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Found 34 results

  1. If you're a line mgr, how do you feel about the bell curve and having to shoehorn the way you rate your team to fit the distribution? Is it realistic to expect the same outcome for each department regardless of their differences?
  2. Singapore’s Temasek Holdings Pte has told Standard & Poor’s in 29 pages why it shouldn’t mess with the state-owned investor’s AAA rating. Temasek, which managed S$223 billion ($165 billion) of assets as of last March, said the rating firm’s proposed new rules for grading investment holding companies lump Singapore with riskier nations such as Greece and Jamaica, according to a Feb. 2 response to the changes. S&P’s new criteria take into account the firms’ lack of direct ownership of assets, the challenges they face when selling in illiquid markets and volatility of assets they hold. Part of S&P’s proposal groups Singapore, which has had a AAA rating for 20 years, alongside Greece, a nation that may run out of cash this month. While Temasek would probably still enjoy the government’s top-grade overall rating, a weaker risk profile would be unwelcome at the company which has been considering offering bonds to individuals in Singapore. “A triple-A credit rating is a rare thing in today’s markets, and there is a prestige element to it,” Veljko Fotak, assistant professor of finance and managerial economics at the University at Buffalo, New York, said in a Feb. 5 e-mail. “Any chink in that armor, even if only in the stand-alone, rather than overall, rating, could have image consequences.” Temasek dollar bonds due in 2019 yielded 39 basis points more than U.S. Treasuries yesterday and its credit-default swaps were at 38.7, compared with 35.5 for Australia. Four Baskets S&P published in November proposed new criteria for assessing credit risk at IHCs, defined as firms holding equity stakes across at least three sectors. The ratings company asked for feedback from affected parties by Jan. 30. The new framework grades IHCs’ asset liquidity by splitting their main countries of operation into four baskets, based on a 30-year history of those nations’ share market swings, according to Temasek. Singapore falls into the third basket with markets including Hong Kong, Saudi Arabia and Cyprus. The measure should instead “be assessed based on the number of days needed to divest assets” on those exchanges, said Temasek. “With its statement, Temasek is indirectly defending the standing of Singapore as a financial center,” Sven Behrendt, managing director at Geneva-based GeoEconomica, which researches sovereign wealth funds, said in a Feb. 4 phone interview. “It’s understandable to me that Temasek doesn’t want the country to be put in the same category as Greece, Jamaica and Trinidad and Tobago.” Asia, America Temasek had 31 percent of its assets in Singapore as of March 31, according to its last annual report published in July. Investments in the rest of Asia stood at 41 percent and those in North America, Europe, Australia and New Zealand at 24 percent. About 70 percent of its assets were listed. The firm’s biggest holdings include a 52 percent stake in Singapore Telecommunications Ltd., valued at $25 billion, data compiled by Bloomberg show. It owns a 6 percent stake in China Construction Bank Corp., worth $11.6 billion, and 29 percent of DBS Group Holdings Ltd., valued at $10.4 billion. “S&P regularly requests comments from market participants on proposed changes to its methodologies and assumptions,” Bertrand Jabouley, the Singapore-based S&P analyst who follows Temasek, said in a Feb. 5 e-mail. “The objective of this proposed criteria is to help the market better understand key risk drivers for investment holding companies, enhance global comparability of our ratings and improve transparency.” Stephen Forshaw, a spokesman for Temasek, declined to comment beyond the company’s statement when contacted by e-mail. Riskier Basket Under the criteria, S&P also assumes that firms such as Temasek operate in a “moderately high risk” industry. That puts IHCs in a basket riskier than pharmaceutical and oil and gas companies, said Temasek. S&P has downgraded 18 energy firms this year in North America as lower oil prices curb their cash flows and ability to pay debt, data compiled by Bloomberg show. The proposed industry classification could see a capping of IHCs’ so-called anchor ratings, which help determine stand-alone scores, at levels that don’t reflect the individual firms’ ability to pay debt, according to Temasek. “In our view, classifying IHCs as a uniform, homogeneous industry is not meaningful,” Temasek said in the statement. “A company should be assessed objectively, based on its individual credit quality, without being constrained by any cap.” S&P assigns an “extremely high likelihood of extraordinary government support” to Temasek, which means the investment firm’s corporate score would reflect Singapore’s AAA rating even if its stand-alone grade dropped. Surprise Easing The city’s economy grew an annualized 1.6 percent in the three months to Dec. 31 from the previous quarter, less than analysts estimated, after its manufacturing industry weakened with slowing growth in China. The country unexpectedly eased monetary policy last month, allowing the Singapore dollar to drop 1.7 percent versus the greenback this year. Temasek said in January 2014 it was looking at ways to offer bonds to individual investors in Singapore. Issuing fixed-income products will provide an “alternative investment opportunity” for investors seeking stable returns with lower risks, the company said in a statement that month. S&P’s proposed new criteria for IHCs “is part of a bigger focus on how to evaluate liquidity risk as it has been deteriorating across the world,” Jean-Charles Sambor, Singapore-based Asia Pacific director of the Institute of International Finance, said by phone Feb. 4. “It’s healthy that rating companies and firms such as Temasek are having a public discussion about these issues.” To contact the reporters on this story: Christopher Langner in Singapore atclangner@bloomberg.net; Klaus Wille in Singapore at kwille@bloomberg.net
  3. Five videos in the article to enjoy http://jalopnik.com/this-is-what-a-zero-star-safety-rating-looks-like-on-fo-1777974705
  4. Something is brewing, if allegation is true, could be big news..Follow the link below. http://forums.asiaone.com/showthread.php?t=57029
  5. Seven midsize vehicles earned the top rating in a new insurance industry test of high-tech safety features designed to prevent front-end collisions. The Cadillac ATS and SRX, Subaru Legacy and Outback, Mercedes C-Class and Volvo S60 and XC60 won "superior" ratings in tests by the Insurance Institute for Highway Safety. The institute tested 74 midsize cars and SUVs from the model years 2013 and 2014. Those equipped with front collision-warning and automatic braking systems generally scored better. The systems can either warn the driver or automatically stop the car if they sense a potential collision. The institute IIHS, a nonprofit research group funded by insurance companies, has pushed federal regulators and automakers to require or offer as an option new safety systems such as antilock brakes. The group also is pushing automakers to bolster front-end crash resistance. Automakers have been offering the frontal-crash systems on more and more models as the price of the technology falls. The systems use radar, cameras, ultrasonic sensors and computers to spot objects in front of cars and determine if a collision is possible. A driver may be warned to take action, or the system may apply the brakes itself. The IIHS said its data institute has determined that the devices help drivers avoid frontal crashes, but even so, auto insurance companies generally aren't offering discounts for people who buy them. Insurance companies say that as the systems become more popular in certain models, insurance claims will decline. Those models eventually will see discounted rates. In the tests, six other cars got second-best "advanced" ratings, while 25 received "basic" ratings. Another 36 got no rating because they didn't have the systems or their systems didn't meet the institute's standards. The institute says the tests will help people decide which features to buy and encourage automakers to adopt the new technology faster. Source: http://www.straitstimes.com/breaking-news/...y-test-20130927
  6. RadX

    What is your Credit Rating?

    For interest sake and the benefit of all Went to Creditbureau.com.sg to check my reputation with the banks. there is this new credit rating thingy and mine is.....er.....dunch wan say lah...wait bloody Soya say HL thread...knn Good to check. Price gone up though, now $6.42 incl GST...muahahahah Let's just say my rating better than Moody's rating of SG [laugh] but have to spend $6.42...haiz, there goes my Espresso for the day
  7. Wif EU tyre label reg, we now have objective rating of tyres's rolling resistance, wet grip and noise across brands.
  8. Hi, Any advice or amplifier selection to match a speaker at 180W / 60RMS / 4Ohm? Looking at 4 Channel amp.......... Thanks,
  9. http://www.bbc.co.uk/news/business-16552623 It has started. Run for cover!
  10. There's no greater cardinal sin in the automotive world than completely replacing a highly successful model with an inferior machine. According to Consumer Reports, that's precisely what happened with the 2012 Honda Civic. Says David Champion, senior director of Consumer Reports' Auto Test Center: "While other models like the Hyundai Elantra have gotten better after being redesigned, the Civic has dropped so much that now it ranks near the bottom of its category." Just how far has the Civic fallen from CR's grace? The 2012 model's 61 points is a precipitous 17-point drop from the 2011 model's score of 78. That discrepancy is enough to force the Civic out of CR's Recommended list of automobiles. The only small sedan to score lower than the Civic is the 2011 Volkswagen Jetta, which has also been widely accused of too-obvious cost cutting compared to its predecessor. Many of the Honda Civic's fiercest competitors, on the other hand, scored very well in CR's latest round of compact car tests. The aforementioned and recently redesigned 2011 Hyundai Elantra earned the top spot overall, followed closely by the 2012 Ford Focus, 2011 Chevrolet Cruze and 2011 Kia Forte hatchback. Also performing adequately but no longer considered class-leading are the Toyota Corolla, Nissan Sentra and Mazda3. http://maintenance.autoblog.com/2011/08/01...nsumer-reports/
  11. Picnic06-Biante15

    PG13 Rating

    CNA news report : New PG13 rating comes into effect Friday SINGAPORE : A new PG13 rating covering films, television programmes and videos comes into effect Friday. It is part of broader efforts to make ratings more easily understood and was one of the recommendations of the Censorship Review Committee that was accepted by the government last year. Previously, films, television programmes and videos had their own classification system. Now it is just one standard rating. The new PG13 rating indicates content that may not be suitable for children under 13, so parental discretion is advised. These shows have dark themes, some violence, realistic and intense horror, sexual humour and coarse language. Some films previously rated PG (Parental Guidance) such as "Dark Knight" and "Ip Man 2" or NC16 such as "Meet the Fockers" will fall under the new category, but media regulator Media Development Authority said the numbers will likely be small. The regulator classifies about 750 films on average each year, of which 70 per cent are given a PG rating. Its director of content and standards, Amy Chua, estimates that out of this, only about 5 per cent will be rated PG13. PG13 will also be the maximum rating for films and dramas on free-to-air television channels, but such content will only be allowed after 10pm. Sala boh. ........... after 10 pm than can watch...... no need to sleep for next working day meh .... Like that, all evening shows will be cartoon shows lor
  12. what do you all think? any chance?
  13. well i went Mech today leaking at gasket head... or something like that.. when engine start the oil will flow out. anyway i was think of changing to mineral oil thicker one is what visocity rate... i have been using full sys all this time so dont know what brand is good... thanks... anyone?
  14. MacDuck

    Brand or oil rating?

    Hi guys, Pricing aside, do you pick engine oil based on brand or ratings(API, etc). Used to buy "branded" oil until the last two oil changes where I tried cheap dino synthetic oil. Its almost more than 50% cheaper, meets API SL spec and 5W30, can't feel any diff in my gf's 3yr old Latio. For normal road driving, as long as oil meets spec + 10K OCI = safe to use?
  15. Hi all, my friend has a picanto with aftermarket amaron 35 AH, 335CCA battery Relevant electrical mods would be pivot raizin, pivot spark earth. His battery CCA was measured at 500+ CCA with the raizin connected, and 400+ CCA when everything was disconnected the battery is over 1 year old. can anyone explain why? my 22-mth-old battery on nanopulser neither improved nor deproved after 1 mth plus on nanopulser, CCA remains at 380 (stock rating 410). this finding kind of conflicts with the argument that volt stabilisers kill the battery faster. we joked that after two yrs maybe his battery will increase to 700 CCA. Ian from nanopulser also stunned so now the only way to find out is to do a survivor test. see which battery goes first. im afraid that there will be a long way to go before we find out .
  16. http://www.bloomberg.com/apps/news?pid=206...QrKA&refer=home Looks like really more good yrs ahead..... http://www.bloomberg.com/apps/data?pid=avimage&iid=iJfeZUQzfwiQ Quote: Aug. 14 (Bloomberg) -- Chartered Semiconductor Manufacturing Ltd., the world's third-largest made-to-order chipmaker, had its debt rating lowered to junk at Fitch Ratings, which cited concerns over rising debt levels. Chartered's senior unsecured debt and long-term foreign currency issuer default ratings were cut to BB+, one level below investment grade, from BBB-, Fitch said in a statement today. The Singapore-based chipmaker said on July 25 it will report a loss in the third quarter and won't be consistent in posting profits, leading Morgan Stanley, Goldman, Sachs & Co. and JPMorgan Chase & Co. to slash their share-price estimates on the company. Chartered also raised its planned spending for the year to $750 million, from an earlier budgeted $590 million. ``The company's operating and financial performance has been lackluster,'' Fitch said in the statement. This reflects ``sustained margin pressures and a sharp deterioration in break-even levels.'' Junk bonds, classified as high-yield and high-risk debt, can raise a company's borrowing costs as a lower debt rating increases the perceived risk of a company's inability to pay debt. Credit-default swaps on Chartered jumped 12.5 basis points from before the downgrade to 247.5 basis points, according to Barclays Capital's prices. That means it costs $12,500 more a year to protect $10 million of the company's debt from default for five years. A basis point is 0.01 percentage point. The downgrade also pushed up the extra yield investors demand above U.S. Treasuries to buy Chartered Semiconductor's $300 million 6.25 percent bonds maturing in 2013. The spread widened 4 basis points to 418 basis points, BNP Paribas SA's prices show. Chartered shares have slumped 43 percent this year, underperforming the 19 percent decline in Singapore's benchmark Straits Times Index. To contact the reporter on this story: Andrea Tan in Singapore at atan17@bloomberg.net; Patricia Kuo in Hong Kong at pkuo2@bloomberg.net.
  17. I replaced my car original spark plug NGK LFR5A-11 with NGK LFR6A-11 (the stockist told me this model for my car). Is it OK, will there be any problem?
  18. Anyone know what are the ampere ratings for Honda's K20A engines in Singapore? For example: Civic FD Civic FD-R CRV Stream Accord Thanks!
  19. Zoomprotege

    Best Tyres Rating

    Hi guys and moderators, how about we make a sticky thread on our own review for Rims and Tyres? For Tyres, rate 1-5 (worst to best) in terms of the following: Grip when dry Grip when wet Noise level Think this will help those clueless as to where to start on looking for a good set of tyres. Perhaps, we can also talk about what rims are used with these tyres?
  20. YouTube Vid: http://www.youtube.com/watch?v=-9RbZyrJQ4g http://www.autoblog.com/2007/06/22/brillia...s-anything-but/
  21. 1. We've been hearing/reading about NCAP crash rating for cars. How about NCAP Pedestrian Safety rating? Is this what a responsible car manufacturer should keep in mind in their designs and that concerned car buyers should also be made aware of it? 2. The new Hyundai Santa Fe was sharply criticised by ECAP for scoring zero in pedestrain safety rating. It is the only 4th such car to do so in 11 years. 3. Chairman of NCAP, Claes Tingvall commented that for Santa Fe not to score a single point shows Hyundai had made no effort to protect Pedestrian and reflects a worrying disregard for road users. Kia was also not spared. Its Magentis only scored one star. What do you think? Regards,
  22. Hi all, i'm currently using this JBL amp http://www.jbl.com/car/products/product_de...ser=POS&cat=AMP Output 4 Ohms 40W x 4 Output 2 Ohms 80W x 4 Output 4 Ohms Bridged 160W x 2 Signal-to-Noise Ratio >110 Frequency Response (
  23. [inline 1.JPG] [inline 2.JPG] The 10th generation Corolla is the first C-segment sedan to be awarded five stars by Euro NCAP and also joins the class leaders for safety in the overall C-segment, with a total adult occupant safety score of 34 points.
  24. Cbx750p

    Unfair Rating ? Optra

    Read the posting about the smoking Optra and wonder if it is all true. The owner seems rather high handed to give the car poor rating because of one lemon incident. Even the dealer was not spared...they did their job to fix the car but got a 1 rating. Guess he wants a new vehicle altogether and because he did not get it....gave the poor rating. Just his luck to get a lemon like that ! I have driven my Optra for more than 2 years but so far no major incidents that would justify a major complaint to the dealer. All the minor issues were taken care of without any questions asked. Cannot say that Stars gets a 10 rating but I would give them a 8 ! http://www.mycarforum.com/reviews/reviews.pl?id=956 CBX