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Found 113 results

  1. I think most of us deserve it then....... http://vulcanpost.com/7702/jack-ma-youre-still-poor-35-deserve/?fb_action_ids=10151998229752466&fb_action_types=og.likes You are poor because you have no ambition. Jack Ma: Before I founded Alibaba, I invited 24 friends to my house to discuss the business opportunity. After discussing for a full two hours, they were still confused — I have to say that I may not have put myself across in a clear manner manner then. The verdict: 23 out of the 24 people in the room told me to drop the idea, for a multitude of reasons, such as: ‘you do not know anything about the internet, and more prominently, you do not have the start-up capital for this’ etc etc. There was only one friend (who was working in a bank then) who told me, “If you want to do it, just try it. If things don’t work out the way you expected it to, you can always revert back to what you were doing before.” I pondered upon this for one night, and by the next morning, I decided I would do it anyway, even if all of the 24 people opposed the idea. When I first started Alibaba, I was immediately met with strong opposition from family and friends. Looking back, I realised that the biggest driving force for me then was not my confidence in the Internet and the potential it held, but more of this: ”No matter what one does, regardless of failure or success, the experience is a form of success in itself.” You have got to keep trying, and if it doesn’t work, you always can revert back to what you were doing before. As with this quote by T.E. Lawrence – “All men dream: but not equally. Those who dream in the dark recesses of the night awake in the day to find all was vanity. But the dreamers of day are dangerous men, for they may act their dreams with open eyes, and make it possible.” Jack Ma: People lose out in life because of these 4 reasons: Being myopic to opportunity Looking down on opportunities Lacking understanding Failing to act quickly enough You are poor, because you have no ambition. Ambition is living a life of great ideals; a magnificent goal in life that must be realised. In this world, there are things that are deemed unfathomable, but there is nothing in this world that cannot be done. The depth of one’s ambition determines the potential of one’ future.
  2. I recently saw this video on Youtube explaining the reason why African countries are poor. Its an eye opener for me at the same time I greatly enjoyed the presentation what is easy to understand. Hope you guys like it too.
  3. just wanted to share my bad experience with the Touch n go service office (at Jalan Lingkaran Dalam) this morning... Situation: I had a touch and go card that was purchased many many years ago.... with reduced amount of balance in card, so need to do a top up.... Process / procedure : Used to do top up at the woodlands checkpoint (malaysia customs) , but they have discontinued and told us to go to any shell station to do top up I had to drive to nearest JB shell station to do top up, but was told that the card expired... so need to go nearest Touch n Go office to renew or top up Experience when my wife reaches there (Touch n go ), the staff (claimed her name is farah) was very rude and made things difficult and insist the registered card owner must be present ... so she had to ask me to go in when I went in, the staff ask some silly questions on the card... such as how much we normally top up and where do we top up (like they are collecting data for a customer expenditure survey).... we gave the information and told her al these should be available in their system The staff was unhappy and tried to be more difficult by asking the next ridiculous question, .. asked if we had use this touch n go to pay car park... My answer is I pay almost all my carpark fees through cash ... my recollection is i use this card as per the original intent which is meant for toll fee and customs payment and I don't use this card or even associate this card for any car park payment.... she turned around and said.. okay then data mismatch... validation failed... you need to go register again Her logic seemed like... one could be using the card for a 1000 or million times for toll payment but if there is 1 car park payment (dunno where/when) and you are unable to tell me there is , then this is treated as data unable to be validated wow... I have not chanced upon a more sophisticated data processing intelligent brain or organisation that develop such a system of inflexibility or obstipation .. i was shocked.... what sort fo data is mismatched? i asked, i am the owner of the card.... with a long span of the years using the card... who can recalled every small transactions throughout the years and if 1 data is not matched, the staff conclude that it is data mismatched?.... .. and this is all happening just to be able to top up a cashcard My Aftershocked experience firstly, the staff is unprofessional......just applying her personal biasness and discriminate against individuals and decision is based on her whims and fancy... secondly, the so called validation data process is a joke..... who can remember every steps /amount the card has been top up... just a general answer aligned with what she wants to hear is considered validated... and another general answer not aligned to what she wants to hear is invalidated there is also no consistency in the validation process... if validation is needed for a top up cashcard (not sure it is needed, overkill), then please do it properly with consistency and had a good basis for the answers (establish how certain slight deviations are acceptable) for example she ask what was top up, we answer vaguely like RM 100-200.... but actually there were other higher or lower denominations as well... but she can accept those as validated.. when she asked if the card is use for paying carpark... I told her, so far, my recollection is mainly for road toll tee and the VEP customs payment as its original intend, many carparks that i go to doesn't have this touch n go payment option ... i pay cash for those... yes ..many car parks have since implemented to accept touch and go, doesn't means i have changed my way of paying carpark.. maybe a single occurrence or so With the system data in front of her, she should be able to look at the overall data .. perhaps 99.9% of times, I am paying as tolling fee and maybe 0.1% of the total is used to pay carpark such as a particular instance... if so, what is the basis of saying the data is invalid then there is another staff (presuming the office manager or the manager in charge), he warned me to stop recording the whole episode and also wanted to stop me from taking a photo of the Touch n go's Refund Notice printout where it has office contact number for me to write to complaint. He also asked the to delete the video Again ridiculous request, I asked where in that office was it stated we are not allow to take video and why is is not allow to take a photo of the contact information of that notice for me to send my complaint to ? anyway those are the proof of how bad service provider they are ... deletion would be a waste Looking back, the validation process redundant and irrelevant... might as well ask everyone to register new one and not waste time talking to bunch of crowns I don't know what else to say... the company should consider replacing those unprofessional staff or improve the process or leave it as it is (which will be probably what they will do)
  4. This survey was done overseas but it’s interesting to see quite a few so called luxury cars in the list and specifically BMWs.. https://www.autoblog.com/photos/top-11-cars-that-are-resold-in-the-first-year/#slide-7556521 What do you think arethe top ten cars people will sell after a year’s ownership? And why? Poor reliability? Good trade in? Change in COE price?
  5. When PHV is mentioned, what thoughts/feelings come to you immediately?
  6. This Singaporean doesn't need to buy anything! https://www.facebook.com/nasdaily/videos/454647218384501/?t=65 I am most interested in his watch.
  7. The Fiat Punto is the first car to have a zero star NCAP rating.. https://www.msn.com/en-sg/cars/news/fiat-punto-the-first-car-ever-to-be-awarded-zero-stars-following-euro-ncap-crash-tests/ar-BBGFYaG?ocid=spartandhp Do you know of any current production cars with poor safety ratings?
  8. Like many I have issues with the atrocious footages of my 5-month old BV DR400G-HD II. The footages were crystal clear initially but now deteriorated untill There were another problem which was the out-of-sync date and time on the unit but i managed to solve it with the help of our resident cam guru Adrian (read post http://www.mycarforum.com/index.php?s=&...t&p=4771472 onwards) The poor video image was initially thought to be the defective lens and there was a suggestion to find a replacement lens machiam what I did for my faulty internal battery. Curious I dismantled the unit for the 1,000th-time and this time I unscrewed the two screws securing the lens to the unit and found out the real cause of the poor image: the internal lens surface was simply covered with dust!!! So I just took a medical alcohol swap to clean all 3 surfaces: both the external/internal lens plus the tiny rectangular film-like surface on the unit (is this the CMOS thingy?) like shown below: Once done I assembled the entire unit and tested it out to see if I was right.
  9. Hi, Thought this was the right forum for this rant, but let me know if it is not. I have been browsing property websites to get a sense of the market and trends for landed properties, but have been having issues with popular ones like propertyguru, 99.co etc. The primary problems are 1) poor data verification - try searching for landed property in any district, then apply filters to EXCLUDE 99 year old leashold and Cluster House properties. Despite this, most of the listings are Cluster Houses, and you have to drill into each listing to find out from the description whether you are looking at a cluster house, and whether it is freehold. It would not be so bad if each property was not listed multiple times, which leads me to.. 2) Repeated listings for the same property. I understand it is a competitive market, and in some cases agents even publish listings where they do not have interior pictures or perhaps might not have the permission of the owner. However, I'm pointing to a far more malicious practice of one agency publishing multiple listings of the exact same property, maybe each with a slightly different price point, to drown out the listings of other agents. When you contact an agent for one of these listings, you are invariably referred to the agent actually responsible for the property. What this does, of course, is make the poor user of the website give up reading listings after seeing the 8th or 9th listing for the same unit. I've even seen the same agent post multiple listings of the same property, presumably, again to 'improve' their search results. With regards to the issue of duplicate postings, I have shopped in the US market before, where properties are consolidated to a common MLS (Multiple Listings Service) database, which serves to clearly establish listings where agents are marketing with owner permission, and allow agents to share information on commission structures etc. A system of this type will go a long way to solve the duplicate listings issue. I'm sure others will point out more issues. Nobody wants to go back to the old days of poring through newspaper ads, but the websites are close to unusable in their current form. The first property portal to crack these undesirable practices will surely attract more customers and ensure longevity.
  10. http://www.tnp.sg/news/singapore/middle-income-family-hopes-more-help-budget-2018 Really not enough?
  11. Fishman

    Poor Hawker Centre Hygiene?

    This afternoon I was at Redhill market and saw some pigeons (4 of them specifically) actually flew right into the hawker centre, feeding on crumbs on the floor (see picture). WTF! What goes in, must come out, right? I shudder to think of the food I had just consume might have been contaminated! Not that I am a hygiene freak, or having too high expectations of a hawker centre, but still...
  12. Poor hygiene at 5-star hotels in China: Toilet brush used to clean cups https://youtu.be/F_B7E_eE7Zc Three five-star hotels in Harbin, Heilongjiang province, were punished on Wednesday after authorities found poor hygiene conditions in their guest rooms. The city's health and family planning commission has not disclosed what penalties were given to the properties, which are operated by Kempinski, Shangri-La and Sheraton. It comes after undercover video footage emerged online on Tuesday that showed cleaners at the hotels using the same brushes to wipe the toilets, bathtubs, sinks and other surfaces, sparking public concern over cleanliness. Footage recorded at the Kempinski and Shangri-La properties even showed workers using the same brush to wipe drinking water cups and then drying them with used bath towels. All three luxury hotels were accused of failing to change bath towels, bed sheets and pillow cases for new guests, despite charging from about 800 yuan to 2,800 yuan (S$163 to S$572) for a room per night. Shortly after the video began to spread online, inspectors from the health commission, tourism office, market supervision department, food and drug administration, and legislative affairs office descended on the properties to collect samples for testing, according to the city government. The results of these tests confirmed that the hotels had hygiene problems. "We feel sorry to learn about the substandard conditions found at our hotel," the Kempinski Harbin said in a post on Sina Weibo on Tuesday. "We have been working on providing our guests a friendly and safe environment with strict policies. We will co-operate with the investigation and strengthen measures to avoid similar problems." However, the case has again affected people's faith in the quality of five-star accommodation in China. Undercover footage exposed similar hygiene issues at five high-end hotels in Beijing in September. "I have clients in different cities, so I frequently travel for business," said Sun Chang, 36, the manager of an advertising agency in Beijing. "I've heard such things happen in some midrange hotels, so I usually choose well-known five-star hotels during my trips. I didn't imagine the problems are just as serious there. "I'm considering taking my own sheets, sleeping bags, kettles and bathrobes on my next trip." Harbin has now launched a citywide inspection of all hotels. "It is really difficult to monitor cleaners in the hotel rooms without cameras being installed," Wu Ben, an associate professor of hotel management at Shanghai's Fudan University, told Caixin magazine on Tuesday. "Without the proper detection equipment, one is unlikely to notice dirty bedding and poorly cleaned toilet seats." http://www.asiaone.com/china/poor-hygiene-5-star-hotels-china-same-brush-used-clean-toilets-and-cups
  13. Changed an alternator pulley with them some time in May. The mechanic used brute force to try to remove the old alternator pulley causing the tool bit to break off inside the alternator (i kept quiet since he mentioned no impact on alternator, being gullible i accepted) Next he installed a wrong sized alternator pulley cause the alternator to smoke and subsequently jam. More waiting time for correct sized alternator pulley to be installed ( i did not know at that time that could have cause issues with the alternator) About one month later, i encountered alternator failure and towed the vehicle back to them, they told me alternator needs to be replaced ( and charged me $90++ just for diagnostic fees) , Because my car is still under warranty with another workshop and alternator is covered under warranty i decided to tow back to my warranty workshop instead. At my warranty workshop, they told me the cause of the alternator failure was due to the wrong method and wrong sized alternator pulley used by M*M Wheelp0wer, and because i allowed other workshop to service my car, i could not claim warranty and had to cough up cash. When i tried to claim back the amount from M*M Wheelp0wer and request 70% damages instead of the 50% they offered, they told me ...sorry ...now one cent also wont give you cause not our fault. ( you can flame me for not accepting the 50%, but the thing is i REQUESTED not demanded 70% instead) You have been warned regarding this workshop who is also a SGMERC forum sponsor, it seems to me their reputation is worth less than the amount they could have reimbursed me.
  14. My ride radio reception suddenly turned poor... mostly static noise... I wonder if the internal electronic antenna got problem. to change it cost how much ah? Don't wanna kena ketuk..... long time never visit any accessories shop... where can I go for east or central area?
  15. Was at NTUC, HDB Hub just now and was looking at the Advertising Board at the entrance. HAPPY DEEPAVALI 2 Days offer. Can you spot the mistake ?
  16. Moonlighting as an offence lands SAF office in trouble. Kanna 2 weeks detention? and $2k poor chap
  17. Fcw75

    Poor dogs

    How dogs are put to sleep in Taiwan.
  18. chenyll

    My poor G

  19. Dear friends, been reading quite a lot of not-so-pleasant experiances with the service/expertise about some car agents. From salesman to technician, from new car that doesn't work to un-ability to fix something that have gone wrong. I can go on... seems like life's been good for them, particularly so as Singaporean loves their rides... we pay such "premium" for certain make of cars and are tied-down on the warranty to pay even more for some ridiculous labour charges etc, only to be told " why don't you come back if the problem comes back again" like as if we have all the time in the world to go back to them as and when we feel like it. Or " we can't find thing wrong with ... " . Again I can go on... I've had some sub-standard service before from KM, nothing too big to kick up a storm. But it seemed to me that the whole transaction is kind of one-sided the moment you sign on the paper. Do you guys..., and girls think it will work, if we as end-consumers write to the manufacturer to feedback on the service ( or the +#%%$$*% lack of it !!! )we are getting from their so-called agent. Do you think it will work ? Would you take the time and effort to write ? What do you guys think ? Thanks
  20. http://www.straitstimes.com/world/scientists-find-rich-and-poor-are-biologically-different Scientists find rich and poor are 'biologically different' A Cambodian woman offers money to beggars in Phnom Penh.PHOTO: AFP PUBLISHEDDEC 26, 2015, 4:16 AM SGT Hormones that are out-of-balance in poor and uneducated people may explain why they age faster and are more vulnerable to disease than their more affluent peers, a new study suggests. It has long been known that less affluent folk die earlier and are "biologically older" than the rich, with those in the most affluent areas expected to live around eight years longer than those in the poorest regions, according to a report in Britain's Daily Telegraph. Now, researchers at University College London (UCL) may have worked out why. After monitoring a cohort of 1,880 British men and women since 1946, they have discovered that hormones critical to healthy ageing are significantly out of balance in poorer people by the time they reach 60-64. Men with the lowest household income - defined by less than £6,000 (S$12,000) a year - had 10 per cent lower testosterone than men earning £30,000 a year or higher, reported the Telegraph. Low testosterone has been linked to weight gain, loss of muscle, osteoporosis and depression. In contrast, women whose parents were unskilled workers had testosterone levels 15 per cent higher than the daughters of professionals. In women, too much testosterone is linked to early puberty, infertility and polycystic ovaries. Those with the lowest education in both sexes also had depleted levels of insulin-like growth factor (IGF) which has been linked to poor cognitive function and an increased risk of cancer and cardiovascular mortality. Women with no qualifications had 16 per less IGF than women who had degrees. For men the difference was 8 per cent less IGF, the Telegraph reported. Low levels of cortisol, which can lead to heart palpitations, depression, pain and insomnia, was also seen in both men and women with the lowest education. Professor Diana Kuh, of the Medical Research Council’s Unit for Lifelong Health and Ageing at UCL said the hormonal differences showed how societal factors literally "get under the skin" and affect health. “We found that socioeconomic disadvantage across life, based on father’s social class and on the study member’s education, social class and income, was associated with an adverse hormone profile," she said, according to the Telegraph. “These hormones are thought to work together to ensure healthy development and also have many different roles in regulating health in older age. “So our findings suggest that these socioeconomic differences in hormone systems may play a role in explaining social inequalities in health as we age. “Hormones may be affected by exposure across life to stress and adverse events, health problems and obesity, and unhealthy lifestyles such as physical inactivity, poor diet, and smoking.” It is already known that socio-economic status has a major impact on health, with studies showing that being poor is associated with increased risks of cardiovascular, respiratory, rheumatic and psychiatric diseases, low birth weight and infant mortality. Scientists believe psychological stresses of having a less secure future, being bossed around and having lower self-esteem and less access to social support networks cause an increased rate of molecular damage, said the Telegraph. Living in an area of high crime is also thought to accelerate ageing. Dr David Bann, of the Institute of Education at UCL said: “Our study shows that people from a disadvantaged background are biologically different which could explain health inequalities. “These hormone levels change with age, so it could potentially explain difference rates of ageing.” But if the damage is being driven by an out-of-kilter hormone system, it may be possible to fix the disparities through better education and raising the standard of living. Prof Di added: “We are examining the impact of these hormone differences in explaining inequalities in physical and mental functioning in older age. “We are also looking at whether socioeconomic differences in other biological systems could help explain social inequalities in how fast we age. “Our findings provide further evidence of the potentially harmful effects of social disadvantage on health, suggesting that reducing inequalities could have powerful benefits in improving the health of the population and reducing health-care expenditure.” The research, which was based on data from the MRC National Survey of Health and Development was published in the journal Social Science and Medicine, the Telegraph said.
  21. Interesting and unpretentious article. For all delusional people out there who thinks our society is fair, it is not. We are not a communist country. Enjoy.... Source: http://www.allsingaporestuff.com/article/average-sporean-rich-elites-can-never-understand-our-simple-local-lifestyle Byline: Fred, ASS contributor "Dear All Singapore Stuff, I would like to share my reflections on what the upcoming SG50 anniversary means to me, based on my personal experiences as an average Singaporean. I have come to realize that the poor and lower-middle class represent an entirely different Singapore from the rich and upper-middle class. We are like two different nations. Kids from the rich and upper-middle class are different from birth. They are equipped with skills an average Singaporean will never get. They are taught to play various musical instruments, taught a variety of sports and even go for supplementary classes from a young age. Not surprisingly these kids end up doing well academically and also excel in other activities. Even if they do not succeed academically,they have the financial support and necessary connections to set up their own businesses to establish themselves. These kids dominate the better schools and will inevitably become the next generation of elites. As an end result, we have the elite producing more elites. What happens to the kids from the poor and lower middle class? The vast majority ends up in the neighbourhood schools. Less conducive environment, no guarantee of good teachers (I was once scolded by a MOE teacher for bothering her with too many questions about a humanities subject) and limited enrichment programmes. There are less opportunities for students to participate in competitions to boost their own confidence. Many cannot afford tuition. Quite a number are from broken families (myself included), and they are troubled by family problems even as they study. They also have to deal with exposure to kids who smoke, gangsters, bullies and other delinquents. These kids even have to work part-time during school holidays to increase their monthly allowance. Most end up in polytechnics or neighbourhood jcs and very few enter the local universities. Being one of the few neighbourhood school kids who entered a good jc and then a local university, I experienced a culture shock. I could not relate to the majority of my classmates in my jc. Almost everyone in my jc class stayed in a condo or landed house. I could not effectively communicate with them because I lacked relevant experiences like overseas trips as well as musical and sports talents. I couldn't understand why every outing had to involve eating at a restaurant in the city area and why there was so much spending. Most of the girls stayed in condos and frequently called others to come over for tennis games, swimming, barbecues and other frivolous celebrations. I actually felt embarrassed to be staying in a hdb flat with so few fun facilities as I could not engage my classmates in a similar manner. They had perfect families with supportive parents and they went on overseas trips every holiday in contrast to neighbourhood school people who usually worked part-time during holidays. They were seasoned travelers who had no qualms about staying overseas for weeks without their families! Same thing in university. I found that there were fewer and fewer of the neighbourhood school kids with whom I could better identify. Those I know who went on exchange programmes and overseas CIP trips were mostly scholars and wealthy people. Those with greater purchasing power also enriched their university experience with participation in marathons, camps and clubbing events whereas those who were poorer were stuck with memories of lectures and tutorials, school activities and the inevitable bank loan. Most of the rich people tend to think and behave similarly. For instance, during jc, they were taking their Grade 8 piano examinations at the same time, they took SATs while preparing for 'A' levels and later on in university, they took up driving lessons simultaneously. I could not even afford to take up driving and I didn't see the point of it because I have no car. I think the poor and lower middle class appreciate simple pastimes better. A stroll in the park, running at the stadium, playing board games or card games at a void deck or playing basketball at a public basketball court is simply too boring for the wealthier people. Window-shopping without any purchase is ridiculous to them. They will never be seen doing any of these activities and will sneer at you or look bewildered if you even suggest any of these activities. If you say that $13 is too expensive for a movie or that $70 is too much for Universal Studios, they will just scold you for complaining so much. Gradually,they will abandon you for being such a boring and negative person. I have seen enough to believe that the non-elite can never truly be part of one Singapore with the elites. We have different upbringings, different values, different lifestyles, different educational experiences and a different sense of identity. Our life goals are also different. While the elites love to say that what we see as elite is what they see as meritocracy, the hard truth is that there's such a thing as inherited meritocracy, and the non-elite lack the necessary resources and upbringing to properly compete with them. This leaves the majority of the non-elite with limited social mobility. Equality is a lie. Rather than deceive myself into thinking that there can be a true, lasting friendship with an elite person, I choose to believe that elites can never understand or appreciate simplicity while living within the comforts of their condos and landed houses. Of course, I will work hard. But I also accept the reality that I am disadvantaged relative to the wealthier segments of society. Fraternization with them will only be counter-productive to my life goals. As far as the non-elite like myself are concerned, it is best to leave the elites to their extravagant lifestyles. I strongly believe that the poor should not provide any entertainment to the rich. If we are invited to their parties, we should decline. Leave them to celebrate with their ilk. As we prepare to celebrate Singapore's golden jubilee, let's not deceive ourselves into thinking that we are all one. We certainly are not."
  22. MadDog70

    Poor radio reception

    I'm getting poor radio reception on my Honda Stream. I've tried to ask around in the Honda Stream forum, but seems like no one is willing to help (can't be no one has this problem right). No choice have to ask it here now. Anyone has fixed this issue please help. Thanks!
  23. This article reminds me of these two movies, Homerun by Jack Neo and Children of Heaven. A wish for a pair of shoes. http://mypaper.sg/top-stories/teens-wish-new-shoes-come-true-20150223 http://mypaper.sg/top-stories/request-footwear-touches-donor-20150223
  24. 5k ringgit salary not enough in Malaysia? I thot there cost of living is lower. Im sorry if i posted this coz non Singaporean news :p
  25. oh, ours definitely cannot do it... cos they must have the dignity and also to keep up their standard of living