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  1. https://www.straitstimes.com/singapore/condo-residents-in-jurong-west-shocked-to-find-foreign-workers-listed-as-tenants-under Does it matter, you may ask. If they do use your address and you aren't renting the place out, you may end up paying tax which is much higher instead of the lower tax rate for home stay. So how do you check? Go to this website: https://www.mom.gov.sg/eservices/services/tes If you do find illegal tenants using your address: You can log in to this MOM website with your Singpass: https://www.mom.gov.sg/eservices/services/tes After logging in, you'll be able to check if you have any foreign workers registered under your address, and deregister them.
  2. amidst the claim of FW that their issue can't be helped by MOM. now, ...the art of dodging bullets..
  3. The government's latest Town Council Management Report cardgave its sole “red” grade to Aljunied-Hougang-Punggol East Town Council in the category of collecting service and conservancy charges (S&CC). The three-constituency town council, run by the opposition Workers' Party, was slapped with the red banding because "more than 5 per cent of their households had S&CC arrears overdue for three months or more," read the report. "Also, more than 50 per cent of their monthly S&CC collectible are overdue for three months or more,” it added. It also showed a white "pending" field under corporate governance, a phenomenon that, like the town council's "red" banding, occurred in the Ministry of National Development (MND)'s last report as well. The report, released Thursday at noon, measured the performance of Singapore's 15 town councils in the year ending March 2013 — contrary to four previous versions of the report, which graded the town councils' performance on a half-yearly basis. The town councils were measured for cleanliness, maintenance, lift performance, service and conservancy charge arrears and corporate governance. All the town councils scored "green" bandings for cleanliness and lift performance, but nine were banded "amber" for maintenance. These nine apart from the AHPETC were: Chua Chu Kang, East Coast, Holland-Bukit Panjang, Jurong, Marine Parade, Pasir Ris-Punggol, Tampines and West Coast. Potong Pasir Town Council was also given an "amber" banding for its conservancy charge arrears management. Yahoo Singapore has asked the Workers' Party town council management for their comments on the report's findings and is awaiting the response. http://sg.news.yahoo.com/town-council-run-by-workers--party-gets--red--grade-for-conservancy-arrears-in-govt-report-050611452.html
  4. thankfully no serious injuries... Workers hurt after ceiling collapses at RWS casino https://www.todayonline.com/singapore/workers-hurt-after-ceiling-collapses-rws-casino
  5. Have you suspected your wife is cheating on you , driving your car to some dark public parks for rendezvous ? Or your company employee had been secretly using your company vehicles to pick up your wife ? OK ..joking.. but do check out the review of this amazingly useful GPS Tracker. You can even use it to track your car if your car might be stolen in Malaysia ( using a malaysian 3G SIM card ) https://www.youtube.com/watch?v=PNXPUgQYyfU
  6. ah ah ah.................lai liao another one.............lick boots call father............now detain workers..........what the dog going to do when owner shout............. http://www.businessinsider.com/philippines-detains-chinese-nationals-accused-of-running-gambling-op-2016-11?IR=T&r=US&IR=T BEIJING (Reuters) - China is concerned over the Philippines' detention of more than a thousand Chinese nationals during a crackdown on online gambling, the Foreign Ministry said on Monday, in what could be a strain for ties that have warmed in recent months. The Philippines immigration bureau last week detained about 1,200 Chinese people working in call center-like facilities suspected of running online gambling operations out of a former U.S. air base, Clark Field. The detentions marked the government's biggest such round-up of Chinese nationals in the country, many thought to be working there illegally. Chinese Foreign Ministry spokesman Geng Shuang said China had requested that the Philippines "appropriately make arrangements" for those who had been detained and quickly release individuals who have "legal identification". "At the same time, China expresses concern over the large number of Chinese citizens detained by the Philippines," Geng told reporters at a regular press briefing, adding that China always reminds its citizens who travel abroad to abide by local laws. It is unclear if the Chinese nationals were being held for gambling offences or for visa and immigration violations, but about 900 were brought to the immigration detention center in Manila, according to a Philippine police report. Online gambling is not illegal in the Philippines, but it is subject to permitting and zoning regulations. China has expressed support for the Philippines' other law enforcement efforts, including President Rodrigo Duterte's anti-narcotics campaign, which has sparked criticism from Western countries over fears of extrajudicial killings. In contrast with the previous Philippine government's adversarial relationship with Beijing, Duterte has made efforts to improve ties with China, which have been plagued by territorial disputes in the South China Sea. Prior to leaving for an Asia-Pacific summit in Lima this month, Duterte said if Russia and China decided to create a "new order" in the world, he would be the first to join.
  7. It is obvious that any opposition will command 30% votes in any contest and WP reputation will add 10% to it and good candidates + issues concerning Singaporeans will swing the vote for opposition to victory. I hope those in the opposition camp realised that, especially people like Desmond Lim and some parties like NSP. In fact, I hope NSP realised that some of their dead wood must go. Nicole Seah factor alone can get better % than Tampines GRC team under Goh Meng Seng and that itself is a surprise to me, though I do like what Nicole Seah has said and done to influence his peers and put a lot of old timers to shame. If I have my way, there will only be 2 opposition parties in Singapore and that is the WP and SDP.This 2 parties have clear objectives and know where they stand. To me NSP is just not branded enough to make Singaporeans know where they stand. Moreover WP and SDP are the ones who have won in elections before, so at least they have the name there. For SPP and Chiam, I wouldnt consider them anything significant and especially since Chiam was the one who founded SDP. For that I propose SPP to merge with SDP with Chiam be given a special position in the party. It was reported that Chee did tried to invite Chiam back but he declined. NSP should merge with WP. And Reform party either WP or SDP. Kenneth's father JBJ was from WP so that make sense but RP's stand seem to be more closer to SDP's so either merging with one of them is fine with me. That will make the opposition parties stronger and can field good candidates in one GRC. As for SDA, they can close shop, even though I voted for them in Pasir-Ris Punggol GRC. I am very sure if a WP team contest in my ward it will be much closer. And a WP team in AMK GRC will see LHL's vote drop to less than 60%.
  8. Why!? Why!? Why?! are we still seeing such cases??? Still ask for discount??? CCB! http://www.straitstimes.com/news/singapore/courts-crime/story/employer-used-household-items-hit-and-burn-domestic-worker-2015052 Employer used household items to hit and burn domestic worker By Elena Chong SINGAPORE - A woman heated a metal ladle until it was red hot and placed it on the calf and bare back of her domestic worker because she did not like the taste of the curry she cooked, a court heard on Friday. About a week before that, Suganthi Jayaraman, 33, used a metal pestle to hit Ms Naw Mu De Paw, 24, on her head for not frying vadais - a deep-fried snack - fast enough. The Myanmar helper bled heavily from the two spots she was hit, but was forced to continue frying, and to take the vadais to a provision shop which Suganthi and her husband were then running. Suganthi pleaded guilty to three of seven charges. The offences took place at her flat in Woodlands Drive 16. The court heard that during the time the helper was abused - from July 9 to Oct 2, 2013 - she lived in constant fear of being beaten again. She was often afraid to tell anyone about an incident and did not even dare to inspect her wounds as Suganthi would scold her for it, said Deputy Public Prosecutor Sarah Chua. Suganthi would also threaten the victim that she would get into trouble if she ran away or called the police. The victim eventually left the flat on Oct 3 and called the police. On the morning of Sept 30, Ms Naw woke up late because she had been working till 4am the night before. She was supposed to be up by 6.30am to send her employer's daughter to school. Suganthi confronted her and scolded her harshly after finding the girl still at home. Then she punched her in the face. Lawyer Louis Joseph said his client, who had been crying in the dock, deserved some discount for her guilty plea. "Even though her behaviour was unforgivable, she stands before you remorseful and regretful for what she had done," he told District Judge Christopher Goh, who will sentence her on June 5. Suganthi could be jailed for up to 10-and-a-half years and fined for causing hurt with a heated substance. The punishment for the other two offences is a jail term of up to three years and/or fine of up to $7,500 each. elena@sph.com.sg Copyright © 2015 Singapore Press Holdings. All rights reserved.
  9. Strange creature freak out plantation workers in Sarawak Plantation workers freaked out by sight of strange creaturePosted on January 31, 2015, Saturday SIBU: An early morning that was supposed to be a routine start for a team of Indonesian workers turned into a rather shocking one when they encountered a strange-looking animal at an oil palm plantation along the Bintangor-Sibu Road near here yesterday. According to one of them, the creature charged at them at one point. “We were shocked. None of us has ever seen such thing. One of us then hit the animal until it appeared to have passed out,” a worker said, adding that the animal had sharp claws. “It could be a rare species of bear. When it regained consciousness, we forced it to go back into the jungle,” he said. According to the worker, they did not inform the authorities about the incident. Watch more below: https://www.youtube.com/watch?v=OY5jQ99-Eks
  10. Mockngbrd

    Portraits of foreign workers

    Shot by fashion photog Geoff Ang
  11. sharing this short video which is kind of happy and sad these farmers, who work hard their whole life to collect cocoa beans, have never tasted chocolate in their life, and they are so delighted when they first ate a piece of chocolate... while many of us never think twice before about spending $2 buying a chocolate bar https://www.youtube.com/watch?v=zEN4hcZutO0
  12. Jman888

    Young workers want it all!

    work life balance is good if you can balance it in a fulfilling way. Not the entitlement that you want to leave on the dot, no weekend, good appraisal, high increment, and fair promotion opportunities. some may say the old days were over when people work late and weekend, and the older generation is outdated on what productivity means. Nevertheless, my concern was what has stated, instead of advocating too much on this until your kids seeing it as an entitlement (yah try telling them to do housework and they start giving you the same excuse of what you advocate), rather parents should teach their kids about hard work, perseverance, endurance and tolerant and not take things for granted. Not asking you to clock 60 hours a week with no life (but why not if you are single and work hard for the money!), I understand many will argue that there are still people working hard today, which i agree and it was also mentioned in the article even for someone in the 30s, different background groom different people. So when you have the balance but other is putting double effort, do not blame others who worker harder getting a better chance of promoting (including FW/FT) or things in life and you just sit there and whine THIS IS UNFAIR! (life is unfair that people dun have to work so hard yet get to enjoy but that is not an entitlement, probably luck!) This is just an old man view.
  13. 40 indian construction workers based in yishun hv stopped working demanding pay. they joined their ah tiong frens who stopped working last month caused not paid salaries. SMRT strike has now started to influence others.... tomorrow pinoy nurses isit den bangla den thai den myanmar? wonder wat tan chuan jin and MOM goin to do and wat excuse? the workers complained that MOM not doin aniting and since ah tiongs already stopped work for 1 month, shouldnt someting be done by MOM,tings mus really be bad for these workers to carry on working after the ah tiongs stopped and all promises must hv been lies for them also to join in and stop work, malu the whole world now see singapore in a bad light so sad
  14. Kudos to the workers. Wonder if the public called MSO, how long would it hv taken for the tree to be removed?...... http://www.channelnewsasia.com/news/singapore/construction-workers/1328914.html SINGAPORE: A fallen tree briefly blocked off all the lanes on Still Road on Monday (Aug 26), but a group of construction workers quickly cleared the obstruction, allowing vehicles to pass. All three lanes along Still Road, heading toward Eunos, were rendered impassable after a tree fell at about 2.15pm, following heavy rain. A Twitter user, Grace, told @ChannelNewsAsia that the workers, who were helping to renovate a house nearby, immediately helped to move the fallen trunk, clearing one lane for vehicles to pass.
  15. Workers in Singapore are the unhappiest in Asia Pacific and nearly two-thirds would like to quit their jobs in the next year, a survey by recruiting firm Randstad showed today (Jan 22). The top three reasons identified by the report as the cause of job dissatisfaction include misalignment with the company culture, having a difficult boss and being asked to do more in their role with less. The survey also found that 23 per cent of Singapore employees feel unmotivated in their jobs and say that their skills are not being used effectively. Randstad’s World of Work Report surveyed 14,000 employers and professionals across Asia Pacific countries such as Singapore, Malaysia, China, Hong Kong and India. Indian workers emerged as the happiest employees with seven in ten satisfied at work, saying they feel challenged, motivated and are mentored to learn new skills. Mr Michael Smith, Country Director of Randstad Singapore, said that the findings send a strong signal to organisations in Singapore that more needs to be done to engage current and prospective talent. He also warned against the decline in employee engagement in Singapore over the last 12 months as “cost-conscious employers cut back on company events and forums”. “While these seem like easy targets for cost-cutting, forgoing opportunities to connect with employees and listen to their feedback comes at a high price — impacting productivity, retention and an organisations reputation,” Mr Smith added. “The strong reputation of an employer brand is cited as the single biggest reason (54 per cent) for an organisation’s success in attracting talent.” Findings from the World of Work Report also showed that Singaporean employees are placing more importance on achieving work life balance, with the percentage of employees ranking it as one of the main reasons to stay with their organisation jumping from 15 per cent in 2012 to 50 per cent last year. Nonetheless, Singapore workers may look forward to a more positive working experience as business leaders surveyed said they are ready to respond, with two thirds (67 per cent) of them planning to strengthen employee engagement and collaboration in the next five years to improve productivity. “There is no magic equation for retention, but having career development opportunities readily available is a great start. Good opportunities for career growth and advancement — or lack of — are repeatedly cited as the key reason employees will remain loyal to their current organisation or leave to develop their career elsewhere,” said Mr Smith. Source: http://www.todayonline.com/singapore/singapore-workers-unhappiest-asia-pacific-report?page=1
  16. Number of notices issued on the rise, but other violations have fallen: LTA KEEPING TO THE LIMIT: While most lorry loads keep within the designated passenger loads, an increasing number are violating the maximum limit. The number of lorry drivers caught carrying too many workers on their vehicles is on the rise, going by latest figures provided by the Land Transport Authority (LTA). There were 559 notices issued to drivers for carrying too many passengers on lorry load decks for the first eight months of this year alone, surpassing the number of notices issued for the whole of last year. There were 429 notices issued last year, a jump of more than eight times from the 51 in 2011. Since September last year, every worker has been required to have at least 8 sq ft of deck space to himself, up from 4 sq ft previously. Another rule was introduced to reduce the number of workers that may be carried, if goods or equipment are also transported, according to the remaining available floor space. Source: http://www.straitstimes.com/breaking-news/singapore/story/more-drivers-caught-overloading-lorries-workers-20131026
  17. http://www.straitstimes.com/premium/insigh...titled-20130713 Are Singaporean workers... expensive & entitled? These are the charges some employers have levelled against locals in a recent debate over wages and skills. Robin Chan investigates. Published on Jul 13, 2013 A YOUNG university graduate walks into his first job interview at a shipping firm waving a salary survey his school provided for him and demands a starting salary above $4,000. But that is what a more senior employee gets only after three to four years on the job. Another, applying for an analyst position at an investment bank, asks if he will have his own office and secretary. There are others: Singaporean professionals turning down overseas postings, job-hopping with a vengeance or wanting more benefits and less work. These stories of professionals behaving badly have emerged in the wake of a Sunday Times commentary last month in which a multinational corporation (MNC) boss asked: "Do Singaporeans deserve the salaries they are paid?" They lack the skills, and the hunger, he observed. The article sparked much discussion, with readers writing in worried that the new generation might be too soft and lack the skills to keep up in the global contest of talent. Others empathised with the plight of the Singaporean worker, saying salaries need to rise faster to keep up with the high cost of living. There does seem a growing perception that the Singaporean employee is getting more demanding and less deserving of his pay. But are the criticisms justified? Or are these Singaporeans just misunderstood? Common complaints CERTAINLY, there is no lack of gripes about the Singaporean worker. The more than 10 employers, headhunters and human resource experts The Straits Times spoke to mostly agreed that some of the criticisms are deserved. Mr Chan Chong Beng, president of the Association of Small and Medium Enterprises (Asme) and the founder of interior design firm Goodrich Global, says he finds foreign professionals much more motivated at work. "The foreigner is worried that you don't give him work," he says. "The Singaporean is worried that he has too much work! The foreigners are also actually more committed to their work, that is the general consensus within my company." Mr V. S. Kumar, managing director of local courier company Network Express Courier Services, says Singaporean workers only seem motivated just to do enough and have no qualms about dropping everything and leaving on the dot at 5.30pm every day. However, his staff from India, the Philippines and Vietnam are keen to stay back after office hours to learn new skills. Others criticised Singaporeans for lacking communication skills. One consultant from the United States says his Singaporean team members tend to be more quiet during team meetings and conference calls with clients. Mr Na Boon Chong, managing director at HR consultancy Aon Hewitt, says: "If you're talking about the ability to present their ideas, to communicate, then, in general, local PMETs are behind their Western counterparts. The differences might be down to culture and the respective education systems." When they do speak up, however, it is to demand things such as more work-life balance and faster promotions. Mr Asothan Samynathan, general manager of Ark Vision Spare and Engineering, a distributor of marine equipment, says: "Singaporeans are quite impatient and want to become managers and above in a short time." In MNCs where overseas assignments and postings are common, Singaporeans have also tended to be more resistant to being moved, the employers say. Mr Peter Baker, director of human resources at shipping firm Maersk Line in the Asia-Pacific region, says: "People from countries like Vietnam, China, Indonesia or Australia are more willing to move away, whereas Singaporeans, historically, have been less willing to move outside of Singapore." What do employees think about all this? Some found the criticisms unfounded or an over-generalisation. National University of Singapore (NUS) student Claudio Chock, 24, who is set to graduate with an arts degree, says: "It is very subjective. There may be some who lack communication skills, but there are others, too, who do have the soft skills." Others say Singapore workers may be falling behind foreign co-workers. An assistant manager at OCBC bank, Mr Gary Hoon, 25, says there "is a basis of truth" that it has been relatively easier for Singaporeans in the past five to 10 years. But he says a bit of perspective is needed: "Comparing the entire Singaporean workforce with this small select group of employees who left their home country to make it into another country to work here, naturally they would be more driven." Another, who gave his name only as Mr Toh, 34, and is now self-employed after leaving a job in sales at an MNC, feels it is only fair that a salary should reflect the amount of work put into the job. But he adds Singaporeans probably want more out of a job than before: "I also look at opportunities for personal growth and good mentorship. If a company can't give me what I am looking for, then I'll find a better job." Generation misaligned? PERHAPS Singapore has become a victim of its own success. The much-celebrated rapid economic growth and first-class education has led to a better quality of life for the majority of Singaporeans very quickly. Just over the last decade, Singapore's per capita gross domestic product rose from $38,865 in 2002 to $65,048 last year. According to the World Bank, this makes Singapore, on a per head basis, wealthier than Hong Kong and the United States. The number of degree and diploma holders has surged from 31 per cent of the labour force in 2002 to 48 per cent last year. Could this affect the hunger and competitive drive? Indeed, former prime minister Lee Kuan Yew once observed: "The spurs are not stuck on the hinds (of Singaporeans). They are part of the herd - why go faster? But when you're lagging behind, you must go faster to catch up with the herd." With this economic and educational progress has come higher expectations from Singaporeans for a certain quality of life. Says Mr Toby Fowlston, managing director at recruitment firm Robert Walters Singapore: "Good academic qualifications are not a rite of passage, especially given the ever-increasing numbers of graduates who are hitting high academic standards." Aon Hewitt's Mr Na, too, has noticed a distinct change in attitude to work: "Where I'm seeing change is in these workers wanting work-life balance instead of just focusing on career progression, the more qualitative aspects. "The PMET (professionals, managers, executives and technicians) is becoming more assertive about what he or she wants and is more comfortable voicing these concerns. It is very different from 10 to 15 years ago." Better work-life balance has been a major topic in the Our Singapore Conversation. A recent survey of 6,000 university students here by consultancy Universum found that the main thing they want from their careers is work-life balance, beating job security, intellectual challenge and an international career. In the last decade, unemployment has also been remarkably low here, so finding a job or switching jobs has not been difficult. More than nine in 10 polytechnic and university graduates who entered the job market last year were able to get a job within six months of graduating. The impact of a tight labour market has also created "an employee's market", says Mr Victor Tay, chief operating officer of the Singapore Business Federation. "Workers can be a lot choosier, not just with salary, but also the job scope, exposure they will receive and even the location of their offices," he says. The shortage of workers has also led to a situation where people are prematurely promoted before they reach the necessary performance level, he adds. A tight labour market - getting tighter with more restrictions on foreign workers - has also inflated wages in some sectors. Salaries do not reflect real productivity-driven growth - straining companies' costs, while further raising expectations of employees. Dr Richard Arvey, head of the Department of Management and Organisation at NUS Business School, says: "When unemployment is so low that people can hop jobs, that puts pressures on companies to maintain or raise the salaries and it raises expectations of many of the people here." The latest unemployment rate is 1.9 per cent, and among residents it is 2.9 per cent, both much lower than in the United States and Britain where unemployment has soared. Even compared to other competitive Asian economies such as Hong Kong, where unemployment is 3.4 per cent, and South Korea, where it is 3.2 per cent, it holds up well. This has been supported by new growth drivers in the form of the integrated resorts, as well as government intervention by way of the Jobs Credit Scheme during the financial crisis, which prompts employers like Goodrich Global's Mr Chan to bemoan that the Singaporean worker is "overprotected" by the Government, leading to a stronger sense of entitlement among workers. "How will they react when the economy really gets bad?" he wonders. At the same time, the pursuit of higher salaries is partly because Singaporeans are increasingly worried about maintaining social mobility and their living standards. Property prices have soared, fuelled by low interest rates and easy money. An influx of foreigners to boost the economy has put a squeeze on resources. A survey of 1,000 white collar workers in Singapore by recruitment firm Michael Page found their most pressing concern this year to be meeting their growing cost of living with their current salary. Sociologist Tan Ern Ser at the Institute of Policy Studies says that a younger generation entering the workforce is finding it much more difficult to achieve their aspirations compared to their parents, creating a "misalignment" of expectations with reality when they start to work. "With rising competition for jobs and rising costs of the big ticket items, they feel that the goal posts have shifted further away," he says. Regaining its mojo THERE is no quick fix to helping the Singaporean white-collar worker recover his edge. The answer lies with employers, employees and schools and the need for them to adapt to changing economic circumstances and societal expectations. In the workplace, HR practices need to evolve to get the best out of the new generation workforce, and retain and develop individuals better, say the experts. OCBC bank has changed its HR programmes across different generations to allow for leadership development, there are job rotations internationally and any employee who has worked for five years in the company is entitled to a three-month unpaid break, no questions asked, says Ms Jacinta Low, head of HR planning at the bank. As for improving communication skills and critical thinking, schools could start honing these skills at an earlier age. More project work at schools that requires teamwork and problem-solving, and public speaking and presentations to build up confidence are all needed, employers suggest. Schools and employers need to also emphasise and better reward technical skills rather than just academic ones, they say, to encourage Singaporeans to place more emphasis on these abilities. Many employers also point to overseas experience as doing wonders to a person's development, especially at an early age. This requires support from schools, parents and a mindset change among Singaporeans themselves. Improving commuting to workplaces outside the CBD such as Tuas will also help make it easier to attract and retain Singaporeans in a larger variety of sectors. But all that cannot replace what is perhaps the biggest factor - self-motivation and pride to continually get better. As living standards and aspirations rise, it is even more of an imperative for the individual Singaporean to strive to improve, to compete and stay relevant. "You feel the stress of competition, but it is fair game. In this day and age it is unavoidable, and it should spur you on to greater heights," says bank assistant manager Mr Hoon. chanckr@sph.com.sg Additional reporting by Debbie Lee and Lester Wong
  18. http://www.straitstimes.com/breaking-news/...t-year-20130613 wah peng.... free train ride then... now new bus service.... So the rest of ppl that work outside of CBD , esp those that need to travel from East to West , or West to East , no need subsidies and no need additional bus service...
  19. I think COE will drop back to S$1 to S$2k region. For those who not sucessfully this round, just be patient, you will get yr COE next round. The latest bad news for the UK car industry follows thousands of job cuts in recent weeks, including 1,200 at Nissan, 850 at Ford, 600 at Aston Martin and 450 at Jaguar Land Rover.
  20. http://ride.asiaone.com/news/general/story...rams-back-lorry
  21. Dinosaka

    Do we need another Workers

    In the run-up to the by-election of Punggol East, it is clear, that final fight comes down to the two largest parties in Parliament: The People
  22. DUH! of course lah....elder ppl got house, car, mistress mortgage.....wtf...even i can conclude [:p] SINGAPORE: Contrary to popular belief that young Singapore workers spend more than they save, a survey has found that they save more than their older peers. According to a survey by career builder, JobsCentral Group, 46 per cent of workers who are between 21 and 30 years old said they save more than 20 per cent of their income. That's almost double the savings of those who are between 41 and 50 years old. Only one quarter of workers in this age group said they save more than 20 per cent of their income. The survey team described these findings as encouraging. It said older workers may be saving less as they have more financial responsibilities like mortgage and car payments, as well as supporting a family. For the survey, 20 per cent was set as the benchmark of good savings habits. Overall, 56 per cent of Singapore workers save less than one-fifth of their income each month, while another 5.2 per cent do not save at all. The majority spend the bulk of their salary on necessities like food, transport and allowances for parents or children. About a quarter (24%) spend the bulk of their pay on entertainment, while 15 per cent said they would spend mostly on travel. One-quarter of those surveyed (25.5%) said they would save 21 per cent to 40 per cent of their salary, up from 19.7 per cent in 2011. Those earning S$7,000 to S$7,999 per month are big on savings, with 62 per cent most likely to save over 20 per cent of their salary. This is followed by those who earn S$6,000 to S$6,999 (51%) and S$8,000 to S$8,999 (50%). The online survey was conducted between September and October 2012, involving about 3,300 respondents. - CNA/ir
  23. Picnic06-Biante15

    Looking for Workers- Part 2

    sorry, don't know how to post direct player on thread ...
  24. No need to save cash from your monthly disposable income for retirement anymore...woohoo govt say wan no need multiple income streams, investment etc life is so simple i got it wrong all this while... better start spending since CPF can provide me 71% of my pre retirement income even after paying for housing YOUNG Singaporeans starting work today will have enough savings in their Central Provident Fund (CPF) accounts to retire comfortably in their golden years, says a study commissioned by the Manpower ministry. They would have accumulated CPF savings that will give them a comfortable level of income in retirement - a level equal to a large part of their pre-retirement earnings, it says. Deputy Prime Minister Tharman Shanmugaratnam, giving a preview of the findings, said, however, that the CPF balances of older workers will be inadequate, although most of these individuals would have gained from the rise in the value of their homes, courtesy of government subsidies, earlier withdrawal of CPF savings and economic growth. "Our strategy is to help them monetise the values of their homes in retirement if they wish to," said Mr Tharman, who is also Finance minister. He was delivering a keynote address at the opening of the Singapore Human Capital Summit conference. The study he was referring to was done by National University of Singapore professors Chia Ngee Choon and Albert Tsui. In their study into whether the CPF system adequately meets retirement needs, the professors computed what economists call the income replacement rate (IRR), which is the ratio of retirement income to pre-retirement earnings. Using all CPF savings acccumulated by a worker up to the age of 65, including savings above the CPF Minimum Sum which the worker can withdraw at age 55, they found an IRR of 71 per cent for a median male worker who starts working today. The female median worker's IRR is 63 per cent. These IRRs factor in only the cash savings in the CPF; they exclude the benefits the worker gets from owning a home. "These IRRs are within the recommended range by the World Bank, which is between 53 per cent and 78 per cent," Mr Tharman said. "They are also comparable to those seen in pension systems in many developed countries." The equivalent IRR in the median country in the OECD, the league of rich nations, is 66 per cent of pre-retirement earnings, while the average among the OECD countries is 72 per cent. Mr Tharman pointed out that Singapore's IRR is even higher when its near-universal home ownership - under which homes are fully paid by the time workers hit retirement age - is taken into account. "By not having to pay for rent, cash is freed up for other living expenses in (the workers') old age," he said. With workers who are already older, however, he acknowledged that their CPF balances will be insufficient for three reasons: their wages were much lower in the past; they were required to set aside less in their CPF retirement account; and the fact they could use much of their CPF savings for housing. The study found the IRR to be lower for higher-middle earners because, as Mr Tharman pointed out, the CPF system is designed to meet the retirement needs of workers in the middle- and lower-income groups. High-income earners have private savings. Workers in the lower income group, in fact, have an IRR of 81 per cent of pre-retirement income. If the supplements of their wages through the Workfare programme are included, the IRR is even higher - 93 per cent. Mr Tharman said: "The results of the study are an important validation of the CPF system. The refinements we have made to it over the years have ensured that the vast majority of young Singaporeans will receive adequate payouts in retirement." He pointed out, though, that it still falls to individuals to take responsibility and save, and for employers to take the responsibility of providing good jobs, sharing productivity gains fairly and keeping older workers employed. The fifth edition of the Human Capital Summit is hosted by the Human Capital Leadership Institute, the Ministry of Manpower and the Singapore Workforce Development Agency. At the conference yesterday, Acting Manpower Minister Tan Chuan-Jin presented this year's Asian Human Capital Award to digital-security specialist Gemalto and global supply chain manager for agricultural products Olam International for their people-management practices. MTR Corporation, Tata Consultancy Services and Toyota Motor Philippines Corporation were named Special Commendation Prize Winners.
  25. I'm thinking what legal rights and expertise rights do they have to stop and guide traffic. I saw one foreign worker holding a stop sign and show the sign right in my face while signalling me to go and it was messy. There were three trucks waiting to turn into the site. Are they authorized to do that? They don't look trained in traffic wardenship.
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