this Singaporean was able to save about $612 per month just by skipping the cinemas and restaurants. Savings per year: $612 X 12 = $7,344 Miscellaneous savings included in budget tips With the convenience of private hire car services, one may be tempted to take a Grab car instead of taking the bus. This netizen said he was able to save about $100 per month by opting for public transport. Similarly, food deliveries cost more than tabao-ing your own meals, with each delivery costing about $3. By going back to pre-GrabCar/Food times, and cutting away unused subscriptions, the OP was able to save $82 per month. Savings per year: $82 X 12 = $984 Splurging occasionally is fine If one tries a similar budgeting plan, about $9,768 can be saved. The Singaporean said his yearly savings amounted to about $15,000 when budgeting is kept in mind. With these savings, he says he didn’t have to feel guilty about splurging on the occasional Grab ride, Starbucks drink or dine out for special occasions. Budgeting for a better future or rainy day While these budgeting tips may not apply for everyone as we all lead different lifestyles, they do serve as inspiration for making subtle – or not so subtle – tweaks to our spending habits. Some of these expenses also add up over time, and we can definitely pay more attention to what we use our money on if there are savings to be made. We don’t have to completely push out life’s little luxuries, but sometimes, it wouldn’t kill to skip out on that venti Frappuccino.
  2. Hi members, I got the cheapest quote from Budget Direct and likely will be buying from them. $700+ vs $1,000+ from NTUC!! Anyone got Buddy Id to share ? extra 5% and voucher for referral. Thanks Note: Did a search for Budget Direct and nothing found. Please help redirect if there's an existing thread.
  3. Ah heng delivering now https://www.facebook.com/ChannelNewsAsia/videos/625168848330278/ in principle approval given by Halimah now details
  4. Hey guys, What's the cheapest range of android auto HU currently available and the approx cost of it? Thanks
  5. Hi , a newbie to this forum , mind i ask wat kind of car is gd for one hu havent have any experience in owning a car before but needed to rn as im expecting a newborn child soon and on a tight budget due to the economic. If this would help , my budget is ard 5xk.
  6. RadX

    Budget 2020

    Gathering feedback now lai lai....watch this thread if there are any goodies. https://sg.news.yahoo.com/singapore-government-seeking-public-feedback-ahead-of-budget-2020-071207073.html
  7. boonhat_91

    Proton vs. Perodua

    For a budget daily driver, is Proton or Perodua better? Interested criteria would be running costs, maintenance and overall reliability. Is there any unspoken consensus here or across the causeway which brand is preferred? Also, Proton is no longer selling in Singapore?
  8. Hyundai Accent? Mitsubishi Attrage base model? Honda Shuttle? Honda Fit 1.3? Mazda 2 base model? Toyota axio base model? Bezza Base model? Axis base model? Nissan note base model? Honda grace? Kia K3 base model? Toyota Vios base model? Hyundai Elantra base model
  9. Budget about $30K Depri about $5K I30 vs Avante vs Cerato Any thoughts on these or any other recommendations?
  10. Treecom

    Chuwi Aerobook

    Hi all, Have you guys heard of the Chuwi Aerobook? https://igg.me/at/chuwi-aerobook/x/20499809 What are your views on this budget laptop for just light office work and some web browsing?
  11. RadX

    Budget 2019!

    Watch this space Budget to be on Feb18. Yay or nay? Seeing elections round corner maybe yay https://www.facebook.com/groups/seedlyfinance/permalink/2030452010579488/
  12. Hi friends As above. I'm considering a BMW 740i 3-litre or a Porsche Panamera 3-litre. Any comments? I also welcome any other suggestions. Thank you in advance.
  13. Roverboy

    Upgrade of ICE

    I just transfer my Ice to my new car. The installer mention that my Dego speakers going to up lorry soon. Any recommendation of speakers ? Should I go 3 way active ? Currently is 2 way active with 8850 HU. Steg 4 channel and Rockford 2 ch amp . Using Alpine sound processor and with varadium rainbow sub.soundproof both front and back door . Rear door with coxial speakers Thinking of either upgrade to 3 way and change sub to active sub or just change a better 2 way component speakers. Any recommendation ? If change to 3 way , budget for speakers and active sub about 1k Or change 2 way comp speaker budget at $500
  14. Does anyone have any recommendations for a budget upgrade for my Mazda 3SP 08? I am willing to pay about 250-300 for the speakers
  15. Anyone knows what happened to Chevrolet? It's cheap and safe. Not many budget cars are as safe as Chevrolet. Will they come back?
  16. RadX

    SG budget 2018, 19 Feb 2018

    Lai Lai.....time of that year again....I see as no go COE to be tightened, ERP huat ah, etc etc hahhaha Budget 2018 to be delivered on Feb 19 Finance Minister Heng Swee Keat at Parliament House on Monday (Feb 20) to deliver Budget 2017. (Photo: Xabryna Kek) SINGAPORE: Finance Minister Heng Swee Keat will deliver Singapore’s 2018 Budget Statement in Parliament on Feb 19. In a press release on Monday (Jan 1), the Ministry of Finance (MOF) said there will be live television and radio coverage of the Budget Statement. A live webcast will also be available on the ministry’s Singapore Budget website. The Budget Statement will be uploaded on the Singapore Budget website after the speech has been delivered, MOF added. Real-time updates of key announcements from the Budget Statement will be posted on the MOF Facebook page and the MOF Twitter account. A Pre-Budget Facebook Q&A session will be held on Thursday (Jan 4) from 8.00pm to 9.00pm, according to the release. Members of the public have been encouraged to join the ‘live’ Q&A session on REACH’s Facebook page. Singaporeans can also share their views and suggestions in person on Budget 2018 at the REACH Pre-Budget Listening Points that are easily accessible, open booths for Singaporeans to share their feedback. The ongoing feedback exercise will close on Friday (Jan 12 Read more at https://www.channelnewsasia.com/news/singapore/budget-2018-to-be-delivered-on-feb-19-9824316 http://www.channelnewsasia.com/news/singapore/budget-2018-to-be-delivered-on-feb-19-9824316
  17. Dear All, Wife's relatives are flying to Singapore next week for about 4 nights' stay (husband and wife). Wife volunteered to find hotel for them, which means I am doing the work. Budget about $100-$120 per night. Walking distance to MRT station - very important, or I might be volunteered to be their driver. And they are going to take the train to airport for the flight back. When it comes to hotels in Singapore, I am stumped as I cannot remember the last time I stayed in a hotel in Singapore. Geylang area is out for obvious reasons. Are the budget hotels in Chinatown ok? Or those at Bencoolen area OK? Saw a V Hotel Bencoolen which has quite good review in Agoda. Tenkiu...
  18. i'm looking hard at cars with a depre less than 10k/year and have traction control and 6 airbags. Another additional bonus requirement would have been preferably crash tested by IIHS (Euro ncap is unlikely for these asian vehicles) Basically to me, IIHS testing is probably the most rigorous and independent testing standard. So i would take that as the gold standard. I've not really bothered with AseanNCAP before but i guess still better than nothing. They don't do frontal overlaps from my cursory glance. So far i've short listed, a) Elantra http://www.iihs.org/iihs/ratings/vehicle/v/hyundai/elantra-4-door-sedan a pity that i30 has 2 airbags for it's price ... https://www.euroncap.com/en/results/hyundai/i30/27355 b) Vios - asean ncap 5 stars for all it's worth... http://www.aseancap.org/v2/?p=3919 c) Axio - has toyota safety sense - i'm guessing same as vios? - but additional bonus of safety sense. Can do collision mitigation braking d) Corolla just creeping in under 10k depre with the latest COE and finally a full airbag complement http://www.iihs.org/iihs/ratings/vehicle/v/toyota/corolla-4-door-sedan/2018 e) Vezel - has honda sensing as a 1k option - doesn't do well for a small overlap but still G for moderate overlap - but with the honda sensing, that would avoid some easily avoidable frontal collisions http://www.iihs.org/iihs/ratings/vehicle/v/honda/hr-v-4-door-suv If there's any model i missed out. do let me know. mitubishi attrage has supposedly 6 airbags, but i can't find any crash testing data.
  19. http://www.tnp.sg/news/singapore/middle-income-family-hopes-more-help-budget-2018 Really not enough?
  20. Kia7200

    Mitsubishi Space Star

    Mitsubhi just launch another budget car From review, its another plastic car and engine should be the same as attrage. Price only $2k higher than attrage
  21. Travelling in Australia has been named one of the most expensive place to go for vacation. It is well known among travelers. How can one travel on a budget in Western Australia? From the link are some of my advice and tips to travel and save while not missing out the fundamental fun and places. Hope it benefits all members heading to Australia soon. https://watravelblog.com/fremantle/perth-budget-travel-blog/
  22. Picnic06-Biante15

    Hourly Budget Hotel / Appartment .......

    Let says that you have time to kill but do not know where to kill time whilst with girlfriend or wife. Heard of one such appartment for hourly rental at Amber Glory, Lor 4 Geylang, air-con, TV with Starhub, bath tub and free 2 bottles of mineral water. Charges $15/- per hour and minimum 2 hrs rental. Any other budget hourly hotels or appartments you know and facilities available ?
  23. Please share any beer sales and/or promotions! $2 Budweiser can 355ml at Giant Supermarket. Promo ends on 2nd Nov.
  24. Hello, seeking for opinions here, I have 250k budget and looking for a coupe. I have narrowed my choices down to 2.3l ford mustang and mercedes C300 coupe. Horsepower are quite similar and prices are about +/- 5k. Like mustang for its muscular looks and a less common car on the road. Like mercedes for its badge and interior Some of my life commitments: attached, unlikely to have kids What do you guys think?
  25. Hi Any workshop near NUS (Clementi)? Think pads gone Liao but will be there tomorrow for some stuff. Please post the labour prices if you know also. Thanks